U OF M PRIDE Show your university spirit and carry the only Designer Visa® cards developed specifically with U of M students in mind. Issued by MBNA America, one of the country's leading credit card issuers, each Visa proudly displays the Alumni Association logo and Burton Memorial Tower or Michigan Stadium, recognizing you as a U of M student every time you use it. What's most exciting about this program is that every time one of our students receives the card AND every time a purchase is made, the Bank will automatically make a contribution to the University of Michigan Alumni Association - and there's no extra cost to you! It's a WIN-WIN situation for everyone involved. You are able to establish credit and receive exceptional credit card benefits and student scholarship funding is helped every time a card is issued and used. COMPETITIVE FEATURES - No Annual Fee. - Special 9.9% Introductory APR on cash advances and balance transfers through your first six (6) statement closing dates after your account is opened, if you apply by October 31, 1995.* " FREE supply of cash advance checks. Use them to access your new credit line. - Flexible payment plans and NO-FINANCE CHARGE OPTIONS on purchases, if you pay your balance by the payment due date. Emergency Cash and Airline Ticket Replacement up to your available credit limit. - Cash Advance Privileges at over 200,000 CIRRUS® ATM locations worldwide. EXCITING BENEFITS - A Credit Line of up to $5,000 (if eligible). Up to $150,000 Common Carrier Travel Accident Insurance when you charge your tickets to your Visa card.** - FREE Lost Card Registration. - FREE Supplemental Auto Rental Collision Coverage, up to $15,000 when you charge car rentals to your Visa card. - FREE additional cards. And MUCH MORE!