96/01 - DIKM jsqteyd unduzo0 isnas poomut50 9661 pp -qIuiaJuIOOzu siTI~ aioj paasdead aJzno.& oans oifeui 04 au ll 9q1 awle of noS 93a aM j~uaq ue no9 goigm. UIOJJ queuillunnoo 'a S1 pao gpaoJ Ve U!A'Tl Gaouelq ag1 gjo Svd o1 aieuol awle 111m V TIMou tjo'e anp wzntuilutu agqLedLiuo nog j1 auj~ asuas uouiumo 'aldtuexa o j~ p 11m1 uol mot puse Ledaa of pjojy ue no.9 tonui mog motuj nod& *asues uouiinoo asn of sT aoTAp'8 1s~aq1.911v'uj "3199s no.9 sjomsure etq Jo Stu oplAoad 111m pus juslJodm1t sT quauaaa'e 11paao anoX jo Jedeid poeogoa1UD up Mug sa aiag u~put!sJapu fl uollsotldde aql uo fUIq&JGAO pvoa noR9 awns a9j'ew 'suojisanb Pulpls o{ uoT1ppe uI 6,paro siti1 Pulsn aioj spismaj agl an' gvqM 6,pe~nigo aq lu1u'es Pu~o~s adojaq suo1isonb autos jjasafloS ijse of juelaodT s,11 'pul uT sitrq ti1r. "uepanq SsnopuamaaI s) auiooaq ueo 11 'X1qsuodsaaJ pasn jg JaAaMO[J GaAII Oat J!'9A GJII u a~muV0 Me11001O Ivousuuj Injasn vB aq useo pa'eo 1iipaao V "olul Pu1 aj noR ggM put~sapun .911n1 noS awns ai~vu plnogs noR uoig'eo~ddre s~Tg 01s noR aaiojag :J1IQ511Q srlOaV M.ONX amn noxf07 SDNIIII M.l V 9096-9886T 3O NOI9NIVAI1M 6919T X08 Od UGiVO EAOOSIU ANVdAOO ISf8I OOMN33&D eassaippe Aq pSed N q II!M aGsOd 18VMV-1]O 'NOIDNIWIM Lt L 'ON IIV~d~d TIVA~ SSVIO isdIA 1IVA Aldild SSIINISfl8 S31VIS 31INf 3H1 NI AkdVSS303N 39ViSOd ON *Important INFOrmation: 3YiEA3Sfl Grace Period Method Of Minimum Annual Variable For Payment Computing Annual Periodic Percentage Rate Rate Of Balances The Balance Fees Finance For Purchases Information For Purchases For Purchases Charge As of October 1, 1995, your Annual Percentage Rate is Your Annual Percentage Rate may vary. The rate is determined for each billing 25 days. Two-cycle average daily None $.50 17.65% for first year; for each subsequent year your period by the highest Prime Rate reported in The Wall Street Journal on the last balance (including new Annual Percentage Rate is determined by total business day of the previous month plus a fixed amount of percentage points as purchases). purchases in previous year: $1,000 or more - 17.65% follows: Initial year and Best Rate - Prime Rate plus 8.9 percentage points; Better (Best Rate); $500 to $999.99 - 19.65% (Better Rate); Rate -- Prime Rate plus 10.9 percentage points (but not exceeding Standard less than $500 - 19.8% (Standard Rate) (18% for Rate); Standard Rate - 19.8% when the Prime Rate is lower than 10.9% and residents of ME, NC and WI).* Prime Rate plus 8.9 percentage points, when the Prime Rate is 10.9% or more (18% for residents of ME, NC and WI).* *Better and Best Rates have a 12.9% minimum, and, for residents of ME, NC and WI, 18% maximum. failure to make required payments converts you from Better or Best Rate to Standard Rate. Annual percentage rate for cash advances: As of October 1,1995, 19.8%; this rate may vary, i.e., 19.8% when the Prime Rate is lower than 10.9%, and Prime Rate plus 8.9 percentage points when the Prime Rate is 10.9% or more; for residents of ME, NC and WI, 18%. Transaction Fee Finance Charge for each cash advance: $500 or less - 2.5%; $500.01 to $1000 - 2.0%; $1,000.01 or more - 1.5%, with a minimum of $2.00 and no maximum. Late payment fee: $15 for payment more than 20 days overdue. Over-the-credit-limit fee: None. ALL ACCOUNT TERMS AND CHARGES DISCLOSED HEREIN ARE ACCURATE AS OF THE PRINTING DATE, BUT ARE SUBJECT TO CHANGE. TO FIND OUT WHAT MAY HAVE CHANGED AFTER THE PRINTING DATE OF OCTOBER, 1995, WRITE TO US AT P.O. BOX 15410, WILMINGTON, DE 19886-0820. The Discover* Card Is issued by Greenwood Trust Company, Member FDIC. This account is only for personal, family and household purposes. It is not for business or commercial purposes. You authorize us to obtain a consumer report from consumer reporting agencies in considering this application, and for the purpose of an update, renewal, extension of credit, review or collection of your account. Upon your request, we will inform you of the name and address of each consumer reporting agency from which we obtained a consumer report relating to you. After credit approval, each applicant shall have the right to use this account to the extent of any credit limit that we set, and each applicant may be liable for all amounts of credit extended under this account to any joint appl - cant. The applicant, if married, may apply for a separate account. You are permitted to have only one Discover Card Account. Accordingly, if you already have a Discover Card Account or have recently applied for one and are waiting to receive it, you are not eligible to apply. You may not close an existing Discover Card Account and apply for a new one to receive the terms contained in this application. 0H10 RESIDENTS: The Ohio laws against discrimination require that all creditors make credit equally avail- able to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law. NEW YORK RESIDENTS: New York residents may contact the New York State Banking Department to obtain a comparative listing of credit card rates, fees and grace periods. Call 1-800-518-8866. WISCONSIN RESIDENTS: No agreement, court order or individual statement applying to marital property will adversely affect a creditor's interests unless prior to the time credit is granted the creditor is furnished with a copy of the agreement, court order, or statement, or has actual knowledge of the adverse provision. Married Wisconsin residents must furnish the name and address of their spouse to Discover Card at P.O. Box 15025, Wilmington, Delaware 19885-5025.