A merica Awish periodical Carter
CLIFTON AVENUE • CINCINNATI 10, OHIO
PAGE FIVE
THE DETROIT JEWISH CHRONICLE
DAVID A. BROWN GOES TO EUROPE
TO STUDY INDUSTRIAL CONDITIONS
Will Spend Several Months Abroad—Commissioned to Write
Series of Articles for "Public" and Other Magazines—
Represents U. S. at lodustrial Congress in Paris—Will
Write for Detroit Jewish Chronicle.
GIVES VIEWS ON "INDUSTRIAL DEMOCRACY"
With
a desire to contribute ! i
s hare to tlii ...Minot of t , ,• ... ,• I.!' .
, , U r • ,
indlistri..1 and ...., ial mold
, .r I
A, Brown, •,7It• , ri
I
; . 1.i , ,
prominent
leader .0 ilic le..sisii
m
:01 extend
leavin , , I
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T one wl,...• I, , ill
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tin.
V , - , , v7" 0
• .and ,, • \ , ..1 ,
1,,. all .0 ,
largt d al..,
Indostrial oi ,... 1,
I. a ble, ” .
I
„,I. , III.. laud i-•
I , MI- , i I
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ocracy in industry. The formation of
an inner council of representatives of
all the employees of the company for
the purpose of giving every malt a
voice in the actual conduct of the
business v..as one Of his nolustrial in-
novations recently announce.l.
Many of the reports made on the
industrial situation in Europe have
bet n made by men whose interest H as
mainly academic. Slagazine writers
and sociological experts have mole
reports, but few practical business
men have taken the COM. and trouble
lea -c% the facts first hand. Nit.
i,row 0 may. therefore, br termed a
,,i,mcer in this held.
An appallingly large percentage of life insurance money is thought-
lessly squandered each year or lost through bad ill‘•estments.
Communal Activities.
V 1
I I.
I. , •
Ile s.als 11.•1
permit.
the Cunard liner
melt ,,eek.
wIII
v,
1st 1. e stud
the
WhatWill Happen to My
Life Insurance Money?
t ooli.im
participation in
well known. Ile
1,n.lice during the
1
m,
funds held
I
Igo, when he bellied
'n
I IC WIIS
1 1., of Monty.
.■
for of the Detroit
WC11(. 1.11
I-.1 \Var kcliel during
HIS ...11",•., in these
k 1 I I k
thooighout the
to direct
I.L,II-'I Relief cam-
er
$5.000,0011
c
I,1,
I'll:,
.1,..-ted vice-
Patriotic
I
.
and %vas vice-
• I I
\ I ichigan Patrimi ,
,...11's
The head clerk .of
it well known wholesale firm left $.2•2,000
in life insurance to his wife and two small. children. On a
friend's advice she bought stock in it company he was
in, which later went into the hinds or a receiver.
interested
a large amount
A year Before he died, Dr. ---- took out
of life insurance. This sum looked so large to his widow that
she drew no distinction between principal and income, and in
enough left to maintain her com-
a few years then! tells not
fortably.
I le also aided ill toe
Minims fund drive in
111, II c four years of the
that Mr. Itrcovn's 1,er-
oiled itt the raising of
im various w ar amt
These and other similar cases show that. life insurance often fails
of its object, On account of the business and inrestment inexperi-
ence of those to whom the money it paid.
To meet this situation, we oiler our as.iistance through
..,betties are confined
meld. Ile is a direc-
[louse Finance Cot-
: I I. ;
, .,1I ector of the Detroit
ty, a trustee of Tem
HI. and a director of the
c ish Charities.
1
of Mr. Brown towards
capital and labor arc
in a pamphlet of
I■ 1
I- unlo'r and is•iied by the
of Political and
\
t-erpts from Ili,
i
he
Newer Indus-
I..
.111.0 Between Employee
II la I i<e1.0
1 - follow:
and
"His Idea cf Industrial Democracy: *
. II
A Life Insurance Trust
Which is simply an arrangement Whereby you make your policies
payable to us as Trustee. I•e enter into and are bound by an
agreement to collect the money on your death. invest. it, and
pay the income in amounts you wish to your family.
The following cases are illustrative:
.1 young retail sales executive in Detroit who has already
accumulated a moderate fortune, has also taken out is generous
- TI•kv empho er of today win, stands
imattei hile the w ho le panorama
new ..r relationships and working
pt, , if will soon find him-
. 1I a most lonesome individual. 'list
part of any industry,
Ill
10 industries to make a deal
workei
in which he gives
It
return for "two” will pay
having driven a bad
amount of life insurance. This insurance is payable to us as
'Trustee to invest for his family.
practice realized that
A pr,)fessional illicit who CI11005 It good
his family's income would be cut oft at his death. In order
to make it up as far its possible, he has created a life insurance
trust, expecting his family to receive a regular income from
investments made by us with the proceeds of his life insurance.
ur working CO114160'1 ,,
• r thinking men both in
the I .olk , I,I capital and labor arc dc-
Wending that their interest shall ho
tbat there must be more liar-
and less strif,.." • • • •
I hat labor should be a factor in
.,,,mlating standards for itself and
• omlitions under vi - hich it shall
',cognized more and
Is
\ Vio, is better lilted
111 ■ 11.1 ,111ent On the
o
, ..u. 1 . Iii labor than. la-
1,111151 01 capital
I I. ass
old rend, r SChiSh
lucked up be the fait
stable conclusion. for
. , set liraNTly beyond the
the goose that lays the
finance, and other phases It indlistrial eats, through which two organizations
r .
he has contributed much ti tie (level-
I- carelessly slaughtered.
Me. "I"1,.. Zicts and findings I i Fix in- 1
a higher anti cleaner stall-
it knows the truth
anti
oio
in
sec-
opment
of
a panic_
:
vestivation. still lie pithlisl
I , I,
1 letriot
.
business
practice
ill
which
!Wird
Mr. 1,1
,
oral publit . ations of note.
,
tly. I.
was
first
in.1
.1-try
is
working,
will
be
ha, Mg already beencommissioncii to II
.,.
Ass , . lation of A!,
If mistakes!
Ilcee ■ rdirtiv,
.
writ.. a series of artistes for the Pub-
is an %illioralilc rrpre
I..•
no
greater
than
\I
r.
ir they
lie" of Neve lurk, the Michigan \Ian-
eking type
It - is time that
f..1. 1111,1c 1,, 5 .1 , .!
..
"i"c " I II'
itfacturer and Financial Retmrd. and
eirctila- of Inisines. e xecutiyi , s who are en-.
of N‘
tr:tdc
I •
- . i .fore labor can
. 4%Ilrin!: to solv.• the pio
.15
Besides his economic and in
tion
it must be
ditstrial smite., Mr .1tri,en intends , labor and capital with a sane. peal
clothed with au-
to take time to investigate the condi- tical. and intelligent program of grail-
III the worker in til.•
II'
. 1,ms in the canoes coon- sal participation
lion of t ,.
and trill report 11,is in inatugement of his industry.
Day of Worker is Here.
tries II , •
Made First Piofit-Sharing Study.
les to The Det:oit
a series .
Slur V in 1/11tillI • SS.
Jew 11 Lim
worker,
Here, then, are the advantages of Life Insurance Trusts:
niey ill inexperienced
1. They prevent, waste of tin
hands, and assure a regular income to your family.
2. They cannot be touched by creditors of your estate.
3. They are a private matter, not exposed to the
publicity of Probate Court records.
DAVID A. BROWN
lent
,
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12t1k
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to 11 I
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cif II
izatimi
stoned t•.
faly ()mil I.
1:i w• men are I.
lo,i.. •
quo lie I
lilt
I
pre ..i lent ,..
I 4. ,, t
II I.
Coro
chides the loth III
pan,, tie 1, nlrll l ocl
t .0..
a ,,,, 1 11 0 e
AbrahamCocper
nil
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Crdilloc 750)
Glass
.:.,
LIFE
..11.1 •i•,,, , Ii
,.. pt
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C'
We
1. Tell us what you want done with the money.
will sign an agreement to follow your wishes.
2. Have your policies made payable to
Trustee.
I. I•. ibilil1
III
.5
,•
ll
I
1 1
US
as your
3. Deposit your policies with us for safe-keeping.
Aside from it small opening fee we make no charge
for holding them during your lifetime, and upon
your death the Trust begins.
Any of our agicers will be glad to consult with you on
this important matter. Let us give you further details.
DETROIT RUST ONIPANt
OPPOSITE POSTOFFICE
CORNER FORT AND SHELBY STREETS.
DETROIT, MICHIGAN
1dTdi •
di.
I. 11.1.1 41111..11111 id
Ill he secured on Lis In
it 401111 , 1 Fea ,,, I1a1.1k
It
-uppos, that a lamed of directors
of workers from v,,ry sic
CENTRAL INSURANCE SERVICE
,A 1.1
To create a Life Insurance Trust:
,
I
COOPER INSURANCE AGENCY
2219 Dime B.7 ok
Estate tax.
hy the
1-1L
1 I
I. r who really coil-
of pro-
I I.
and ovcrhead
....lei
ll , 11
. ` I ,1
m Sl's
e aver-
,
•
ou
hi-
...•ts
fall
on
the
tongue
of
ti
I
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same case 1 . . s a !.i111-
ith
MAO
al,
1.11 ,
arithmetic."
:5 min be
Mr capital, the sooner it real-
•
"i "I ndustrial
the PI i
n was one of'vs W , absolute dependen, ,•• on labor
hie:
mplo, ers in the and forms some sort of a partnership
lame
I `III.. to 11... III , woikingmen with it. the soon. r will its int estinent
WI-
be safe. its returns satisfactory.
i•i 1 1 ,~ I
"f trip! iel in, ...slim iit and control of
.
Iziant of Mess can be let safely in the hands
Necessities of the workers. The day of capital
II
I w , c 111'. of the c ,) , " - control of liminess is about to pass
vii- and in it, place is to come employe
\\agons indicates the
.4 Mr. Brown's theory of dent- control. 1 . 1111111/)C management." • * *
_
- la the Iasi an ,lysis 151111 is most
nally interesti..1 in the success if an
lie 1•5,.11 ,,ho is denim
David Cooper
me. , , f his p
,I. 1,, .1-
.1 .1
4. They arc totally exempt from the State inherit-
ance tax and partially exempt from the Federal
1,111
1, 1 . ■
r III 1l.k . LI 111,1
he an)
ill
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1511
I: II
A Policy With Us Means Security
DON'T WAIT - FILLYOUR BIN NOW WITH OUR
idilitd4
EASILY
HOTTER
4.
HANDLED
. Only a Trust I
as a
Cloiver Hill P ark
CEMETERY
• of Congregation Sbaarey Zedek
Woodward Ave. at 15 Mile Road
Ill
I
.1
CLEANER
,1111 1
•
I
11,1111
I• !Ilan
Mars
1 , 1 HI - •
11,.. 1 1
, t,, a
to
dollars 14
elle.- atetl to ask the 1.1.•.1 per-
tl.s
. -tions. And rout In
annot answer chest .,•.,
1..e satisfaction of tl,, ,
All
Lower
Priced
JIM;
Modern—High Grade and Exclusive Cemetery
The only exclusive Jewish cemetery In the city that guarantees to
every purchaser PERMANENT MAINTENANCE.
If you have not already made reservation for a family plot, you can
do so now.
The Cemetery Board meets In the synagogue at Willis and Brush
every Wednesday evening at eight; and Sunday mornings at ten.
Call Glendale.5197.
HEBREW STENOGRAPHY
INVENTED BY TEACHER
1.0No1)N.—A Ilybre,v ti ai her.
Mr. 'Fames, of Jerusalem. has in-
tented a system of Hebrew shorthand.
Simultaneously Mr. Ben Israel, an-
other teacher and essayist. has in-
ented another system. Both are now
demonstrating and teaching their re•
A. C. KRENZ
TMaei r l Ocrhant
TheanSchiospertereprceovuaritiesy
925Woodward Ave.
Just North of Forest Ave.
it