E
.
•
•
.
•
Money Matters Are
More Than Man Talk
SUIBTOIRAOT VE GROUP
s.e.e..aleteretut ea. 64,t ltis..17, iteamete,
]
,
ButilicK
RUTH LITTMANN STAFF WRITER
'93 PARK AVENUE ULTRA
8 k° ,..
0-0°s-
ktocIN
ROADMASTER
LTD SE SEDAN Stk. #189
'93
Stk. #490
••-
• Ili
.. /
lc ...
...--
, Iteit
:
•
Alialkiaiii
007
_
--;"
t
■
1 ".
*Isis SPECIAL SALE!
s 3A 1
•
_
Fully Loaded,
Leather Interior, ISE Prestige Package
„INS
v• s %6
NOW
so i
$24,987*
-:- .■1
"-
r.
Fully Loaded, Prestige Option Package, Leather Interior
.
At• : ..
s
--"1".
i
''
.1
$22,981 *
• Plus tax, title and plates. All rebates to dealer.
• Plus tax, title and plates. AU rebates to dealer.
Troy Motor Mall
643-7660
FISCHER
'93 MIATA
_
10t°
•
MAZDA PROTEGE DX
:La
EB
Illik.
Choose
z' 41,
1
ti
‘ • :.
---.
..
WITI‘ .
.
,,.
,r1a,„
,
– 11114 tar.
0
• 5 Spd. w/OD • Air Bag • Stereo/Cass. • Air Cond. • Headrest Speakers
• Leather Steering Wheel • Power Steering • Package "A" • Alloy Wheels
NOW
$16,493*
• Air Cond. • Power Steering • 5-speed manual •AMTM cassette
• Low fuel & wiper fluid light • Fold-down rear seats
s
v.P'
toy f.
9
0
uSP•
SALE
toy **00
$10,395*
'
itA
'36°
• Plus tax & plates. Rebate incl. "Closed end 48 mo. lease for miata. 36 mo. lease ha Protege DX w/approved credit. 1st pymt., sec. dep up to S250. doc, plates & S 1000 cap cost reduction. Meta and Protege
55,000 mi. limit w/1 0c per mi. over. Protege opbcci to purchase at lease end at predetermined price. Lessee resp. fa excess wear & tear. Skied to 4% use tax. To gel iti. x pymts. x48 for Miata. 36 for Protege.
FISCHER SUBARU
'93 LEGACY STATION WAGON
•
•
•
•
5-speed w/Hillholder
Power Windows/Locks
All Wheel Drive
Driver's Air Bag
ONLY
• Tilt & Cruise
• Air Conditioning
• Stereo Cassette
• And Much More!
(R)
Troy Motor Mall
643-7660
4,,,,,,
Stk. #5026
4k.
flle.
''' ' \\,,,
.
''‘V
s240°13
ate
fte
•-0‘
tOV "X *
$13,995* SO 9
--,,:-.,—__
-..,,,
"
- - ---, .„.1
,, . . . . -...., .: ..
:....---
-
'Plus tax, title & plates. •*Closed end 48 mo. lease w/approved credit. lst paymt, sec. dep. up to $250, doe. plates & $1,000 cap cost reduction 60,000 mi limit w/100 per mi. over. Option
to purchase at lease end at predetermined price. Lessee resp. for excess wear & tear. $1,000 Down. Subiect to 4% use tax. To get total x payments x 48.
FISCHER
SUZUKI®
Stk. #Z007
..
.
... ,
..4.
, :.,, ...c......;.
it
1993 SUZUKI SWIFT
• 43 Milesper Gallon • 5 sp. Manual • 4 Cylinder
• Rear Defrost • Body Side Moldings
• Full Wheel Covers
‘.,41 . .
.:-4 • - ‘ ' ''''''. —"--,--
•
: •.,
1.,•;:.:,
'\
,
......
,...,
. .„, .
Os . 1. 4
Troy Motor M al
643-7660
ONLY
.
-
$6995*
S
N
t. le**
st 0
'Plus tax & plates. Rebate ind. – Closed end 48 mo. lease w/approved credit_ 1st pymt_, sec. dep up to $250, doc, plates & S1000 cap cost reduction. 55,000 mi. Writ w/10¢ per rni. over. Option to
purchase at lease end at predetermined prim Lessee resp. for excess wear & tear. Subiect to 4% use tax. To get it. x pymts. x 48.
(1
---
TIFI E
_. 1 , r-- .- - . •_) L
AUTOIVIOTIVE GROUP
40
eee4ecuweev. SatiAleseezeut ea, 04,c Ito.. 1 Preavaety
TROY
MOTOR MALL
643-7660
1
Susie Citrin reviews seminar material with speakers Martin Satinsky, Eileen
Wasserman and Howard Young.
W
omen of the 1990s
tend to outlive their
spouses and often
must handle their
husbands' inheritances, but
money talk is still largely
man talk, speakers at a
financial planning seminar
said last week.
"Women discuss a lot of
different things, but when it
comes to money, they think
they know less than they
really know," said program
co-chair Susie Citrin.
The seminar, sponsored
by the Jewish Federation
for the Women's
Endowment Fund, attracted
about 70 women between
the ages of 30 and 80. It
aimed to boost women's con-
fidence on money matters
while educating them about
financial management,
equity accumulation and
wills.
The program is part of a
series for women on person-
al money management and
endowment development.
Keynote speaker Martin
Satinsky, a certified public
accountant and personal
financial planner from
Pennsylvania, stressed the
importance of setting
investment and spending
priorities.
"There are some people
who are always saving for
retirement," he said. "But I
have clients making a mil-
lion dollars a year, who
spend it all and will never
have enough money to
retire. There is no right or
wrong answer. It's all a
matter of balance, based on
your own priorities."
Mr. Satinsky also led a
workshop called, "Survival
As the Surviving Spouse."
"If, for example, a widow
is concerned about cash flow
to replace the paycheck her
husband is no longer get-
ting, and since she's now
limited to the income that a
fixed amount of assets can
generate, she'll want her
investment to be more
focused on generating cash
flow and will have less con-
cern about appreciation and
growth for the future," he
said.
Eileen Wasserman, a
financial representative
with Allmerica Financial in
Southfield, conducted a
workshop on "Planning For
the Woman On Her Own."
"Women think
they know less
than they really
know."
"For younger women,
most company retirement
plans are not what they
used to be and there needs
to be some supplement
besides social security," she
said. "When a woman is
young, even a small invest-
ment made regularly has a
lot of time to compound."
Ms. Wasserman stressed
the importance of diversify-
ing and "not putting all of
your eggs in one basket."
She also addressed the
financial benefits of charity.
"If, rather than selling
your stock or real estate,
you were to donate to a
charity, you would bypass
capital gains tax, get a char-
itable deduction, receive
income for a lifetime —
which may be more than
you could have received
(before) — and, at your
death, whatever value is
remaining, goes to charity,"
she said.