I

TEACHERS' PENSWN BILL
0 PRESENT IMPROVED SYSTEM
TO LEGISLATURE
IN 1921
Prof. James W. Glover, of the math-
natics department, spoke before the
hool teachers of Grand Rapids yes-
irday on the proposed new teachers'
etirement bill which will be present-
I to th6 legislature in 1921. Last
eek Professor Glover spoke before
ie Saginaw County Teachers' asso-
ation where ,the new bill met with
pproval.
The old teachers' retirement law had
>ur faults: too low rates, no state
articipation in payments, no return
teachers who left service, and com-
ulsion. According to Professor Glover
ae old bill does not fill the require-
ents of modern retirement systems.
To Receive Annuity of $600 f
Professor Glover, who is consult-
lg actuary to the .State Retirement
ard, says that in order to allow
machers who have reached the age of
0 and have finished 30 years' service
receive an annuity of $600 a fund
f $500,000 would be required annu-
lly. The new system, if adopted, will
art next year. Membership is coe-

pulsory to new teachers and optional
to old. In case of permanent dis-
ability the teacher would at once re-
ceive the annuity, for life.
If teachers leave theprofession or
die before retirement, all payments
will be returned to the teacher or her
heirs with compound interest at four
per cent. If she dies after retirement
but before having received the total
of her payments, the balance will be
paid to her legal representative.
Payment rates vary according to age
from $35 a yeat at 18, to $150 a year
at 43, which is the maximum. It is
calculated that the teacher will thus
furnish $300 a year, which the state
will match to provide an annual
amount of $600 a year..
Should Make Up For Low Salaries
Professor Glover regards teaching
as one of the most important of pro-
fessions, and says that there is a defi-
ciency of 30,000 teachers at the pres-
ent time. He believes that inducements
should be made to make up for the
low salaries paid teachers at present,
although he does not consider it like-
ly that teachers will ever receive pay
in proportion to the amount of time
spent in preparation and the import-
ance of the work. , It is to hold out
other advantages that the new retire-
ment bill has been proposed.
Use the advertising columns of The
Michigan Daily to reach the best of
A.nn Arbor's buyers.-Adv.

Time Table

ANN ARBOR


Leave

7:00
11:30
1:55
4:50:

A.
A.
P.
p.

South Bound
Arrive Toledo
(Terminal.)
M. 9:00 A. M.
M. 1:05 P. M.
M. 4:00 P. M.
M. 6:30 P. M.

 PA L
A. G S PAID
211 S. State S

DI N G-
Athletic
Equipment
For Every
Indoor
And
Outdoor
Sport
)ING & BRos.
t., Chicago, Ill.

Courteous and satisfactory
TREATMENT to every custom-
er, whether the account be large
or sinall.
The Ann Arbor Savings Bank
Incorporated 1869
Capital and Surplus, $625,000.00
llafurces .........$5,000,000.00
Northwest Cor. Main & Huron
707 North University Ave.

SUGARBOWL
HOME MADE CANDY
ABSOLUTELY CLEAN
BEST LINE IN THE CITY.
EVERYTHING
MADE IN ANN ARBOR
LIGHT LUNCHES
ANN ARBOR
SUGAR BOWL

I,

All trains make connections at To-
ledo for the south and east. Roads
operating south bound are the B. &
0., Hocking Valley, and Big Four.
The N. Y. Central takes the eastern
traffic, and operates on eastern stand-
ard time.
North 1ound: Terminal, Franktfort
Leave Ann Arbor'
8:30A. M. 11:56 A. M.* 4:32 P. M.t
*Change at Owosso for Saginaw,
Bay City and the north. Change at
Howell, for Grand Rapids.
jChange at Durand for Saginaw,
Flint, Port Huron, Grand Rapids, and
Chicago.

0.

qi

VacatlonS

Starts the 2lst

. ENNAN

CUSTOM, TAILOR

Enjoy
Christmas!!
What does Christmas
mean to anyone with-
out


Satisfaction
Tuxedoes White Flannel Vests
Evening Clothes Riding Breeches
Golf Suits Kn ickers,

CANDY

-, , '
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t

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C #

Let us provide you with the

best candy in Ann
Arbor, made

fresh

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Place Your Orders Now for Christmas Delivery

I

DAILY


Decorate your walls and ceiling with

THE FOUNTAIN


OF %YOUTH

14 Nickels Arcade

Telephone 152-R


Mellotone colors are rich, warm, beautiful.-.
soft as the rainbow tints. They will lighten
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Let us help you choose the colors that will
look best in your home.
OSWALD A. HERZ
112 WEST WASHINGTON STREET
PHONE 353-Fl


.A.++..rr.r. .

CHRISTMAS GIFTS

THL HOUSE OF SERVIC

FOR MEN

Our Name on Dairy Products Means Protection

We wish to call your attention

to our assortment of

We are Always at Your

Service

SILK & KNITTED SILK
NECKWEAR
of superior quality and desirable patterns
at moderate prices
Also a generous selection of Knitted
Wool and Silk Mufflers, Wool Hose
and smaller accessories for men.

We Cater to Fraternities,

Sororities and House Clubs

Ann

Arbor

Dairy

Company

;:-:t

TINKER & COMPANY

9

FOURTH AVE. & CATHERINE ST.
TELEPHONE 423

Clothes, Furnishings and Rats

SOUTH STATE ST. AT WILLIAM ST.

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