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January 06, 2011 • Page Image 45

…Ford Honors Program 2011 UMS Distinguished Artist Award Winner Renee Fleming Hartmut Hall soprano piano Sunday, January 16 4 PM HILL AUDITORIUM • ANN ARBOR One of the most beloved and celebrated musical ambassadors of our time, soprano Renee Fleming captivates audiences with her sumptuous voice, consummate artistry, and compelling stage presence. Her program includes songs and arias by Schoenberg, Strauss, Rorngold, Duparc, Puccini, and...…

January 06, 2011 • Page Image 46

…Family Focus SPONSORED BY BEST SOURCE CREDIT UNION 20 Years Longtime Yad Ezra volunteers share tales of feeding the hungry. Charlotte Corlin Dorothy Last S even Yad Ezra volunteers with service dating back to the first year the doors opened 20 years and 12 million pounds of food ago recall their years of volunteering. They worked at the Berkley-based kosher food pantry through three buildings, three executive directors and 11 presidents...…

January 06, 2011 • Page Image 47

…A Personal invitation Ask the Orthodontist Oct. 16 4 Drs. Dayna and Joshua Olstein of New York and big sister Haley welcome Julia Harper Olstein to their family. Her grandparents are Jeff and Barbara Olstein of Farmington Hills and Dr. Henry and Jeanne Cohen of Central Valley, N.Y. Dr. Nelson and Dr. Marsha Beatile Licensed Specialists for Children & Adults Olstein West Bloomfield Commerce Township 248.926.4100 Excellence. Caring. Qua...…

January 06, 2011 • Page Image 48

…Fami • • • • GIFTS KIDDUSH CUPS MENORAHS TALLITOT JUDAICA ART KETUBOT ( CUL, MA EL Grundy 60th L uba and Allan Grundy of Farmington Hills celebrated their 60th wedding anniversary on Jan. 7. Coming from out of state and locally to help them share this special occasion were their children, Dr. Gurusayah and Mukta Khalsa, Leon and Cris Grundy, Jeffry and Marge Grundy and Bruce Grundy; their grandchildren, Hargobind Khalsa, Gurudarshan Kha...…

January 06, 2011 • Page Image 49

…Fmk aeliver olefey • Gordon-Mall L indsay Gordon and Zachary Mall of Scottsdale, Ariz., were recently married at the Westin Southfield Atrium. Rabbi Aaron Bergman and Cantor Daniel Gross of Adat Shalom Synagogue in Farmington Hills officiated. The bride is the daughter of Barbara and Martin Scharf of Cincinnati, Ohio, and the late Michael Gordon. The groom is the son of Harriet and Sandford Mall of Farmington Hills. Katie Gordon was maid...…

January 06, 2011 • Page Image 50

…classifieds call BULLETIN BOARD PASS THE BAR EXAM 1-on-1 tutoring Rich Klarman 734.996.2861 www.testguru.com TRANSPORTATION ABSOLUTELY RELIABLE LUXURY CAR SERVICE LINCOLN TOWN CAR & MERCEDES-BENZ SW. AIRPORT SPECIAL - $55 LICENSED & INSURED LEON 248-910-5301 HOUSE FOR RENT BLOOMFIELD 4 bedroom, 3 bath, 2900 sq. ft. on 1.2 acre 2 car, $2,500/mo. 248-227-0262 APARTMENT/CONDOS FOR RENT FARMINGTON HILLS 2 bed- room, 2 full bath furnished ...…

January 06, 2011 • Page Image 51

…classifieds call HOUSEHOLD GOODS work harder for you! 248-351-5107 CHIMNEY CLEANING/REPAIR MOVING? Priced Sale of Household Furnishings Professionally Conducted in Your Home 305 CHIMNEY & ROOF PROS "My computer guy? GUTTER CLEANING & REPAI Jason Cohen is abrays my first call." SIDING & DOORS/FLOOD & MOLD Estate Liquidators EDMUND FRANK & ASSOCIATES - -Upgrades/Repairs -Set Up/Installation -Virus Removal -PC and MAC Chimney an...…

January 06, 2011 • Page Image 52

…- :classifieds work harder for you! call 248-351-5107 MOVING/STORAGE Big enough to service you, yet small enough to care! FLOORS. INCORPORATED Let Bob Do It Robert Smith FAMILY OWNED AND OPERATED Expert Piano Moving affordable rates • fully insured • free estimates senior citizen discounts • free wardrobe usa i e Handyman Finally, you can refinish your hardwood floors without all the dust... Repairs, Home Improvement Electrical, P...…

January 06, 2011 • Page Image 53

…classifieds call work harder for you! 248-351-5107 CERTIFIED BACKFLOW TESTING •FAUCETS • • Pick Up & GO "fransportation Senices • Drking PA Excellence z cc co • • $25 off of any service over $125.00 cc We service all of your residential and commercial plumbing needs including: t. 1V -'107!E.1at Complete Plumbing Se 0 2,'15/1 I w • Water audits, which offer ways to reduce water cost • Lowering your natural gas cost • Free e...…

January 06, 2011 • Page Image 54

…classifieds call work harder for you! 248-351-5107 PARTY PLANNERS HOME SERVICES IMMIGRATION LAW FIRM. VI c47/4 for I I "Care in the Comfort of Your Home" • • AV-Rated law firm. Our attorneys practice & teach in all areas of immigration law. PARTY DESIGN We offer compassionate private duty home health care for anyone needing additional assistance with living life to the fullest. N. PETER ANTONE PLANNING • DESIGN • CATERING WED...…

January 06, 2011 • Page Image 55

…-classifieds call 248-351-5107 REAL ESTATE FOR SALE REAL ESTATE FOR SALE REAL ESTATE FOR SALE REAL ESTATE FOR SALE work harder for you! REAL ESTA FOR SALE HOWARD NOVETSKY 248-613-11935 • CHERYL FELDMAN 248-933-4690 war A A.__ BROOCK V, CA i C R 5' 7.;Nr. 1895 - MMERCIAL BUILDINGS-FERNDALE reat Visibility in this Prime Location on Woodward Ave. Lease or rchase One Building 2025 Sq. Ft Newly Remodeled with Over- ead Door and Loft...…

January 06, 2011 • Page Image 56

…BROOCK 1895 m48•13457...711300 4120 Telegraph Rd. Bloomfield Hills, MI 48302 111:3ihr cop, "SOLD" IS MY MIDDLE NAME VISIT ME AT WWVV.MELANIESOLD-COM 7bp 1/2% of Realtors Nationwide Short Sale Platinum Certified. Call Me to Find Out Now to Get Out From Under ORCHARD LAKE-LANDMARK HOME BLOOMFIELD HILLS-A PAGE OUT OF HISTORY 114 feet of panoramic lake frontage on prestigious Dow Ridge. 1.26 spectacular acres. Gorgeous tudor with cedar r...…

January 06, 2011 • Page Image 57

…Obituaries Obituaries are updated and archived on thejewishnews.com 'Our Miss Jean' Esther Allweiss Ingber Special to the Jewish News had no business experience. First located on Wyoming Avenue across from Mumford High School in Detroit, the nursery school later was housed at Young Israel of throng of more than 700 people Greenfield on 10 Mile Road in Oak Park. gathered at the funeral of beloved Rabbi Bergman noted that Miss Jean "could pr...…

January 06, 2011 • Page Image 58

…aaries Obituaries from page 57 A Famed, But Humble Builder Bill Carroll Special to the Jewish News T he Ramblewood and Hunter's Ridge residential complexes in Farmington Hills. The old Talley Hall Shopping Mall, also in Farmington Hills. Congregate housing communi- ties for elderly residents in Ann Arbor, Sterling Heights and Riverview. Melvin Rosenhaus built them all — plus thousands of other living units in the Detroit area over the pas...…

January 06, 2011 • Page Image 59

…tit ilia r 4071 Contributions may be made to Jewish War Veterans, do Temple Beth El, 7400 Telegraph Road, Bloomfield Hills, MI 48301 or Wounded Warrior Project, 7020 AC Skinner Pkwy, Suite 100, Jacksonville, FL 32256. Services and interment at Hebrew Memorial Park. Arrangements by Hebrew Memorial Chapel. PEARL KLEIN, 88, of Berkley, died Dec. 28, 2010. Mrs. Klein was the office manager of 25 years for Gerald Rowin and David Sparrow. She is s...…

January 06, 2011 • Page Image 60

…y The me e s iva 4 Shvat January 9, 2011 Henry Faigin Manny Feder Lee Lyons Max Sitrin Frieda Kabeck Esther Pechensky Rose Pollack Brana Simis 5 Shvat January 10, 2011 Perry Feigenson Martin Keith Irwey Shimon Kohn Max Milgrom Rudolph J Newman Robert William Rosenbaum Maier Chaim Soloveichik 6 Shvat January 11, 2011 Harry Averbach Bernard Bocolor Sam Cohen During the coming week, the students ll of .Yeshzd'va Beth Yehudah dc. ah will ...…

January 06, 2011 • Page Image 61

…LAWRENCE RAIZMAN, 81, of Troy, passed away peacefully at his home, with his wife and children. He was born in Brazil and was the former owner of Diversified Graphix Inc. He will be missed very much, but his charm and light spirit will always be in the family's hearts. Mr. Raizman is survived by his wife, Rubia Raizman; daughter, Dr. Pamela (Neil Newman) Raizman; sons, Dr. Michael (Debra) Raizman and David (Annemarie) Raizman; stepdaughter, Eve...…

January 06, 2011 • Page Image 62

…Obituaries Obituaries from page 61 YETTA WOLF, 98, of Denver, Colo., died Dec. 30, 2010. She was born in Montreal, Canada, and lived the majority of her life in Detroit. She worked for decades Wolf at Adat Shalom Synagogue. Mrs. Wolf is survived by her sister and brother-in-law, Paula and Jay Korelitz; grandchildren, Susan (Jason) Reimer, Michael (Lori Becker) Babin; great-grandchildren, Braxton and Vaughn Reimer; nephew and niece, Seth (She...…

January 06, 2011 • Page Image 63

…**Immillissoloifikamow 2 5 PEOPLE WHO Have G1ifficult,9 hearin ‘g and unclerstanding in background noise. T-1-iese 25 people are neecled to tr,9 tke most advancecl miracie-E_ar® nearly invisible digital hearing instruments' ancl the effectiveness of the directional microphone s y stem in backgrouncl noise. These people will 6e asked to tr,9 our instruments RISK FREE.* if ,9ou are satisfied witk the improvement in wur hearing and wish to keep...…

January 06, 2011 • Page Image 64

…IRE S "IMAGINATION IS THE BEGINNING OF CREATION. YOU IMAGINE WHAT YOU DESIRE, YOU WILL WHAT YOU IMAGINE AND AT LAST YOU CREATE WHAT YOU WILL." - GEORGE BERNARD SHAW Some of our designers are inspired by a photograph, a melody, a sunset...anything that evokes emotion and creativity. Whether you wish to create a new look from an existing piece ofjeweiry or desire to design something entirely new, Tapper's Custom Design "dream team" will gu...…

January 06, 2011 • Page Image 66

…0 STEVE SOLOMON'S MY MOTHER'S ITALIAN JEWISH HERAPT! NOVI THEATRE MY FATHER'S I'M IN OADWAY SERIES "A 90-MINUTE LAUGH-FEST!" "PERFECT COMIC TIMING." 4faaasgah Magazine New York Post "YOU'RE GOING TO LOVE IT! IT'S HYSTERICALLY FUNNY!" ['VOR tifetivsTath Radio OFF BROADWAY SERIES UPCOMING SHOWS: STEMS OLOMON5 MY MOTHER. s I January 5-23 Steve Solomon's My Mother's Italian My Father's m tigRAPY! Jewish & I'm in Therapy MY FAT...…

January 06, 2011 • Page Image 67

…JANUARY 20111VOLUME 02 ISSUE 01 CONTENTS FEATURES 18 Casualties of Attrition What happens when a "newer, leaner General Motors" comes to your town? Ask West Bloomfield. Reporting by Bill Carroll 19 Alterman's Wheelhouse How a nice Jewish boy steered his way to the pole position. Reporting byJulie Edgar 20 J Leapfrogging Faith What happens when you're not 'Jewish enough" for your adult children? Reporting by Robin Schwartz RED 11-1...…

January 06, 2011 • Page Image 68

….Huge selection of styles and colors to choose from 'in the stole. • 11-air E x tensions • Specialty ,Wig Supplies • -Wig lkssesor ies 4 January 201 1 RED TIC www.redthreadmagazine.com …

January 06, 2011 • Page Image 69

…EDITOR'S LETTER The City That Still Drives The World ou can't have a Detroit-based pub- lication and not devote an issue to the automobile — I'm pretty sure it's in the rulebook somewhere, I think. That said, we elected to make January our version of an "auto" issue, anchored by an interview with Car and Driver magazine's (relatively) new editor in chief, Eddie Alterman. A"Made in Michigan product"who is second to none, Alterman — at the rip...…

January 06, 2011 • Page Image 70

…COMMUNITY POST-DATE POST No Skin For A Skinflint Cool $#*! This January By Harry Kirsbaum et one of your New Year's resolutions be to get out of your typical orbit in 2011; let Red Thread help that along by suggesting a few of the cooler things going on in Detroit this month. From a Park City, Utah-inspired evening in Ann Arbor to the concept cars of tomorrow, it's going to be a great year, Detroit! '-, he Post-Date Post credo: It's eith...…

January 06, 2011 • Page Image 71

…KENSINGTON ® Refined styling and elegant details lend an air of understated luxury to the Kensington collection of faucets. Kensington handles are cut from glistening Swarovski* crystal that complements the graceful arch of the spout. ADVANCE Plumbing Supply Company-- -- Come visit our outstanding showroom 1977 E. West Maple Road • Walled Lake, MI 49390 248.669.7474 wvvvv.advanceplumbing.com • HUMUNGO SELECTION OF JEANS, SWE...…

January 06, 2011 • Page Image 72

…COMMUNITY JEWFRO January Auction Dates Friday the 14th Saturday the 15th Sunday the 16th At 1 1:00 a.m. At Noon At 6:3(l p.m. Can You Believe It's Been 10 Years Already? P hoto by Brett Mou n Fine At Appraisers and Auctioneers — Since 19'27 By Ben Falik he brains, athletes, basket cases, prin- cesses and criminals of the Class of 2000 celebrated their 10-year reunion late last year. "Reunion-iting" inevitably stirs up memo- ries a...…

January 06, 2011 • Page Image 73

…beginning Thursday. January 13th - every Thursday Him March 3rd From 6:00 -8:00 5195,00 per person includes all materials The Teacher is Gloriana Casadei You will learn Italian culture. Culinary delights. myths and facts about Italy and ideas on how to take in all that Italy has to otter 20% off Dinner to all students on the night of classes.. Book your reseroation Now! Join us every Sunday from 11 a.m. - 3 p.m. for our Brunch and live jazz.....…

January 06, 2011 • Page Image 74

…COMMUNITY MAILBAG What, Us Worry? Editor's Note: We are not surprised when readers take the time to express their dismay with an article; that's just how it usually works — and we are grateful for their opinions. It is more unique to receive mail that praises — that, too, makes us happy. Either way, we appreciate and encourage readers to send us their comments (and compliments). Email us at: editorial@redthreadmagazine.com FOODIES OF THE ...…

January 06, 2011 • Page Image 75

…COMMU-N ITY PANDORA'" UNFORGETTABLE MOMENTS FOODIE Soup's On, Let's Eat! By Adam Helfman iven my food addiction, I never thought soup could be a meal. Yet, now that it's cold outside, why couldn't it be? So, where can you get a good bowl of soup around town? If hardy is on your palate's to-do list, then a drive to The Lodge in Keego Harbor is required. They have this amazing Turkey Chili that's heavenly, with fixings-a-plenty to load it ...…

January 06, 2011 • Page Image 76

…ECONOMY GIGS Looking for a Career? Bring It On ... ur barometer of employer demand, the GIGS department is a regional composite of companies and industries that are in hiring mode. Job seekers should begin to feel the love again as companies across all industries report increased hiring objectives. 0 HEALTH CARE Rainbow Rehabilitation Centers (rainbowrehab.com/index.php), which provides services to people recovering from brain and spinal...…

January 06, 2011 • Page Image 77

…Buy get on r Salad get a up of Soup Exp 2-3-11 r Exp 2-3-11 er the past 12 years Steve & Rocky's has continued to win the favor of the locals and 6879 Orchard Lake Rd. on the Boardwalk the food critics alike for their award-winning food and service, all served at everyday prices. ,,o+ 248.626.9110 ResTaurant week "One of the Best Restaurants in America" — Gourmet Magazine "**** Outstanding. Remarkably affordable given the quality...…

January 06, 2011 • Page Image 78

…ECONOMY HERE AND NOW Innovative Apothecary and Novel Artists' Market Enter the Retail Scene New local boutiques, businesses and brands you may not know — but should. By Lynne Konstantin SKIP THE BRICKS AND ENTER OZ AT YELLOW DOOR ART MARKET ECOLOGY IS ORGANIC-CHIC Love browsing the handmade wares at seasonal artists' markets? Artist April Mc- Crumb and her husband/business partner Steve do, too — but didn't care to wait for the next tra...…

January 06, 2011 • Page Image 79

…ECONOMY ROMA SPOSA 4C. 1/4 4 \T[1.1111 E NJEN'NG ROUNDUP Economics Briefs ANNE BARGE OBAMA BROKERS DEAL TO EXTEND BUSH-ERA TAX CUTS AND FEDERAL UNEMPLOYMENT BENEFITS Couture Bridal Collection Trunk Show February 17, 18, 19 President Obama announced an agreement between the White House and congressional lead- ers that would extend Bush-era tax cuts across the board for two years as well as extend the federal unemployment benefit progr...…

January 06, 2011 • Page Image 80

…ETCETERA LOCKER ROOM KIDDUSH CLUB 0 What's in a Name? Jewish sports fans clamor for the next Koufax, Greenberg ... or Schwartz? By Brad Cohen Tt's been two years since ti the Lions announced the hiring of head coach Jim Schwartz. Do you remember those heady first days, two years ago this month, when the Lions an- nounced his hire? Do you remember what crossed your mind? Perhaps questions such as: Who was this new guy? Was he the real d...…

January 06, 2011 • Page Image 81

…Escape Convention %,' nestirrtelitTs.1:4!*: 4 :1Z , Z1:)41;1 11,;. 10;.):.`O 'N Now taking orders! 42mpg Best-in-Class Combined Rating! 201 1 L exus CT200 Starting at $291 7201 Hybrids don't always have to be about flower, sunshine-filled days in the park. Standard Features: • Safety Connect • XM Satellite Radio • USB Connector for iPod/MP3 Players • Bluetooth Streaming Audio • Power Lumbar Seat Support ( `MSRP doesn t include deli...…

January 06, 2011 • Page Image 82

…oe Cauley was excited about his first day on the job in May 2009 at his father's Chevrolet dealer- ship in West Bloomfield. This scion of a long-estab- lished dealership family had just graduated from Northwood Uni- versity in Midland — a school specializing in coursei.vork for the "fortunate" children of automobile dealers. However, there was no college class that could have prepared him for the jolting turn his life would take that day. Yo...…

January 06, 2011 • Page Image 83

…Alterman's Wheeth use ddie Alterman is about as sentimental as an accoun- tant. So when he waxes about the days when cars were more than armored "appliances" that safely transport us from home to work and back, he is calculating a challenge: how to make safe sexy for a new generation of auto enthusiasts. As the latest editor of Car and Driver — a magazine with a readership of 1.3 million — Alterman doesn't need to save a dying brand. As he...…

January 06, 2011 • Page Image 84

…Leapfrogging Faith: Religious Children and the Parents Left Behind By Robin Schwartz IF amily dynamics can be a tricky thing. Even in the closest, most loving house- holds, there is spirited discussion and discord. Parents strive to imbue their children with morals that reflect the family's values, religion principal among them. But what happens when a child's embrace of religion supersedes the parents' to the point of deri- sion? Like mos...…

January 06, 2011 • Page Image 85

…METRO NATIONWIDE "If you're dealing with tolerant parents and tolerant kids, they're usually able to make accommodations for one another." — Rabbi Eli?nelech Silberberg "We live in a society where secular Jews and religious Jews are worlds apart," Silber- berg says. "They each have a totally different mindset, belief system and goals. A religious person's primary goal is to serve God." Rabbi Silberberg, who came to Michigan in 1975 as a sha...…

January 06, 2011 • Page Image 86

…ETCETERA NIGHTCAP The Rebbetz-man or: How I Learned to Stop Worrying and Love the Kichel A rabbi's husband reflects on the obligations he has to his wife's flock. By Dan Shere hen my wife became a rabbi, she had to master important skills like com- forting mourners and keeping the at- tention of restless Hebrew school students. As the rabbi's husband, I had to master but one skill: answering the question, "What should I call you?" Because...…

January 06, 2011 • Page Image 87

…TAX PREPARATION • Personal - Corporate - Estate Tax Returns C-3 Levy Tax Professionals can help! Are you dissatisfied with your current CPA? Do you meet and thoroughly review your circumstances before your tax returns are prepared? The Levy team will provide you with what you deserve this tax season. TAX PROFESSIONALS, INC 248-443-1207 Toll FREE 888-411-LEVY (5389) www.levytaxhelp.corn 28400 Southfield Rd. • Southfield, MI 48075 -c3 ...…

January 06, 2011 • Page Image 88

…25TH Anniversary Invitation Receive a quote from our *Competitor* and we will not only match it, we will save you an additional 10%. NOW is the time to update! Elegant Handcrafted Cabinetry & Fine Furniture 248-645-9005 Showroom Hours: Monday-Friday 9 am.-5 p.m. Saturday 10 a,m.-2 p.m. Also by appointment 4068 W. Maple Road • Bloomfield Hills www.millenniumcabinetry.corn Photo by Beth Singer *Call us for a list of eligible companies. ...…

January 06, 1995 • Page Image 1

…750 DETROIT THE JEWISH N 5 SHEVAT 5755/JANUARY 6, 1995 Welcome Mat The process of Russian resettlement continues. I JENNIFER FINER STAFF WRITER This is the first in an occasional series on the resettlement process Jews from the former Soviet Union encounter. Malka Breyter: Helping others in their adjustment. PHOTOS BY JEFF A. KOWALSKY he apartment was bare and empty, but the refrigerator was full. The food was there thanks to Malka ...…

January 06, 1995 • Page Image 2

…A Dazzling Array of the Most Exquisite Jewelry Designs... Make Shopping at Greis Jewelers a Delightful Experience. ALL DESIGNS AVAILABLE IN PLATINUM, 18 KT., 14 KT. WHITE OR YELLOW GOLD. 32940 Ivfiddlebelt Rd. (At 14 !vide Rd. in the Broadway Plaza) JEWELERS Breathtaking Jewelry ... Astonishing Prices Phone: 855-1730 Fannington Hills, Michigan …

January 06, 1995 • Page Image 3

…January 6, 1995 14 Detroit ROUND UP "Bodies in Motion" is on the move. 12 Community Relations Borders hosts Jewish events at its Farmington Hills store. TELL ME WHY Drug Wars When Dinah and Dyan said rah, rah, rah! 30 Perry's impending sale could push Arbor Drugs. Business is booming. page 33 TRAVEL 32 Jewish art treasures set in a palace. 50 Best In Midwest Kmart picks a manager as a top volunteer. FINE ARTS Taking a deep br...…

January 06, 1995 • Page Image 4

…OK, Folks, It's Over, Time To Get Back To Work It seems like, since Chanukah, everyone in our metro area put his phone on hold, left the voice mail on guard and headed for this void in life known as "the holidays." Dec. 25 and Jan. 1 are big days on the national and local calendar. But Jan. 3, that's when we were to begin anew. That is, once we shoveled our way through heaping piles of "while you were out" pink slips, clogged voice-mail tapes...…

January 06, 1995 • Page Image 5

…Opinion Community Views Culture Should Reflect Return From A Troubled Land Where We Live Leaving Behind Many Questions MIRIAM KREININ SPECIAL TO THE JEWISH NEWS RABBI LEONARDO BITRAN SPECIAL TO THE JEWISH NEWS he other morning I awoke ing out for after-work happy to the song "Hotel Califor- hours. nia" playing on Israel's Regarding men in suits, please army radio station, and in note: The only time I have ever my sleepy state I thought I ...…

January 06, 1995 • Page Image 6

…Exercise your options without walking your money , all all. over town. Certificates of Deposit* with Insured Safety 5.256y 6.0APY 7 MONTHS 14 MONTHS Money Market Plus accounts' with Instant Liquidity • 0 1 •50 1 5000 1 DEPOSIT $2,500 DEPOSIT $25,000 DEPOSIT $50,000 TO $24,999 TO $49,999 OR MORE Helping You Along The Way." Standard Federal Bank Savings/Financial Services 800/643-9600 Member FDIC Standard Federal * Certificates of ...…

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