Low-Rate Home Equity Line of Credit
When you need more room,
sometimes the best move is not moving at all.
Expand or renovate with some of the lowest Home
Equity rates available.
Running out of room in your home? It doesn't mean you have
to move. With Standard Federal's low-interest Home Equity
Line of Credit, you can keep the home you love and still get the
space you need. It gives you a financially smart way to expand
a kitchen, add a family room, or renovate a bath.You can also
use it for new appliances, furniture, or debt consolidation.
So discover all that's possible with our Home Equity Line
of Credit. Stop by any Standard Federal branch, visit
standardfederalbank.com , or call toll-free (877) 732-8240.
•25
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APR*
Credit Lines of
$250,000 to $500,000
3.50°P1 ,0
Credit Lines of
$100,000 to $249,999
R*
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AP /R *
Credit Lines of
$25,000 to $99,999
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Standard Federal Bank
A B N AMRO
Cr Member FDIC
rivm ©2004 Standard Federal Bank N.A.
on the last publishing day of the calendar
*The Annual Percentage Rates (APRs ► on Standard Federal Bank's Home Equity Lines of Credit are tied to Prime. Prime is the highest Prime Rate as published in the "Money Rates" section of The Wall Street Journal
month immediately preceding the billing cycle. The margin tied to Prime varies and depends on the approved credit line amount and product. On January 30, 2004, Prime was 4.00% and the APR on Standard Federal Bank's Home Equity Line of Credit products
varied between 3.25% and 7.00%. Prime is a variable rate; as it changes, the APR on your account will change. The maximum APR is 21%. A balloon payment will result at the end of the ten-year draw period. The Home Equity Lines are limited to owner-occupied,
1-4 family principal residences and are subject to no less than a second lien position on your property. You must carry insurance on the property that secures this loan. Flood insurance required if necessary. There is a $50 annual fee after the first year unless you
are a member of Credit Exclusives. Consult your tax advisor concerning the deductibility of interest. Closing costs paid by Standard Federal Bank are limited to: appraisal, title insurance, flood certification, and recording fees. Any additional fees or conditions
imposed by the city, state, or county that the subject property is located in will be the borrower's responsibility. The APRs are subject to change without notice.
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Ankewtomair
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•:". 8
';8.1.
HERZOG
GOLAN MOSCATO
750 ML $8.99
BARRAN
BARKAN CHARDONNAY
BARKAN CABERNET
750 ML $9.99 EACH
CARMEL
CARMEL CONCORD
750 ML $5.99 EACH
MOSCATO D'ASTI
MOSCATO D'ASTI RASHI
$8.99 EACH
MOSCATO D'ASTI BARTENURA
375 ML $4.99 EACH
750 ML $8.99 EACH
750 ML
KEDEM CREAMS
KEDEM CREAM RED
1.5 LITER $7.49 EACH
$6.99/BOTTLE BY THE CASE
750 ML $3.29 EACH
$35.99 BY THE CASE
KEDEM CREAM MALAGA
1.5 LITER $7.49 EACH
$6.99/BOTTLE BY THE CASE
750 ML $3.29 EACH
$35.99 BY THE CASE
:
BARON HERZOG
ALFAS!
ALFASI CHARDONNAY
ALFAS! CABERNET SAUVIGNON
ALFAS! MERLOT
ALFASI FLORA
750 ML $6.99 EACH
TEAL LAKE
TEAL LAKE CABERNET MERLOT
BARON HERZOG WHITE ZINFANDEL TEAL LAKE SHIRAZ
$5.49 EACH
TEAL LAKE CHARDONNAY
750 ML $9.49 EACH
BARON HERZOG CABERNET
BARON HERZOG CHARDONNAY
BARTENURA
BARON HERZOG MERLOT
BARTENURA ASTI SPUMANTE
BARON HERZOG BLACK MUSKAT
750 ML $11.99 EACH
750 ML $10.99 EACH
750 ML
HERZOG FRENCH
HERZOG MERLOT
HERZOG CHARDONNAY
HERZOG CABERNET SAUVIGNON
750 ML $7.99 EACH
JOYVIN
JOYVIN RED
JOYVIN WHITE
750 ML $5.79
RASHI
RASHI CLARET
750 ML $7.99
KESSER
ALL VARIETIES
750 ML $4.99 EACH
GEFEN de KEDEM
GRAPE JUICE
6.3 OZ $.99 EACH
$21.99 BY THE CASE OF 24
KEDEM
SPARKLING GRAPE JUICE
ALL VARIETIES
750 ML 52.99 EACH
WITH $1.00 MAIL-IN REBATE
YOUR FINAL COST 51.99
KEDEM
KEDEM CONCORD
1.5 LITER $6,99 EACH
$38.99 BY THE CASE OF 6
KEDEM CONCORD
:-KEDEM MALAGA
.KEDEM TOKAY
750 ML $2.39 EACH
'$28.49 BY THE CASE
2/27
2004
26
PARK 248.569.5000
25155 GREENFIELD ROAD
STORE HOURS: SUN: 8:30A1v1-6:00P4);iVION-WED 8:30A1V1-7:00PIVI • THUR 8:30AM 9:30PM • FRl 8:00AM 4:00PM
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We reserve the right to limit quantities and correct printing errors. None sold to dealers or minors. Some items may not be as pictured. Sorry no rain checks.
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