TiEIL MICIIGAN DAILY w.. . ,+ w ..wrr. +.r!r ... Y OFFICIA-L BULLEITIN in the Bulletin is constructive notice tu all members of ity. Copy received by the Assistant to the President until 11:30 a. m. Saturday, SUNDAY, NOVEMBER 16, 1924 Number 47 New Literary Club for Non-Ptiblication Women: The new literary club for non-publication women, which has recently been organized, will hold their first meeting at 7:30 o'clock Wednesday at the Green Tree Inn. Women interested are invited to attend. Jessica Megaw. Marion made three more. Rockwell punted to Klee who fumbled. Brown recovered on the Ohio. 38.yard line. Garrill went in for Wilson. Rock- well made fuor yards at left tackle. Time out, for Tee Young. Watts went in for Young at center for Ohio. A long pass by Friedman went into the arms of Rockwell on the Ohio 20 yard line. Rockwell dropped the Michigan's 20 yard line. Hunt made two yards. Slaughter intercepted Hunt's pass and raced 29 yards to' the Ohio 41 yard line. A pass Steger to Flora put the ball on Ohio's 15 yard line. Mar- ion made a yard then added anotherl fumbling and recovering. It was Michigan's ball on the Ohio 13 yard line. Friedman went through right for no gain. Rockwell punted't on Ohio's 40 yard line, and he off behind fine interference bu nailed by Slaughter after he 1 turin(ld the ball to the Michij I yard line. m. 5 e to All Faculty Members: he meeting of the Regents held February 25, 1921, the Board made the ase of an annuity in the Teacher's Insurance and Annuity Association ierica, a condition of employment in the case of all members of the ties thereafter engaged except instructors of less than three years' ig, with whom such purchase is optional. nbers of the Faculties and others connected with the University can at the office of the Secretary of the University full information con- g their privileges and responsibilities with respect to life annuities. nen policies, rate books, and reports of the Teachers' Insurance and ty Association are on file for distribution. Ask for Mr. Buckley, A.s- t Secretary. University will contribhte equally with the members of the Faculty, i certain limits, to the provision of the old age annuity. The faculty er thus purchasing an annuity receives under such conditions 100 per pon his contribution plus 4 per cent per annum on the entire sum in- , and these accumulations are non-forfeitable to him in any case. Shirley W. Smith, Secretary of the University. irbor Art Association: last opportunity to view the local Art Exhibit at Memorial Hall will be, y, November 16th, from 2:00 to 5:00 p'. in. tributors are asked to call for their exhibits Monday afternoon. Warren P. Lombard, President. s Attention: must obtain your receipts for Senior Pictures for the 1925 Michigan- before Thanksgiving. These receipts may be obtained at the Press ng for Three Dollars. No pictures will be taken without receipts. George L Pattee, Business Mgr. 's-School of Education: junior Education class will hold a very important meeting Monday 5 p. in., in room 203, Tappan Hall. George Hacker, President. of Directors-Women's Leagne: nembers of the Board of Directors of the Women's League are expect- be present at the meeting of the Board on Monday afternoon, Novem- at four o'clock in Barbour Gymnasium. Charlotte A. Blagdon, President of the Women's League. males 123, Trade Unionism: class will attend the lecture by Dr. Lillian M. Gilbreth on motion study 0 a. in., Monday, in Room 411 West Engineering Building Carter Goodrich- Classical Journal iClub% The Classical Journal Club will meet on Monday, November 17, at 3:00 p. m., in L. B. 2014. Members of the faculties and the graduate seminaries of the Greek and Latin departments are invited to attend. Warren P. Lombard, President. I , 1 l i PLAYBY PLAY ACCOUNT (Continued From Page Seven.) Marion barely failed to get a third pass from Friedman. A fourth pass " by Friedman to Ed- wards failed to make connections. The ball went over to Ohio on their 33 yard line. Ohio was warned for stalling. A pass by Cunningham was grounded. Karow made two yards through right guard. Hunt added one at left guard stopped by Edwards. On a punt formation Jenkins muffed the pass from center and his hurried punt went outside on the Ohio 32 yard line. Rockwell made a yard at center. Steger again muffed a pass from Friedman on the Ohio 15 yard line. Friedman was nailed for a five yard loss on a pass formation by Schulist. It was Michigan's tall on their own 41 yard line. A beautiful pass by Friedman was incomplete on the Ohio five yard line. It was Ohio's ball on its own 40 yard line. Hunt's pass bounced off an Ohio player's hands into Rockwell's arms on the Ohio 46 yard line. Friedman made ten yards and first down on the Ohio 37 yard line. Steger made two yards at right end. Another pass Friedman to Steger was Incom-t plete. Klee went in for Hunt at left! half for Ohio. Herrnstein went in for Steger at right half for Michigan. A pass. Friedman to Marion was in- complete. Friedman's pass to Grube was incomplete. It was Ohio's ball on their 36 yard line. Karow made one yard at the line. Friedman and Steele stopped Klee for a four yard loss at left end., Klee punted to Rockwell who was downed on the Michigan 19 yard line. Herrnstein stumbled around left end for two yards. Friedman added 3 at right end. He was tackled around the neck and was injured in the play, but he re- mained in the lineup. Rockwell punted to Hunt who was spilled by Edwards on the Ohio 40 yard line. Steele nailed Klee for an 8 yard loss' behind the right side of the line. Ed- wards nailed Hunt for no gain. Klee punted to the Michigan 22 yard line, where the ball was downed by an Ohio player as the half ended. Score: Ohio 6, Michlgi an 0. Third Quarter .Hunt kicked off to Steger who went in for Herrnstein at the beginning of the seqond -half. Steger returned to the 20 yard line. Rockwell punted I ____________ _ _ __ VARSITY BASKETBALL Varsity basketball practice will be held in the Yost field house tomorrow night. Bring your uniforms from Waterman I gymnasium. Report ready for practice at 7:3'0 o'clock sharp.! E. J. MATHER, Coach. to the Ohio 44 yard line. Hunt made a yard at right guard. Karow broke' through center for six yards. A pass Cameron to Cunningham netted one1 yard. Hunt's poor punt was dead on the Michigan 36 yard line. Marion made three yards at left guard. Cameron knocked down Friedman's long pass. Another pass Friedman to Rockwell was incomplete. Rockwell punted to Klee who was downed by Grube on Ohio's 24 yard line. Flora nailed Klee for a two yard loss. Klee punted to the Michigan 44 yard line where the ball rolled dead. Steger was stopped by Jenkins for a six yard loss. A long pass Fried- man to Grube put the ball on the Ohio 42 yard line. Another pass Friedman to Grube lacked six inches of a first down on the Ohio 32 yard line.- Time out for Ohio. Marion plunged through for first down on Ohio's 27 yard line. A pass Friedman to Rock- well was incomplete. On a fake pass F riedman made four yards at right tackle. Friedman's low pass was in- tercepted by Clark who returned the ball ten yards to the Ohio 19 yard line. Karow made five yards at right tackle. He was stopped for no gain by Hawkins. Klee made three yards at left tackle. Klee punted to Stegerk who returned the ball five yards to the Michigan 49 yard line. Rockwell tore around right end and down the side lines 25 yards. Friedman's pass to Rockwell was good for .eight yards, putting the bal on" Ohio's 17 yard line for second down. Wendler went in for Clark at right half for Ohio. Rockwell was stopped for no gain at right end. Marion made it first down on the Ohio 15 yard line. Time out for Kutler. With Fried- man holding the ball on the statue of liberty play Rockwell ran around left end to Ohio's six yard line as the quarter ended. Score: OhIo 6, Michi. gan 0. Fourth Quarter There was a foot to go for first down. Marion took the ball to Ohio's two yard line for first down. Marion fIli e through right guard for a touch- down. Rockwell kicked goal putting TMichigan in the lead by one point, core: Michigan 7, Ohio 6. Klee kicked off across the Michigan goal line, Michigan took the oval on her own 20 yard line. Marion went through left guard for three yards.: ball when tackled hard, Ohio recov- tackle for three ' yards. On a fake+ ered on its own 22 yard line. Time drop kick formation Marion went for out for Rockwell. He resumes play. first down on Ohio's six yard line. inter- Rockwell went around right end for Cunningham's long pass was aotertucdoteSor:ri-ia cepted by Rockwell who returned 15 another touchdown. Score: Ajchdgan yards to the Ohio 31 yard line. steger 16, Ohio 6. Rockwell's kick for extra, point was blocked. failed to gain at left. atScore: Michigan 16, Ohio 6. Marion made two yards I Klee kicked off across the Michi- gur.F da's pass over center . gard.ncFriedmnspasoercne gan goal line, the ball going to Mich- I was incomplete. tigan on Ohio'sh20 yard line. Marion With Friedman holding the ball on made two yards. Steger was stopped the Ohio 40 yard line Rockwell boot. ed a long placement between the Ohio goal posts. Score: Michigan 10, j' Cunningham's pass to Hunt w; wild. Time out for Ohio. Stamm, intercepted Cunningham's hurrii pass on the Ohio 45 yard line. Final Score: Michigan 16, Ohio 6. London, Nov. 15.-Ramsay MacDo aId is contemplating a visit to Am( ica on a holiday after his hard gri: of nearly a year as Labor prime mi ister. Re ad the Want A O11io 6. Kunow replaced Edwards. Rock- well kicked off to Watts who was downed by Steele on his own .28 yard line. Brown knocked down Hunt's pass. Herrnstein went in for Fried- man. Stamman for Marion. Cunning- ham's long pass was grounded. Hunt's pass trickled off Cameron's fingers to Steger's arms on the Mich- igan 37 yard line. Marion was stopped for no gain. Steger made a yard. Rockwell punted to Hunt who was stopped in his trcaks on the Ohio 24 yard line. Cameron's pass to Garrill was in- complete. Freidman stopped Klee for a five yard loss. Hunt broke away around left end and ran, 55 yards putting the ball on RP'H. ; STARTING TODAY r "The Code of the Wilderness' With JOHN BOWERS ALICE CALHOUN ALAN HALE CHARLOTTE MERRIAM OTIS HARLAN Directed by David Smith, the Man Who Made "Captain Blood" Also CHARLEY CHASE in "JEFFRIES JR." TIME'S FLYING- ORDER NOW! SChristmas Greeting Card NEW SAMPLE BOOKS AT YOUR SERVICE BOOK STO s TY RE Monday at 11 o'clock in Science Auditorium. Examina- 'k of running water. Win. H. Hobbs. November 19 at 4:30 B173 N. S. Building. Paper by ly of irregularities in Mendelian rations of Oenothera." B. . Davis. -"A What About Small Night": :lasses in Shakespearean Reading th Night," Monday, November 17,E ersity Hall. The public is invited. will give a recital of at 7:30 p. m., in the L. Eich. Checking Accounts? [rgan Reotal (Postponed:) will be no' recital Wednesday afternoon. Instead Mr. Palmer Chris- give a recital Sunday afternoon, November 23, at 4:15 o'clock. Charles A. Sink, Secretary. riage of Figaro": s "The Marriage of Figaro" will be given in the Choral Union Hill Auditorium, Wednesday November 19, at 8 o'clock. The opera, staged, and produced under the personal direction of Wihli'am shaw, will be under the musical. direction of Ernest Knoch. The aracters is as follows: NT ALMAVIVA .......... .... .... .Alfredo Valenti.. NTESS ALMAVIVA.......... .................Clytie Hine Count's man servant (formerly the barber of Seville)......... .......................Pavel Ludikar , Countess' maid .......... .Editha Fleischer NO, page....................... .....Celia Turrill [LIO, music teacher of the Countess..............Ralph Brainard' POLO, former guardian of the Countess ........Herman Gelhausen -INA, Bartolo's housekeeper......................... Celia Turrill gardener ....... ............. Herman Gelhausen ZIO, Justice of the Peace. ...............Ralph Br-inard Charles A. Sink, Secretary. lee ChIO: 'ill be a rehearsal Monday evening' from 7-8, at the School of Music n, after which there will be a get-together smoker at the Union. Carl B. Schoonmaker, Manager. elloquinm: ysics Coloquium will meet at 4:15 p. in., Tuesday November 18, in Physics Building. Dr. R. V. Zumstein will speak on "The Absorp- tra of some Metallic Vapours in the Ultra Violet." All interested d to attend. R. M. Randall. 11 Frozen Radiators y 11 ' 3I ;II 4I { FRESHMAN BASKETBALL All candidates for the fresh- man basketball squad will re- : port at Waterman gymnasium Monday' night at 7:30 o'clock. Bring own equipment. I COACH RAY FISHER. ( :) , ; I FRESHMAN NUMERALS Winners of Freshman cross country sweaters should report C at the field house any afternoon from 3 to 5 o'clock next week except Saturday, to get measuredI for their jersies. November meeting of the Club has been postponed vember 19th, to Friday, November 21st. T. H. Hildebrandt, Secretary. from 7cials Carry' 900 To Columbus' e than 900 tickets were sold for I trains going- to Columbus, yesterday, 'according to officials Ann Arbor railroad. Five spe- eft Ann Arbor, two of which left y night and three more Saturday ng, The ticket sale was heavy, r when many students decid- go to the game at the last z. trains left Columbus last at 6:30 and at 11:45 o'clock e return trip, arriving in Ann after midnight and early this ETERANS ON TANK SQUAD Continued From Page Six.) will be back after Christmas ampson, freshman star of last i Warped Disp ositio n115 Inj ured. Pocketbooks All because someone for- got to put alcohol in the radiator before the Freeze. Do it now. Denatured Alcohol Any quantity at C. CLAUDE DRAKE'S Drug and Prescription Store VERY bank has a great number of small checking accounts, having uniformly small balances, which it car- ries purely as a -matter of convenience to its depositors. They are carried free of charge for the most part, and for the depositor this is a very desirable service. But from such accounts it is impossible for the bank to derive a profit. An accountwith an average daily balance of $50 against which fifty checks are drawn in the course of the year is actually carried at a loss. Quoting from Mr. John F. Tufts, President, Union Market National Bank, in the October number of the American Bankers' Association 'Journal: "In many large city banks it is rapidly getting to be physically impos- sible to furnish banking facilities unless under some service charge plan or with proper balance requirement. The number of unprofitable accounts in some banks is almost unbelievable. A bank located not many miles from Chicago wrote me that 44 per cent of their accounts carried a balance of less than $25 per account. They found there was an average annual loss of $10.45 on each one of many hundreds of their accounts, making a total yearly loss of many thousand dol- lars. The situation is the same all over the country. These accounts have become a distinct burden. To what extent is a bank justified in carrying them? Some of them are unquestionably legitimate. But the great majority are not justified from the standpoint of good business. We are not arguing that' a bank should not perform every possible service to its community. But there is no more reason why a bank should maintain an unprofitable service for its depositors which it renders free of charge, 'than for the boatblack to shine shoes for nothing or the laundry to wash clothes free of charge. On the contrary it would seem that if the bank renders a 'desir- able and useful service it should receive pay for its services, just 'as every other business institution does. If it is impossible to receive this compensation from the interest obtainable from the depositor's balance, service charge to cover it should be made. "The laborer is worthy of 'his hire." Quoting from Mr. Tufts again, he says: "Bank directors should not need to be reminded that on account of the fiduciary nature of the position they occupy, there rests upon them a very great responsibility for the way in which their stockholders' money is used. I do not believe bankers can legally justify their action in, permanently carry- ing without charge a substantial number of accounts on which they know, or should know, they are continually losing money that belongs to depositors." That is an additional reason why unprofitable business should be dispensed with, the fact that the money belongs -to the depositors. There are only two solutions that we know of for meeting the situation. Either make a nominal monthly charge upon all accounts falling below a profitable balance or require all depositors to maintain at all times a profitable balance. The former is by far the best method of handling this problem. We believe that when depositors are informed of the situation 11l Christmas Gifts from China In response to requests from many people I have ordered, and expect soon to receive, representative products from both North and South China. Cloisonne, brass, ivory, mother of pearl, lacquer work, jewelry, beads, cross stitch luncheon and bridge sets, etc. All of these are of high quality but there will be selections to suit everybody. 1I! 11 1