MONEY SMART
April 18-25, 2015
Free to attend and free from sales pitches, Money Smart Week® is a public awareness initiative of the Federal Reserve Bank. More than 500
events across Michigan are made possible by the collaborative contributions of hundreds of organizations and individuals from the public, private
and non-profit sectors. Session topics range from the very basic to advanced, and provide something for every season of life and knowledge level.
Visit MoneySmartWeek.org for complete details and Be A Money Smarty!
(PROGRAMS ARE 18+ UNLESS OTHERWISE NOTED)
CREDIT & DEBT MANAGEMENT
HEALTHY HABITS THAT SAVE
TAKING CONTROL OF YOUR
FINANCES: A Plan to Reduce Debt
and Build Savings. Learn to avoid debt and
build a more secure financial future through
budgeting strategy, spending habits, and
investment ideas. You can do it!
WHY WE BUY — THE
PSYCHOLOGY OF SPENDING!
Learn what motivates spending so you can
manage and save your money more effec-
tively.
TIME: 9:30 AM-11:30 AM
ADDRESS: Royal Oak Public Library
222 E. Eleven Mile Rd.
Royal Oak, 48067
20
ADDRESS: Ferndale Career Center
713 E. Nine Mile Rd.
Ferndale 48220
RSVP: 248.586.8930
gerard.baltrusaitis@ferndaleschools.org
UNDERSTANDING YOUR
CREDIT REPORT: Tips to Read
Report and Improve Score. Learn about your
credit score: how it is calculated, how to read
a credit report, and how to rebuild or main-
tain good credit.
24
TIME: 1:30 PM-3:30 PM
ADDRESS: Michigan Works OAK PARK
22180 Parklawn
Oak Park, 48237
RSVP: Community event, all are welcome
ESTATE PLANNING
WHY YOU NEED A WILL, NO
MATTER HOW OLD - OR
YOUNG YOU ARE: Workshop will provide
the information and the advantages of creat-
ing and keeping a will. Free to attend and
free from sales pitches. Open to all.
21
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TIME: 6:30 PM-7:30 PM
ADDRESS: University of Phoenix
26261 Evergreen Rd
Southfield, 48076
RSVP: Community event, all are welcome
GET YOUR DOCUMENTS IN
ORDER: personal records, medical
directives and will Put your mind at rest by
making sure you have the basic documents
everyone needs, from personal records, to a
will, and medical directives.
23
TIME: 7:00 PM-8:30 PM
ADDRESS: Bloomfield Township
Public Library
1099 Lone Pine Rd
Bloomfield Hills, 48302
RSVP: askadult@btpl.org
248.642.5800
21
TIME: 7:00 PM-8:30 PM
RSVP: rosemary@ropl.org , 248.246.3715
INFO: First in a three-part money manage-
ment/savings series offered by GreenPath
Debt Solutions.
HOUSING/MORTGAGES/
FORECLOSURES
18
SELLING YOUR HOME IN A
TRANSITIONAL MARKET:
Tips for Buyers and Sellers. Selling your home
in a transitional market through short sales
and what buyers must know to be success-
ful in purchasing a home. Free and open to
all.
TIME: 11:30 AM-12:30 PM
ADDRESS: University of Phoenix
26261 Evergreen Rd
Southfield, 48076
IDENTITY THEFT AFFECTS ALL
AGES: Learn Ways To Avoid
Becoming a Victim. Learn the things that you
need to be aware of to avoid being a victim
of identity theft, along with steps to take if
you do become a victim.
23
TIME: 6:00 PM-7:00 PM
ADDRESS: Hope United Methodist Church
26275 Northwestern Hwy
Southfield, 48076
RSVP: Community event, all are welcome
INFO: Free childcare (ages 6 weeks to 5
years) available with our daycare provider
Little Villages.
INSURANCE
AFFORDABLE CARE ACT: What
You Need to Know. Get the Inside
Scoop. Workshop information detailing
information of the Affordable Care Act. This
event is free and open to the public -- all are
welcome.
18
TIME: 10:30 AM-11:30 AM
ADDRESS: University of Phoenix
26261 Evergreen Rd
Southfield, 48076
RSVP: None Needed, All Welcome
RSVP: Community event, all are welcome
INVESTING & WEALTH BUILDING
UNDERSTANDING VA
MORTGAGES: Don't Be Misled
By Myths or Rumors. There are many myths
around VA mortgages that need to be dis-
pelled. Learn the benefits and savings avail-
able to veterans. Childcare available.
ARE YOU FINANCIALLY
INSURED? Workshop provides
information about life insurance, financial
wealth, and investments. Free to attend and
free from sales pitches. Open to all.
20
TIME: 6:00 PM-7:00 PM
ADDRESS: Hope United Methodist Church
26275 Northwestern Hwy.
Southfield, 48076
RSVP: None Needed, All Welcome
INFO: Free childcare (ages 6 weeks to 5
years) will be available from Little Villages
Daycare.
IDENTITY THEFT/INVESTMENT
SCAMS/FINANCIAL FRAUD
PROTECT YOUR IDENTITY: Don't
become a Victim of Identity Theft.
Get the 411 on Identity Theft. The State of
Michigan provides tips to safe-guard your
personal information and protect your iden-
tity. Open to all.
8
TIME: 10:30 AM-11:30 AM
ADDRESS: University of Phoenix
26261 Evergreen Rd
Southfield, 48076
RSVP: Community event, all are welcome
22
TIME: 6:30 PM-7:30 PM
ADDRESS: University of Phoenix
26261 Evergreen Rd.
Southfield, 48076
RSVP: Community event, all are welcome
SO YOU WANT TO BE RICH?
Principles of Wealth Management.
Open to all. Workshop provides information
pertaining to wealth, investment, and how to
increase wealth potential. Free to attend and
free from sales pitches.
25
TIME: 9:30 AM-10:30 AM
ADDRESS: University of Phoenix
26261 Evergreen Rd.
Southfield, 48076
RSVP: Community event, all are welcome
MONEY MANAGEMENT FOR
WOMEN
DIVORCE AND FINANCIAL
SURVIVAL: How to Minimize the
Drain and Recover. Workshop provides infor-
mation about the financial aspects of divorce
and the possible financial recovery after a
divorce. Free and open to all.
21
TIME: 6:30 PM-7:30 PM
ADDRESS: University of Phoenix
26261 Evergreen Rd
Southfield, 48076
RSVP: Community event, all are welcome
DESIGN YOUR LIFE PLAN WITH
MOMBIZ CREATOR: Balance
Family Life and Career. The creator of
MomBiz will talk about how to start planning
ahead for a rewarding life as both mother,
and entrepreneur.
22
TIME: 10:30 AM-12:00 PM
ADDRESS: Bloomfield Township Public
Library
1099 Lone Pine Rd.
Bloomfield Township, 48302
RSVP: askadult@btpl.org , 248.642.5800
INFO: Program is designed for parents who
want to balance starting a business with
their home life.
PERSONAL FINANCE 101/
BUDGETING
WHAT TO KNOW ABOUT
BANKRUPTCY & RECOVERY
FROM BANKRUPTCY: This workshop will
detail bankruptcy and the steps to take to
recover from bankruptcy. Free and open to
the public.
18
TIME: 11:30 AM-12:30 PM
ADDRESS: University of Phoenix
26261 Evergreen Rd
Southfield, 48076
RSVP: Community event, all are welcome
QUESTIONS ABOUT
BANKRUPTCY? Recovery from
Bankruptcy? What You Need to Know This
workshop details all you should know about
bankruptcy and the recovery from bankrupt-
cy. Event is open to all.
21
TIME: 5:30 PM-6:30 PM
ADDRESS: University of Phoenix
26261 Evergreen Rd
Southfield, 48076
RSVP: Community event, all are welcome.