Attention Investors:
Jewish Book Fair
Here's Your Solution To
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For decades, investors have purchased municipal bonds for their safety, security and
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• Attractive Tax-Exempt Yields
• Monthly Tax-Free Income
• Diversification
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• No Annual Fees
• Daily Liquidity*
By purchasing six different issues with alternating, coupon payments, you receive
monthly income that's tax-exempt. This income is free from federal taxation and in most
cases free from state and local taxes as well. For more information on Morgan Stanley
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100 West Big Beaver Road, Suite 500
PAUL A. TOBY
Troy, MI 48009-4690
Vice President, Financial Advisor
800-776-8282 248-680-2243
Retirement Planning Specialist
248-680-0970 Fax
paul_toby@rnsdw.com
MORGAN STANLEY DEAN WITTER
* If bonds are sold prior to maturity, prices may be higher or lower than the original
purchase price and actual yields may be higher or lower than the yields stated when the
original investment was made.
Dean Witter Reynolds Inc. is not a tax advisor Investors are urged to consult with their
personal tax- advisors regarding the effects of the new legislation on their situation as well
as the tax consequences of any investment decisions they may make.
Morgan Stanley Dean Witter is a service mark of Morgan Stanley Dean Witter & Co. and services are
offered through Dean Witter Reynolds Inc., member SIPC. © 1998 Dean Witter Reynolds Inc.
ATTN: Paul A. Toby
Morgan Stanley Dean Witter
100 West Big Beaver Road, Suite 500
Troy, MI 48099-4690
❑ YES, I am interested in consistent, reliable, monthly tax-free income.
Please send me more complete information on the Morgan Stanley Dean Witter
National M-Camp. I will read this information carefully before I invest or send money.
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■
Family Mean ,
Trips to
Germany help
daughter learn
her mother's story.
ESTHER ALLWEISS
TSCHIRHART
Copy Editor
lig
y mother
never spoke
of the past
and that
created an urgency in my life to
know more of who she was. I felt
very disconnected," says Fern
Schumer Chapman.
The 45-year-old freelance jour-
nalist, one generation removed from
the Shoah, gives this rationale for
writing her first book, Motherland
— Beyond the Holocaust: A
Daughter's Journey to Reclaim the Past
(Viking, $23.95). Whether she ever
writes another, Chapman says, "This
book is the one I really needed to
do."
More than a Holocaust story, she
says her book is about the mother-
daughter relationship — a universal
theme. Chapman, a speaker at the
Jewish Book Fair on Wednesday,
Nov. 8, says she gained insight into
the traumatized personality of her
mother, Edith Westerfeld Schumer,
when they traveled together to
Schumer's hometown in Germany.
Chapman of Lake Bluff, Ill., out-
side Chicago, says those visits in
1990 and 1995 (and one in 1999,
after writing the book), opened her
family's history to her while lighten-
ing her mother's psychic load.
Daughter and mother are changed
forever.
Edith Westerfeld was born in
1925, in Stockstadt am Rhein,
Germany. By 1938, the situation for
Jews had become dangerous. The
girl's parents, Frieda and Siegmund,
attempted to save her life by sending
her to Chicago. But Edith, at 12,
didn't understand; she felt aban-
doned.
Fern
Schumer
Chapman
with her
parents,
and today.
Her new home was with her
father's brother, Jack Westerfeld, and
his wife, Mildred, who was less
enthusiastic about her coming.
Mildred refused to take in Edith's
14-year-old sister. She was placed in
a foster home, and the sisters rarely
could see each other. This increased
their feelings of loss, especially after
they learned their family in
Germany didn't survive.
Edith was trained as a nurse. At
24, she married Dr. William
Schumer. The family didn't mix with
other Holocaust escapees/survivors
in Chicago because Dr. Schumer
wasn't one of them. Chapman sug-
gests such a connection might have
brought their family a sense of com-
munity.
Back To Germany
An invitation to a reunion of
Schumer's grammar school class
prompted a first return to
Stockstadt. Chapman accompanied
her mother to the town of 2,000
that had only two Jewish families
before the war.
While there in 1990, they visited
a neglected Jewish cemetery and met
the town historian, Hans Hermann,
who admits, with some guilt, that he
might have saved Schumer's parents.