Attention Investors:
Here's Your Solution To
Tax-Free Monthly Income
Tor decades. investors have purchased municipal bonds for their safety, security and
tax-exempt income. Now, Morgan Stanley Dean Witter National Municipal Bond
Check-A-Month Portfolio (M-CAMPS), offers you the opportunity to own a diversified
portfolio of high-quality municipal bonds.
"M-CAMPs" are professionally selected portfolios of six individual municipal bonds pro-
viding monthly income. Most of the individual bonds are rated "AAA." the highest rating
assigned by Moody's and Standard & Poor's. Although the bonds are purchased together,
they may be sold individually or collectively at any time.
• Monthly Tax-Free Income
• Attractive Tax-Exempt Yields
• Diversification
• High-Quality Securities
• No Annual Fees
• Daily Liquidity*
By purchasing six different issues with alternating coupon payments, you receive
monthly income that's tax-exempt. This income is free from federal taxation and in most
cases free from state and local taxes as well. For more information on Morgan Stanley Dean
Witter M-CAMPs, call the number below today [or send in the coupon for details].
--
Paul A. Toby
Associate Vice President
Financial Advisor
Retirement Planning Specialist
100 West Big Beaver Road, Suite 500
P.O. Box 4690
Troy, MI 48099-4690
(800) 776-8282 • (248) 680-2243
MORGAN STANLEY DEAN WITTER
* If bonds are sold prior to maturity, prices may be higher or lower than the original
purchase price and actual yields may be higher or lower than the yields stated when the
original investment was made.
Dean Witter Reynolds Inc. is not a tax advisor. Investors are urged to consult with their
personal tax a: visors regarding the effects of the new legislation on their situation as well
as the tax consequences of any investment decisions they may make.
Morgan Stanley Dean Witter is a service mark of Morgan Stanley Dean Witter Co. and services are offered
through Dean Witter Reynolds Inc., member SIPC. • © 1999 Dean Witter Reynolds Inc.
r
Morgan Stanley Dean Witter
100 West Big Beaver Road, Suite 500, P.O. Box 4690
Troy, MI 48099-4690
ATTN: Paul A. Toby
O YES, I am interested in consistent, reliable, monthly tax-free income.
Please send me more complete information on the Morgan Stanley Dean Witter
National M-CAMP I will read this information carefidly before I invest or send money.
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•A
5/21
1999
68 Detroit Jewish News
Catca lac Best
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esitertaimitemt
■ 17IMMIIMMIrIMIIIr
41
1997 he was going
links. An example is
to retire at the end of
Detroit-based
1998, I was on the
Sherwood Food
search
committee,
Distributors, the
and
suggested
to
largest independent
Rick he should apply
meat supplier in the
for the job."
United States. Earl
Loewenstein was
Ishbia and J.
One of four finalists.
Lawrence ("Larry")
"He convinced the
Tushman are the com-
search
committee
pany's managing part-
that
he
was the right
tiers, who call them-
person
to
lead
selves "two Jewish
Gleaners into the
boys who have made
21st century," said
their fortune corner-
Slotkin. "Almost cer-
ing the pork market."
tainly, it was because
Sherwood Foods is
of his belief in the
among the many
cause, his food back-
companies that bring
ground, and his abil-
food to Gleaners. Said
ity to convey his
Ishbia, "I've known
enthusiasm,to every-
Rick for quite some
one he comes in con-
time and have known
Rick Loewenstein received
tact with..
him to be a very orga-
his bachelor of science
"His public rela-
nized and thorough
degree in marketing from
tions skills are a nec-
person. He is totally
Babson College in
essary ingredient for
committed to the
Massachusetts in 1982.
raising the money
Gleaners operation
He is board chairman of
necessary to make
and has put his whole
Volunteer Impact, an orga-
the food bank suc-
heart into it. He is a
nization of 7,200 volunteers
cessful," added
man with a mission,
who donate their time to
Slotkin.
and wants to make
metro Detroit's social ser-
Loewenstein spent
the Gleaners as good
vice agencies.
a year as president-
as it possibly can be."
A graduate of Leadership
elect, which allowed
Another link is
Detroit XIX, he serves on
him to learn the
Loewenstein's family
the Michigan Jewish Sports
inner workings of
business. Loewenstein
Hall of Fame board and the
Gleaners from
Poultry/Chef's Pride
Salvation Army advisory
Gonya. That moni-
Holiday Food Gifts
board among others.
toring process made
has been in operation
Married to Dana, who is
it possible for
since 1894. Rick
a lawyer and community
Loewenstein to hit
Loewenstein's first job,
volunteer, they have two
the ground running
when he was'10, was
sons, Alex, 6, and Jeremy,
when
he took over
sweeping out the
4. The family lives in West
on
Jan.
1.
cooler, loading trucks
Bloomfield.
Loewenstein's
15
and "getting in the
years of food service
way." A fourth-gener-
experience enabled
ation member of the
him to introduce new technology, like
family, he left the business for
the computerized Gleaners
Gleaners with his family's blessings.
Geographical Informational System.
Don Slotkin, former president of
The
GIS identifies which areas of the
Swift and Company and now a con-
reaion
need distribution centers based
sultant for Conagra, is the chairman
upon community statistics and
of Gleaners. Slotkin, a member of the
agency locations.
board of governors of Cranbrook
"Who is the face of hunger?" asks
School, was responsible for bringing
Loewenstein. "It is really close to us,
Loewenstein to Gleaners.
although we might not think it. I'm
The two met three years ago when
sure people in the Jewish community
Loewenstein was president of
know what it is to be hungry. It may
Cranbrook's Alumni Council. "I was
not be recent. It may have been in
impressed with his enthusiasm, his
previous generations, maybe during
energy, and his ability to communi-
the (European) wars.
cate with people," said. Slotkin. "I saw
"Hunger has permeated our soci-
how he used his skills to make things
ety, and I think a lot of times the
happen. When Gleaners Food Bank
community at large doesn't really see
founder Gene Gonva announced in
Personal
Side