6/6 - OIcid aegwW &Mddmo0 'snai POOMU8QJD 9661 O "quouilumuloo slut aJJpea'ecied ej~noS ajns ei{'eui of auil a93T4 l of'e o. ~i a 8f1iJetIq usB3 note 14oJlt uoiOj quouiluioo s sl~ Pao~ 1pedo e~ UTA'H eaousieq au4k JJO £dd ol jeauol aIe III 11 uom tlosa anp umuflUU eiulc A Suo nos jl seap asuas uouiumO 'eldulex Jo~ j 'es IBM 11 uol Moq pus XedaJ of pJoJs use nlos qonui MolT Mou~j flo, °asuas uoumoo asn of si aolAps Iseq au XJJsuij "3iees nlos sJOa~suu OIq jo XusuI opTnAd jjjM pus ju'elJodul sl quaeuieev 11pajo Jfl0I ,jo ,teds poaomae uo pegurpd smzae4 et4 PuipuWsisipufl "uo11voidde 9u1 uo RuII4J9a~ psaa nos gins e9{euz 'suollsenb ftpgse of uoigjppe uJ 6,paro sluff Putsn Joj sps~Jmi 9u1 GJ'v gvu ypaJ'eo eq IiM IsOJ1ul Moflul MOR 69a I~fluus u 911 GJI4 ] , ftglum Puluo!s ejojeq suoilsonb eutos jiesinoS 3Is of jtrelJodun st~ pupu u luf tI W . "uepjnq snopuaumaIl s euiooaq uveo 11 S~qlsuodsaiiii pesn ji 'JAOnMOH 9A11 O4 Je!slea GAi O31U u10o 41811100 1 loueuU jnjesn a aq tree pireo 11paao V 'olul ft ea ~no91,I'et puvJSJpun SRlnj nos eons 1e4vu plnotus nos uoilsolcddt siu1 u9is nos aaojeg :JJGa1HD IOUI MAONX GUMIS 11OU SDNIHI A&H V I" I"II IIIII I II IIIII"I I II'II 9096-58862 30 NOIDNILAfIM 69T9T X08 Od UaIVO MIAOOSIU ANdV'JO ISfl OOOMNJJ3IO aassaippe Aq pied aq II!M a3ejsOd 38 VMV-1]G 'NOIONVI1IM Lt L 'ON IIAH-Ad TIVA' SSVr10 IS?1L1 lIVA Aldild SSI]NISfl- SILVIS G]IINI1 3H1 NI G31VV zJ1 AdVISS30ON A3JVSSJZXON *Important INFOrmation: 999 D 0z AMHMA12 Grace Period Method Of Minimum Annual Variabie For Payment Computing Annual Periodic Percentage Rate Rate Of Balances The Balance Fees Finance For Purchases Information For Purchases For Purchases Charge As of September 1, 1995, your Annual Percentage Your Annual Percentage Rate may vary. The rate is determined for each billing 25 days. Two-cycle average daily None $.50 Rate is 17.65% for first year; for each subsequent year period by the highest P rime Rate reported in The Wall Street Journal on the last balance (including new your Annual Percentage Rate is determined by total business day of the previous month plus a fined amount of percentage points as purchases). purchases in previous year: $1,000 or more - 17.65% follows: Initial year and Best Rate - Prime Rate plus 8.9 percentage points; Better (Best Rate); $500 to $999.99 - 19.65% (Better Rate); Rate - Prime Rate plus 10.9 percentage points (but not euceeding Standard less than $500 - 19.8% (Standard Rate) (18% for Rate); Standard Rate - 19.8% when the Prime Rate is lower than 10.9% and residents of ME, NC and WI).* Prime Rate plus 8.9 percentage points, when the Prime Rate is 10.9% or more (18% for residents of ME, NC and WI).* *Better and Best Rates have a 12.9% minimum, and, for residents of ME, NC and WI. 18% maximum. Failure to make required payments converts you from Better or Best Rate to Standard Rate. Annual percentage rate for cash advances: As of September 1, 1995, 19.8%; this rate may vary, i.e., 19.8%/ when the Prime Rate is lower than 10.9%, and Prime Rate plus 8.9 percentage points when the Prime Rate is 10.9% or more; for residents of ME, NC and WI, 18%. Transaction Fee Finance Charge for each cash advance: $500 or less - 2.5%; $500.01 to $1000 - 2.0%: $1,000.01 or more - 1.5%, with a minimum of $2.00 and no maximum. Late payment fee: $15 for payment more than 20 days overdue. Over-thecreditlimit fee; None. ALL ACCOUNT TERMS AND CHARGES DISCLOSED HEREIN ARE ACCURATE AS OF THE PRINTING DATE, BUT ARE SUBJECT TO CHANGE. TO FIND OUT WHAT MAY HAVE CHANGED AFTER THE PRINTING DATE OF SEPTEMBER, 1995, WRITE TO US AT P.O. BOX 15410, WILMINGTON, DE 198860820. The Discover Card is Issued by Greenwood Trust Company, Member FDIC. This account is only for personal, family and household purposes. It is not for business or commercial purposes. You authorize us to obtain a consumer report from consumer reporting agencies in considering this application, and for the purpose of an update, renewal, extension of credit, review or collection of your account. Upon your request, we will inform you of the name and address of each consumer reporting agency from which we obtained a consumer report relating to you. After credit approval, each applicant shall have the right to use this account to the extent of any credit limit that we set, and each applicant may he liable for all amounts of credit extended under this account to any joint appli- cant. The applicant, if married, may apply for a separate account. You are permitted to have only one Discover Card Account. Accordingly, if you already have a Discover Card Account or have recently applied for one and are waiting to receive it, you are not eligible to apply. You may not close an existing Discover Card Account and apply for a new one to receive the terms con- tained in this application. OHIO RESIDENTS: The Ohio laws against discrimination require that all creditors make credit equally avail- able to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law. NEW YORK RESIDENTS: New York residents may contact the New York State Banking Deatetto obtain a comparative listing of credit card rates, fees and grace periods. WISCONSIN RESIDENTS: No agreemvent, court order or individual statement applying to marital property will adversely affect a creditor's interests unless prior to the time credit is granted the creditor is furnished with a copy of the agreement, court order, or statement, or has actual knowledge of the adverse provision. Married Wisconsin residents must furnish the name and address of their spouse to Discover Card at P.O. Box 15025, Wilmington, Delaware 19885-5025.