INTERESTMLY HOME EQUITY LINE Lowest Payment In Michigan. available. In association with a West German manufacturer, he developed the H. Couf saxo- phones. A former instructor at Wayne State University and a private teacher for many years, he continues to lecture on in- strumental music throughout the country. "I always was a very good commercial musician because I tried very hard to play all kinds of styles," said Mr. Couf, who stresses that variety is the key to creating a demand for a particular performer. Mr. Couf believes the past 10 years have brought better pay to instrumentalists in compet- itive top orchestras, where an- nual salaries are about $50,000. As president of the Bohemi- ans, an organization of per- forming and retired musicians in the metropolitan area, Mr. Couf continues his interest in music education. Convinced that talent is based on natural ability en- hanced through practice, he has set up a weekend program to convey the art of playing in small ensembles. Participants in junior high and high school are recommended by their school districts to work with Bo- hemian members. ❑ Old Kent's new Interest-Only Home Equity Line of Credit gives you a minimum monthly payment that's over 60% lower than any leading bank in the state! In fact, if you find a lower advertised home equity line of credit payment at any Michigan-based bank, we'll match it!* FLEXIBILITY PLUS DEDUCTIBILITY. Our Interest-Only Home Equity Line offers the ultimate in financial flexibility: You can pay less when you need to, more when you want to. And unlike many loans, home equity interest is tax deductible. So your low 8% variable APR can become an even lower 5.76% after tax rate* So why not consolidate your loans now and take advantage of our flexibility and deductibility? INTERESTED? COME TO OLD KENT! Get our Interest-Only Home Equity Line — another CommonSense Loan' from Old Kent. MINIMUM MONTHLY PAYMENT REQUIREMENT FIRST OF AMERICA $241.60 COMERICA $240.00 FMB $240.00 NBD $240.00 MICHIGAN NATIONAL $217.44 :::4!..;:.: CF M . .:,›, Minimum payment based on advertised rates and terms, $17,000 credit limit, $12,000 balance outstanding, and rates as of 1/3/94. Old Kent's minimum monthly payment requirement based on interest only. All other banks include principal and interest. Rate based on Wall Street Journal Prime Rate, plus 2% for Old Kent, NBD, First of America, Michigan National and Comerica; and FMB's Treasury Bill Index, plus 4.5%. Cancer Prevention Tips 13{ OLD KENT • Eat foods high in fiber and low in fat Common Sense. Uncommon Service • Include fresh fruits, vegetables and whole grain cereals in your diet Ann Arbor Brighton/Main Office Brighton Mall 662 8666 227 8700 227-8750 - • If you drink alcoholic beverages, do so only in moderation - Hamburg Highland 231-3900 887-4181 Milford 685-1555 Grand River Clarkston 625-8800 East Highland 887-4141 227 8740 Plymouth Southfield 353-3010 Walled Lake 455 5010 - - 624-4534 Coming Soon: Novi & Canton • Don't smoke or use tobacco in any form • Avoid unnecessary X-rays • Avoid too much sunlight; use sunscreens • Based on the most recently advertised rates and terms. **Based on 100% tax deductibility of interest and 28% tax bracket. Consult your tax advisor regarding tax deductibility. Annual Percentage Rate on Home Equity Line of Credit as of 12/31/93 is 8% on credit limits of $5,000 -19,999 and 8% on $20,000 and over, APR may vary but will not exceed 18% and can go as low as 8%. A balloon payment will be due at the end of the first year if your line of credit is not renewed. Homeowners' insurance required. Must apply and be approved. Offer valid only in Michigan; OW KENT BANK 1994. expires March 19, 1994. Offer subject to change without notice. Cr LENDER MEMBER FDIC. • Take estrogens only as long as necessary NOVI For More Information: Call toll-free 1-800-4-CANCER Michigan Canal' Foundation 110 E Warren Avenue Detroit. Michigan 48201-1379 Call the Jewish News Advertising Department 354-6060 • Industrial • Retail a Office JONATHAN BRATEMAN PROPERTIES 474-3855 39