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COMM.

by Ni err

here are certain days to which we look forward with joy and anticipation. Chanukah certainly is among these.
There are other dates which we would rather avoid or ignore; April 15 or "Income Tax Day" certainly comes to
mind.
Why bring up April 15 now when all of us would prefer to focus on the fun of the Chanukah season? Well, April 15
will eventually arrive and although time remains in the current tax calendar year, time for tax planning is growing
short.
Recent changes in tax laws enable individuals to make more cost effective gifts to charitable programs. The increase in the top Feder-
al income tax bracket from 31% to just under 40% means that donors making tax deductible contributions may realize greater income
tax benefits.
Outright gifts to JNF provide benefits to donors through these tax deductions. JNF also offers a variety of Deferred Gift Programs
which provide additional direct cash income benefits to the donor as well. For example, establishing a Charitable Remainder Trust can
provide an advantageous annual income, remove uncertainty from your ongoing investment decisions, and establish a substantial chari-
table donation with the Jewish National Fund for the benefit of our people in Israel.
Here's how it works: You take any amount currently invested at low earning rates and upon maturity donate it to the JNF. In return,
JNF will establish a fixed annuity payable quarterly for the rest of your life. The amount of the payment will depend on the amount do-
nated and your age, but the rate of return will be much higher than any comparable CD or similar investment available.
In summary, establishing a Charitable Remainder Trust with JNF will:
1. Provide a stable, advantageous and reliable income source you will never outlive.
2. Provide you with a current Federal income tax deduction.
3. Reduce your exposure to Federal Estate Tax.
4. Furnish resources to enable JNF to continue its much needed work for our fellow Jews in Israel.
There are a variety of other Deferred Gift structures that JNF offers which can be specifically tailored to individual needs and require-
ments. In each case, the resulting program will produce advantageous current income yields to the donor, Federal income tax deduc-
tions and Federal estate tax benefits, and support for all the important work of the JNF.
I know you will be doing yourself a favor by getting the facts to help you decide how you can derive the benefits these programs offer.
Please call the JNF office at 557-6644 and ask for Ed Rosenthal to find out more.
All of us at the Jewish National Fund join in wishing you a very happy Chanukah.

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INF ON

National TV

On Sunday, December 12 at
1:30 P.M. on Channel 11, sub-
scribers to Continental Cablevi-
sion will have an opportunity to
view highlights of the Anthony M.
Franco Dinner as well as perti-
nent JNF updates.

Tbill'Sisevat
Felabares Lt, Cot.
Gil Mart

In honor of the holiday of Tu
B'Shevat, the Jewish Arbor Day,
Lt. Col. Gil Elan will be the guest
speaker at a Communal Meeting
under the auspices of the Young
Leadership of the Jewish Na-
tional Fund and Cong. B'nai
Moshe on Thursday, January
27th at Cong. B'nai Moshe, 6800
Drake Road in West Bloomfield
at 7:30 P.M. Coffee hour will fol-
low.
Lt. Col. Elan
was the Brief-
ing Officer
with the Israel
Defense Forces
and lectures
visiting digni-
taries and
politicians on
the various as-
pects of Israel's security prob-
lems. He is a specialist in the area
of geo-politics and military strat-
egy, and is a former Executive Di-
rector of the Israel-America
Chamber of Commerce of Flori-
da.
Lt. Col. Elan will give a special
briefing and update on: IS-
RAEL'S SECURITYAND THE
HEZBOLLAH; MIDDLE EAST
PEACE TALKS — STATUS RE-
PORT; ISRAEL'S ECOLOGI-
CAL CHALLENGES.

iosiornal Held
fizith Donor
Ltincheor

Eli Scherr, President of the JNF
Council, has extended congrat-
ulations to Shirley Kraft, President
of the Women of JNF, for the
most successful 64th Annual
Donor Event, which was held on
Tuesday, November 16, at Con-
gregation Shaarey Zedek.

Hot, The Liamt

The Jewish
National Fund
Board of Direc-
tors is pleased
to announce
that the Annu-
al Dinner will
be held on
Tuesday, June
21, 1994, at
Congregation Shaarey Zedek,
when Edythe Jackier Mulivor will
receive the Keter Shem Tov
Award. Edythe's name is synony-
mous with service to the commu-
nity. A turn away audience is
anticipated for this tribute.

Get Wer

Bea Feigelman, Naomi Floch,
Fannie Rosenblat.

INF Co-Spenisor:
Ted Irlisivat
Pftrans
jasswiry

The JNF, in conjunction with
the Jewish Community Center,
HomeHealth Exchange and The
Jewish News, will co-sponsor an af-
ternoon family concert, in honor
of the holiday of Tu B'Shevat on
Sunday, January 23rd at 2:00 P.M.
at the JCC's Maple/Drake Build-

ing. The concert will feature Ron
Coden and Josh White, Jr. Ad-
mission is free and supporters are
'urged to attend.

ieren

Es4ahlisheil

To Be

The Hyman and Yetta Neren-
berg Woodland of 2,000 Trees will
be established in the American In-
dependence Park in Israel, by Yet-
ta Nerenberg of Southfield and her
daughter, Thelma Harris, in mem-
ory of her husband of 65 years, Hy-
man, who recently passed away. Mr.
Nerenberg, owner ofJewel Bak-
eries, was an ardent Zionist who
loved Israel and loved America for
giving him the opportunity to help
Israel. Our deepest gratitude to
Mrs. Nerenberg for her generous
contribution to the JNF.

We acknowledge with sincere
appreciation the following garden
donors who enrolled in the Michi-
gan Garden Club as of November
30,1993:
MR & MRS. DAVID HAN-
DLEMAN, HANDLEMAN COM-
PANY; JOSEPH E. ANTONINI,
KMART CORP.; HAROLD A.
POLING, FORD MOTOR CO.;
MELVIN KEPES; CHILDREN &
GRANDCHILDREN OF MICKEY
& MOODYBERESH; MR & MRS.
TERRENCE E. ADDERLEY, KEL-
LYSERVICES; MARTIN GOLD-
MAN; JOEL & SHELLEY
TAUBER; REBA BLOOM;
ROGER S. PENSKE; DR.
JACQUES DARMON; ELIZA-
BETH WEISS & YOLAN BECK;
LOU & BELROSE LAND-
GARTEN, ED & SHELLEY

KOHL; MANUEL FAXSTEIN,
TERRI, MARILYN & ELLIOTT;
I FSLYE & RICHARD GOLDING;
ABE LEIDERMAN; SHIRLEYW.
LEVINE, UNE, PAUL & MARK;
DEVOTED FRIENDS OF
MICHELE WEISS LAND-
GARTEN; STEPHAN SHARE

"Of Blessed
Memory"

We mourn the loss of: EI EN
ALTER, OSCAR BANK, SARA
BERKOWITZ, RUTH BLUM-
BERG, LOUIS COLBERT, FAN-
NIE COOPER, JACK DENBY,
LIBBIE DUSSAULT, CLARA
FAXSTEIN, NATHAN FELDMAN,
GUSSIE FISHMAN, ETHEL
FRANK, REUBEN GOLD, ANNA
GITLIN, MATILDA GOULD, DR
JOSEPH GRANT, ROBERT
GREENBERG, EI LEN GROSS-
MAN, VICTOR KLEIN, MEYER
KRASTLOF, MICHELE WEISS
LANDGARTEN, MARILYN
LANSAT, RICHARD JOEL
LEVINE, CHARLES ',NON, RITA
ROSE, SIDNEYSCHWARTZ, HAR
RYSTEIN, ELI WEINSTEIN.

GAIL.% Illook
Stilloscsibess As Ot
rte„
t993:

Golden Book subscribers help
the JNF continue land reclamation
in Israel. We salute the following
contributors of Golden Books as of
November 30,1993:
DAVID B. & DOREEN HER-
MELIN; BETTE & MARV HEI-
DENREICH; JENNIE MALAMUD
& FAMILY; MIRIAM & JACK
SHENKMAN; SUE ELLEN EISEN-
BERG, LAURA, AARON & TONY,
JEAN KLAFER & FAMILY;
PAULINE ROSE; MOE & TILLIE
BRANDWINE.