Attention Investors: Jewish Book Fair Here's Your Solution To Tax-Free Monthly Income For decades, investors have purchased municipal bonds for their safety, security and tax-exempt income. Now. Morgan Stanley Dean Witter National Municipal Bond Check-A-Month Portfolio (M-Camp"), oilers you the opportunity to own a diversified portfolio of high-quality municipal bonds. "M-Camps" are professionally selected portiolibs of six individual municipal bonds providing monthly income. Most of the individual bonds arc rated "AAA," the highest rat- ing assigned by Moody's and Standard & Poor's. Although the bonds are purchased togeth- er, they may be sold individually or collectively at any time. • Attractive Tax-Exempt Yields • Monthly Tax-Free Income • Diversification • High-Quality Securities • No Annual Fees • Daily Liquidity* By purchasing six different issues with alternating, coupon payments, you receive monthly income that's tax-exempt. This income is free from federal taxation and in most cases free from state and local taxes as well. For more information on Morgan Stanley Dean Witter M-Camps, call the number below [or send in the coupon for details]. 100 West Big Beaver Road, Suite 500 PAUL A. TOBY Troy, MI 48009-4690 Vice President, Financial Advisor 800-776-8282 248-680-2243 Retirement Planning Specialist 248-680-0970 Fax paul_toby@rnsdw.com MORGAN STANLEY DEAN WITTER * If bonds are sold prior to maturity, prices may be higher or lower than the original purchase price and actual yields may be higher or lower than the yields stated when the original investment was made. Dean Witter Reynolds Inc. is not a tax advisor Investors are urged to consult with their personal tax- advisors regarding the effects of the new legislation on their situation as well as the tax consequences of any investment decisions they may make. Morgan Stanley Dean Witter is a service mark of Morgan Stanley Dean Witter & Co. and services are offered through Dean Witter Reynolds Inc., member SIPC. © 1998 Dean Witter Reynolds Inc. ATTN: Paul A. Toby Morgan Stanley Dean Witter 100 West Big Beaver Road, Suite 500 Troy, MI 48099-4690 ❑ YES, I am interested in consistent, reliable, monthly tax-free income. Please send me more complete information on the Morgan Stanley Dean Witter National M-Camp. I will read this information carefully before I invest or send money. Name Address State City ( L ( ) Home Phone Zip ) Business Phone 9ffordable Elegance in Assisted Living. Welcome to The Court At West Bloomfield . A residence that combines all the grandeur of your home with assistance available for the asking. A place you can relax, knowing your needs are attended to. Where nurses and their staff provide the care that you need. 24 hoLirs a day. The Court offers a true sense of independence in a safe, caring environment. "Fhe Court is now offering new pricing, with rooms starting at $2,150 per month. The Court...All of the grandeur of fine living in a safe, caring environment. 11/3 2000 FAA. The Court At West Bloomfield Owned & Operated by NCR ManorCare 6950 Farmington Road, just south of Maple West Bloomfield • 248-661-1700 ■ Family Mean , Trips to Germany help daughter learn her mother's story. ESTHER ALLWEISS TSCHIRHART Copy Editor lig y mother never spoke of the past and that created an urgency in my life to know more of who she was. I felt very disconnected," says Fern Schumer Chapman. The 45-year-old freelance jour- nalist, one generation removed from the Shoah, gives this rationale for writing her first book, Motherland — Beyond the Holocaust: A Daughter's Journey to Reclaim the Past (Viking, $23.95). Whether she ever writes another, Chapman says, "This book is the one I really needed to do." More than a Holocaust story, she says her book is about the mother- daughter relationship — a universal theme. Chapman, a speaker at the Jewish Book Fair on Wednesday, Nov. 8, says she gained insight into the traumatized personality of her mother, Edith Westerfeld Schumer, when they traveled together to Schumer's hometown in Germany. Chapman of Lake Bluff, Ill., out- side Chicago, says those visits in 1990 and 1995 (and one in 1999, after writing the book), opened her family's history to her while lighten- ing her mother's psychic load. Daughter and mother are changed forever. Edith Westerfeld was born in 1925, in Stockstadt am Rhein, Germany. By 1938, the situation for Jews had become dangerous. The girl's parents, Frieda and Siegmund, attempted to save her life by sending her to Chicago. But Edith, at 12, didn't understand; she felt aban- doned. Fern Schumer Chapman with her parents, and today. Her new home was with her father's brother, Jack Westerfeld, and his wife, Mildred, who was less enthusiastic about her coming. Mildred refused to take in Edith's 14-year-old sister. She was placed in a foster home, and the sisters rarely could see each other. This increased their feelings of loss, especially after they learned their family in Germany didn't survive. Edith was trained as a nurse. At 24, she married Dr. William Schumer. The family didn't mix with other Holocaust escapees/survivors in Chicago because Dr. Schumer wasn't one of them. Chapman sug- gests such a connection might have brought their family a sense of com- munity. Back To Germany An invitation to a reunion of Schumer's grammar school class prompted a first return to Stockstadt. Chapman accompanied her mother to the town of 2,000 that had only two Jewish families before the war. While there in 1990, they visited a neglected Jewish cemetery and met the town historian, Hans Hermann, who admits, with some guilt, that he might have saved Schumer's parents.