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March 14, 1993 - Image 3

Resource type:
Text
Publication:
Michigan Citizen, 1993-03-14

Disclaimer: Computer generated plain text may have errors. Read more about this.


Indian ViII 9
emp to
barricad
Detroit crime
Avenu , to fight crim , red
traffic, and p erve their his­
toric neighborhood. Joining the
attempted ion i the R e­
dale Park community.
Th barrie d idea i contro­
ve ial, cau ung urrounding
communiti t cry racism. Th
area north 0 Ma k "i per­
c ntBlack", while the neighbor-
hood rep nted by the W t
Vill c ociation the Indian
Villa Association, and th 1-
land View Association, "i
50 mixed", id Marion
Richardson, church board vice­
chairman.
"Any time you put up ome­
thing like that it nds a mes­
age that you're n t wanted over
here."
The three sociations are
asking for barricades on Semi­
nolc.Iroquoi , nd Burns tree
on th outh ide of Mack. Th y
also want to install new top
igns and to reroute bus traffic
_ from Van Dyke to Towensend.
Th North R cdale Park Civic
As ociation h been trying to
et precedent (or at least five
yea
BI ck 1
demand
investigation of
white cop ,
RA TON R UGE, lA-After
th rei eofa n w paperph to
depicti ng a white cop' apparent
choke hold on 82 year-old tate
representative, Avery Alexan­
der' n k, Bla k tate legisla­
tor are demanding ew
Orlean official investigate
what they believe might be ex­
ecs ive force.
"They appcarto have a choke
h td on him, and that' ex
sive force to use on an 2-ycar­
old man," said Sen. C.D. Jones,
holding up th photo.
Rep. Alexander was one of
many demonstrating against
redcdicatin the 100 year-old
Liberty Monument, a monu­
ment ecn a ymbol of white
upremacy.
Th monument comm rno-
rat an 1 74 civil rights battle
which involved thousands of
people and left about 30 men ..
dead many f whom were anti­
reconstru tionis , according to
a recent Detroit Free P . arti­
cle.
WANDAF.ROQUEMORE
Michl .n CI-,-tlz�._n __
Ichlgan Ctizen
Citizens concerned with insurance redlining in Detroit, turned out to hear ACORN's a-Paint-Plan.
plc, join u in telling th people in I
Lansing how we feel. Th more who
come, the loud r ou VOIC ,"Walton
aid.
Citizen inte
. , .
I
Evaluat
'" I ,.
Y'"
to cret
for $1
found ub tand d poli w re f­
fered instead of tandard h mcowner
insurance for low income 38 percent
of the time, 14 p rc nt f the tim in
high in me urban are , and not at
all in suburban areas.
The ub tandard P licy in mo t
cas covered only market value
rath r than repl cement 0 t of th
p rty..-.
AI 0, the lici tended to h4\v \
lower content coverag and high r
rat . Agents appeared to offer these
policie automatically to hom own-
ers in low-income neighborhoods, or
neighborhood where the property
value is Jow.
According to Erman. Walton,
A ORN ard mem r, there-i a
I t of upport in the communtiy for
the ACORN 8 Point Plan
"A lot ofpeopl have igned up to
go to Lan ing to meet wi th our State
Representative. If you are tired of the
y tern of redli ning against Detroi t
I m
acr
buy
$1.2 mllllon
tax break to
sweeten deal
the Commi ion, that etting Wayne
County to approve the deal in
crecy would allow the Oakland
County company to "move expedi­
tiously to et a W olution (of ap­
proval for leaving) from another
Oakland County community."
DROIT - Outrag at the high
homeown r insuranc pr mium
d with payin pproxi- D mand corr tiv
mately 60 itizcrr au nd � a com- companie not d quately rvin
munity forum March ponsored low income ar ,and d ny ap�)i a­
by th As ciation of Community tions to companie for chan in
Organizations for Re orm ow busin activiti and rat incr
(ACORN). on th b i of community upport.
The focus of the forum was a otify community group 0
nation 1 three-month tudy con- pplications filed wi th th commis-
dueled by ACORN which revealed ion r by insurance compani to do
insurance rcdlining in urban areas. business in tbe tat. Createapro
The study, released February 4, ur- where these groups can file com­
veyed Detroit and 1 other U.S. cit- ments and requ t h arings on th e
. ics. applications.
According to the tudy ACORN ACORN will try to galvanize
found th only temativ coverage community and I gi lative upport
for new hom wners in Detroit i to ena t these reforms into law.
Michigan Basic Prop rty Insurance, The A OR rudy found Detroi t
an insurance al tcmative mandated homeowners paid th highe t insur­
by the tate. . ance premium of all the citi ur-
Under thi insuran e coverage, veyed.
the avera e rate quoted homeowners The tudy al 0 found that insur-
in Detroit is $35.10 per $1, of ance ompanies serving Detroit r -
coverage versus $10.41 per 1, fused to write tandard polic for
of coverage nationally. new hom owners insurin property
To addre rcdlining in Detroit, within city limits.
ACORN ha d vel oped an 8-Point
Plan they will pre nt to the Michi- A ORDI G T D VI , in-
gan Legislat in the next coupl of uran companies in Detr it are n t
weeks. writing new homeowner policies,
and thinking about canceling xi t-
The plan call for: . li .
R .. . 109 po ICI •
• equmng msuran ompa-
ni to provid a 40 per nt di 'touff I J bomeowne , and we w r li
on �om ners l�urance po�c through our membership to t input.
residents of low I� . m ne.I h r- to find out if they h d any problems
hoods who participate In the .. . . .
ACORN N . hb h d d H getting insurance, exisung policy-
erg or 0 an orne holders were telling us that their
Safety P�gram. policies were being canceled," Davi
• Having the Insurance Bureau, aid.
and lor State Representative con­
duct an in-depth inve tigation in
consultation with ACORN on the
pricing and underwri ting practices
of the 10 companie with the greatest
market hare in low income commu­
nities.
• Requiring insurance compa­
ni to report annually the number of
policies writt n, total premium col­
lected, total coverage amounts by
cere us tract and number of agent y
county and census tract. Al 0, pro­
vide copies of the rate manual used
by agent .
Nationally the ACORN rudy
$5.25
• iii
DBTROIT- The Wayne County
Commi ion voted at its March 4
meeting, to sell 30 acr of land to an
unknown developer for $ 1. Tied to
the deal i $1.2 million tax break.
The company getting the land and
the tax break will inv t $100 million
and provide 300 jobs with the con­
struction of a research and develop­
ment facility on the ite.
In addition, the company has the
right of first refusal over 70 ere
adjoining the property located in
Northville Township betw n Five
and Six Mile Rcadi .
The hastily approved deal w
cleared by the Commi 'ion' Eco­
nomi Development Committee in a
pecial ion th day befor the
vote of th whol commi. ion. De­
troit Commis ion r Ricardo Solo­
mon chai r the Economic
Development Committee. rthur
BI kwell III, aloof Detroit. chai
the Cornmis ion.
NATIONAL FINDINGS
U H APPR VAL to leave i
neces ary before Wayne County can
grant the tax abatement.
De pite admitting they did not
know who they wer dealing with,
the Commi ion voted t approve
the. ale and tum all n otiations over
to tafL
Only. one Commi ioner voted
no. Andrew Ri hner rai d bjcc­
nons a out th ecrccy and the po -
ibility of the county opcnin I el
to litigation y others interested in
get ti n land.
umin we do want to give
fr e property and tax abatements
houldn't there be competition?"
Richner asked hi fellow Commi -
S12.00 .• $10.41
Aver.ge R.tes Quoted
(P6r $1000 covertlgll)
DETROIT FINDINGS
. Average Rstes Quoted
... $35.10 (P6r $1000 coveragll)
Dtltrolt
By ALLISON JONES
Mlchlfl!n Citizen
upper Incom.
whit.
&Ranar ...
uPP6r Incom.
whIt.
.uburban ar ...
S8.00
S6.00
S4.00 ...
S2.00 ...
A
RDI G T
Elizabeth
SO.OO ...
Iowlncom.
mInorlty
&Ran ....
$15.98

$3.47
1111111111111111
UPP6r Income
whltll
suburban tlflltlS
Davi ,A ORN organizer, All tate
Insurance Company,' one of the
larger insuran e c mpani in th
area, doe not have one office in th
ci ty of D troi t.
"Just look in the tel phone b k,
and you'll ec II Davi tated.
In addition, A ORN reform
would:
• Requir all insurance c�mpa­
nies to file and make available to rh
publi Community Support State­
ments in which th y d cribe eff It
both to erve low in me communi­
tie with their line. of in urance and
to rcinv t th premiums that they
olle t back-into th revitalization of
S40.00
S35.00
S30.00 ...
S25.00
S20.00 ...
S15.00 ...
S10:00 ...
S5.00
SO.OO· -
low Income
minority
urban lIf'tlS -
+Source: ACORN
Harri on 'ct d
----Ia '"k' Cau' I "hair
upper Income
whltll
cxblln NIIIIS
.... LJ·'-'& .... .&.:."'y WA ecc ary, Mi­
chael Duggan, County Executive Ed
M mara' right hand man told
the Commi ion. Unl sc r y
could be maintained the' akland
County mpany requ ti n t deal
would take ut proje t t
W, hten w County or Ohi
an aid.
"ThiS pr je t pun Wayn
on the verge 0 • maj
I've een sin I've
Du an Id cxtollm
rican
e f

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