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February 04, 1994 - Image 39

Resource type:
Text
Publication:
The Detroit Jewish News, 1994-02-04

Disclaimer: Computer generated plain text may have errors. Read more about this.

INTERESTMLY

HOME EQUITY LINE

Lowest Payment
In Michigan.

available. In association with a
West German manufacturer,
he developed the H. Couf saxo-
phones.
A former instructor at
Wayne State University and a
private teacher for many years,
he continues to lecture on in-
strumental music throughout
the country.
"I always was a very good
commercial musician because
I tried very hard to play all
kinds of styles," said Mr. Couf,
who stresses that variety is the
key to creating a demand for a
particular performer.
Mr. Couf believes the past 10
years have brought better pay
to instrumentalists in compet-
itive top orchestras, where an-
nual salaries are about $50,000.
As president of the Bohemi-
ans, an organization of per-
forming and retired musicians
in the metropolitan area, Mr.
Couf continues his interest in
music education.
Convinced that talent is
based on natural ability en-
hanced through practice, he has
set up a weekend program to
convey the art of playing in
small ensembles. Participants
in junior high and high school
are recommended by their
school districts to work with Bo-
hemian members. ❑

Old Kent's new Interest-Only Home Equity Line of Credit gives you a
minimum monthly payment that's over 60% lower than any leading bank in
the state! In fact, if you find a lower advertised home equity line of credit
payment at any Michigan-based bank, we'll match it!*

FLEXIBILITY PLUS DEDUCTIBILITY.
Our Interest-Only Home Equity Line offers the ultimate in financial
flexibility: You can pay less when you need to, more when you want to.
And unlike many loans, home equity interest is tax deductible. So your
low 8% variable APR can become an even lower 5.76% after tax rate*
So why not consolidate your loans now and take advantage of our
flexibility and deductibility?

INTERESTED? COME TO OLD KENT!
Get our Interest-Only Home Equity Line — another CommonSense Loan'
from Old Kent.

MINIMUM MONTHLY PAYMENT REQUIREMENT

FIRST OF AMERICA

$241.60

COMERICA

$240.00

FMB

$240.00

NBD

$240.00

MICHIGAN NATIONAL

$217.44

:::4!..;:.:

CF

M
. .:,›,

Minimum payment based on advertised rates and terms, $17,000 credit
limit, $12,000 balance outstanding, and rates as of 1/3/94. Old Kent's
minimum monthly payment requirement based on interest only. All other
banks include principal and interest. Rate based on Wall Street Journal
Prime Rate, plus 2% for Old Kent, NBD, First of America, Michigan
National and Comerica; and FMB's Treasury Bill Index, plus 4.5%.

Cancer Prevention
Tips

13{ OLD KENT

• Eat foods high in fiber
and low in fat

Common Sense. Uncommon Service

• Include fresh fruits,
vegetables and whole
grain cereals in your diet

Ann Arbor

Brighton/Main Office

Brighton Mall

662 8666

227 8700

227-8750

-

• If you drink alcoholic
beverages, do so only in
moderation

-

Hamburg

Highland

231-3900

887-4181

Milford
685-1555

Grand River

Clarkston
625-8800

East Highland

887-4141

227 8740

Plymouth

Southfield
353-3010

Walled Lake

455 5010

-

-

624-4534

Coming Soon: Novi & Canton

• Don't smoke or use
tobacco in any form

• Avoid unnecessary X-rays

• Avoid too much sunlight;
use sunscreens

• Based on the most recently advertised rates and terms.
**Based on 100% tax deductibility of interest and 28% tax bracket. Consult your tax advisor regarding tax deductibility.
Annual Percentage Rate on Home Equity Line of Credit as of 12/31/93 is 8% on credit limits of $5,000 -19,999 and 8% on $20,000 and over,
APR may vary but will not exceed 18% and can go as low as 8%. A balloon payment will be due at the end of the first year if your line of credit
is not renewed. Homeowners' insurance required. Must apply and be approved. Offer valid only in Michigan;
OW KENT BANK 1994.
expires March 19, 1994. Offer subject to change without notice.

Cr
LENDER
MEMBER FDIC.

• Take estrogens only as
long as necessary

NOVI

For More Information:

Call toll-free

1-800-4-CANCER

Michigan

Canal' Foundation

110 E Warren Avenue
Detroit. Michigan 48201-1379

Call the Jewish News Advertising Department
354-6060

• Industrial
• Retail
a Office
JONATHAN BRATEMAN PROPERTIES

474-3855

39

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