96 / 8 - OlGA aqm,9W Wuvtmdo0 Isms' poomu88JOJ 9661 O sgI~ aI pea'edaad eai~noh& ans 931su of Emil eijq 9el of noA9 e~in aM -I-g11eq uvo noA tio~qM -eou'el~q 9g1 go it'ed o1 je~uol aee j jjI 11 ijuoum Bjova anp wznuimupu etj ieed .9uo nbA: 31 sae!jo1p asuGs 1101111110 'ejdui'ex J01 j~ 31l 111 110j M01 pine .9vdaj o paojj-e uvo noS MofluI Mogj M0Umj no0 "ass uo zz asn1110 o~f sT So~p Q IA' seq 9g1tjpu jI~1 "3199s nos saammu 9T41 jo Sui aplAoad 111m pine juwlJodui sT juumae j paao inc Ru1 )R j0 Jadvd Palto&g UO p9~tiad S s11IJO ag u1P lUpUsJOpunf mop0fl'~ dds all uo0 911I14~aeaO p'eai nod awns eijeui 'su1!Senb 131sr of uo0ij1P 111 u IhTM Is3J3a11 tionwl MOfl 6,I Isenuu? 1e ' ag e'lSJ - 1IjfR11' P1u~Is eaojeq suoflsenb auios jesnoR 31spe of juljodwiI sI'11 11p 1 SlIIU ' uapanq snopumij~ ve aumaoq uvo IT 'RlqlsuodsaJJT pesn 31 1 O11m11U lfljasfl aq w~eo pJao ~jpaoJ V 0olul 3uplaPO ej ~noS jalmi puwsiepun.91jnj noR awns eui pjno01.s noR9 uopeoildd'e sljT u~js noRe eo jag :iIIGHO SLflOV MAOXX W'III10.fiQ SUMIL A51 V I I"III II I III IIIII"II II'I 9096-9886T 3G NOI9NIVAflM 69T9T X08 Od UaIvO MAO3SU AINdVdJO isf~iI GOOMN3]H eassaippe Aq pied aq II!M @ IRISod 38VMV 130 'NOUONIAWIM Lt7L 'ON II1A83d 1IVV' SSV13 ISSJLJ 1IVA' Aldild SS71Nisfl_ S31VJS fT3IiNf 3H1 NI 431MLAl AdVSS3ON 3JdVSOd ON *Important INFOrmation: H 9S11 Grace Period Method Of Minimum Annual Variable For Payment Computing Annual Periodic Percentage Rate Rate Of Balances The Balance Fees Finance For Purchases Information For Purchases For Purchases Charge As of August 1, 1995, your Annual Percentage Rate is Your Annual Percentage Rate may vary. The rate is determined for each billing 25 days. Two-cycle average daily None $.50 17.65% for first year; for each subsequent year your period by the highest Prime Rate reported in The Wall Street Journal on the last balance (including new Annual Percentage Rate is determined by total business day of the previous month plus a fixed amount of percentage points as purchases). purchases in previous year: $1,000 or more - 17.65% follows: Initial year and Best Rate - Prime Rate plus 8.9 percentage points; Better (Best Rate); $500 to $999.99 - 19.65% (Better Rate); Rate - Prime Rate plus 10.9 percentage points (but not exceeding Standard Rate); less than $500 - 19.8% (Standard Rate) (18% for Standard Rate - 19.8% when the Prime Rate is lower than 10.9% and Prime Rate residents of ME, NC and WI). * plus 8.9 percentage points, when the Prime Rate is 10.9% or more (18% for residents of ME, NC and WI).* *Better and Best Rates have a 12.9% minimum, and, for residents of ME, NC and WI, 18% masimum. Failure to make required payments converts you from Better or Best Rate to Standard Rate. Annual percentage rate for cash advances; As of August 1, 1995. 19.8%; this rate may vary, i.e., 19.8% when the Prime Rate is lower Whan 10.9%, and Prime Rate plus 8.9 percentage points when the Prime Rate is 10.9% or more; for residents of ME, NC and WI, 18%. Transaction Fee Finance Charge for each cash advance; $500 or less - 2.5%; $500.01 to $1000 - 2.0%; $1,000.01 or mome- 1.5%, with a minimum of $2.00 and no maximum. Late payment fee; $15 for payment more than 20 days overdue. Over-the-credit-limit fee: None. I understand this account is only for personal, family and household purposes. It is not for business or commer- cial purposes. The applicant, if married, may apply for a separate account. Finance charges will not exceed those permitted by law. ALL ACCOUNT TERMS AND CHARGES DISCLOSED HEREIN ARE ACCURATE AS OF AUGUST, 1995, BUT ARE SUBJECT TO CHANGE. TO FIND OUT WHAT MAY HAVE CHANGED AFTER THE PRINTING DATE, WRITE TO US AT; P.O. BOX 15410, WILMINGTON, DE 19886-0820. A consumer credit report may he ordered in connection with this application, or subsequently in connection with the update, renewal or extension of credit. Upon your request, you will be informed whether or not a consumer credit report was ordered, and if it was, you will be given the name and address of the consumer reporting agency that furnished the report. The Discover' Card is issued by Greenwood Trust Company, Member FDIC. I understand that if I have previously applied for and either have received or am waiting to receive my Discover Card, I should not reapply at this time, NEW YORK RESIDENTS: New York Fesidents may contact the New York State Banking Department to obtain comparative (isting information of credit cards, fees and grace periods. Call 1-800-518-8866. OHIO RESIDENTS: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. WISCONSIN RESIDENTS: No agreement, court order or individual statement applying to marital property will adversely affect a creditor's interests unless prior to the time credit is granted the creditor is fumished with a copy of the agreement, court order or statement or has actual knowledge of the adverse provision, Married Wisconsin residents must provide the name and address of their spouse to Discover Card, P.O. Box 15025, Wilmington, Delaware 198855025.