,
Bush seeks ans wers to 10 w minority
WASHI GTO , D.C.
Joshua I. smith, Chairman of
the Commission on Minority
Bu ine Development, and
Chairman of the MAXIMA
Corpor . on, the ninth largest
Black-owned firm in the U.S.,
has begun operations to meet
President Bush and Congress'
mandate to bolster minority
busin enterprise in the U.S.
. The Commission on Minorty
Business Development es
tablished by public Law 100-
656, the Business Opportunity
Development reform Act of
1988. It has its mandated pur
pose the review and assessment
of federal programs intended to
promote the development of
minority business, and the
determination as to whether
tho e federal programs are
meeting their objectives.
The comission will issue
reports to the President and
Congress, submitting an interim
report by December 31, 1990
which will describe the review
and evalu tion methodology
employed by the Commission in
carrying out its or and in
dicating tho e changes in the
or regulation ich should
be considered immediately.
The Commission's final report
will be issued by December 31,
1991.
The Commision's specific
purposes are to:
- Study the efficacy of all
federal programs intended to
promote minority business
development.
- Review the overall effec
tiveness of the Small Buiness
Administration's (SBA)
Minority Small Business and
Capital Ownership Develop
ment programs.
. - Examine whether SBA
and other agencies can take
steps to broaden the base of 8
(a) contractors.
- Examine whether the
range of firms entering the
program is compatible with
business opportunities for com
mercial success after gradua-
tion. .
Assess the methods used to
improve the competitive skills
of program firms and determine
be for mortgage in uranc ?
fora
V. Cole,
I su,tIelst annual ren
. This will 0
�r coverage for
the ount ou andiq on yo
mortgage i.e. if y,?u have an
000 to tart, your
is",OOO .:
After e year rtgI&e p y
ments are over, then you can
rene your insurance for the
amount outstanding. Every year
this would continue UD� yo
are finished p ying or sold your
property!
A small whole/universal
policy for a child is a good idea.
A death benefit of $10,000 or so
is about the smallest available
·th most reputable companies
today. The m i ed by
the cash .cy
d r's
uca1t1OD in the future. These
doll r ould a p chase
necessi . es for the child in year
prior to college too.
Joseph D. Phoenix Jr. CIIIl be
contacted c/o Phoenix & As
.sociates. P. O. Box 496-442
Chicago, IlIino· 60649 or call
3121842-�7.
I I
usiness fa tes
whether better ·ap roaches are
available.
- Examine the ffectiveness
of programs in eeting the
needs of disadva taged busi
nesses.
Presidential a pointments
(no more than half ay be from
the same poltical arty) to the
Commission will in lude:
-The Adminst
SBA or designee
- The Under S cretary of
Commerce or Acq isition
-The Secretary 0 Commerce
or designee
-The Secretary f Transpor
tation or the Depu Secretary
-Two members epresenting
minority business and trade as-
aking
efficient and
effective use
of your tlme
By Philand r Garvey
N"lW YORK· - One of the
most common complaint f
most american. goes mething
like thi : "1 never seem to have
enough time" or here are ju t
not enough hour in a day."
Well, in this week's uccess
cws column, I would like to ex
plore the question of time and
how you can make more effec
tive usc of your time and live a
happier life.
First of all, one key point
must be made: "Time is the most
equal commodity on Earth. We
all begin each day with the same
mount of it." There are only 24 .
hour. in a day and that's it. It is
u ele wi hing for more. What
you must learn to do is make the
best use of y ur 24 hours.
Step one in this process is to
view your time as money and get
a clear picture of how you spend
each hour of the day. Yes, for a
week or two you actually need
to keep record of how you are
currently spending your time.
Once a week's worth or records
have been kept, you must review
your time chart and ask the fol
lowing three questi of every
ctivit y on it.
- Do I reaUy need to do this
ctivity? You may be amazed at
the number of daily or weekly
activiti which have made their
way into your life by habit or c
cide 1. Very . ply put, yo
make sure that every time
expeDc:lbl· me really needs to be
doae. The y to ppro cit
. . to q tion: If I
stop doi this particular. ac-
.. , ppe ?
- If you determine tt"'_I�� __
activity needs to be done, the
next question is • AJn I the one,
who hould be doing it?· In
other words, have I Howed
myself to be tricked or trapped
sociations
-Four members who are
CEOs of major domestic cor
po at ions, two of which shall be
minority businesses
-Four members from leading
educational institution, two of
w . ch are historically Blac col
leges or universities .
We are an outreach or
ganization. Our reports will be
reports on pr gress, not studies, .
an will reflect input from all
segments of the minority busi
ne community - nationwide"
says I. Smith, Commission
Ch irman.
The' Commission is sup
po ed by a fuU staff located at:
730 Jackson Place, .VV.
W hington, D.C. 20006
into d ing something that
omeone else sh uld b doing?
People wh have an attitude
f If y u want s mething d ne
right, y u'v g to d it yourself"
. are very pr ne t be tra ped
into ding me ne el e' rk.
- If you determine that an
activity h uld be don nd y u
are the one who hould doing
it, the que lion become this:
" an thi be d ne faster or lc
frequently?"
But remember this questi n
. h • uld n 1 . a ked until y u
have a ked and an wercd the
fir t tw que tion above. For it
would be a eriou mi take for
you to do omcthing m re effi
ciently which either needs not
be done at all or should be done
by someone el c.
Next week w will delve into
making more efJicienlllse of your
lime.
.. '
you howl
Start Your Own
Bu Ine !
CALL
J. Pa c",..
317-253-3411
E. Sl
48220
T
MIl
I UALINOOME
OPPORTUNITY
CALL OW!
� � 1
... '