The Michigan Daily - Orientation Edition 2006 -15 Vike4 furev 'orv ~otic i~k 6ouitAude vc w1vO(A What can consolidation mean for you? How about another $450* or more in your pocket each month? Other benefits of the College PayWay Consolidation Loan from College Solutions Network include: .No lower fixed rate available-anywhere "A simple application process managed by experts .Reduced monthly payments (up to 50% or more) .The confidence of using a lending team that has been working for students since 1992 . Timely repayment awards you actually have a chance of receiving-you can reduce your interest rate by as much as1.5% by making just 12 timely payments, a bnityou will never lose Think of it as consolidating those three great dates into one long and forever-legendary night.it's the same idea, Callus today at 888-PAYWAYO or visit wwwCollegePayWayConsolidation.com to start the process. You'll be glad you did. 4 CollegehyWay We'll show you how. 888-PAYWAYO(888-729-9290) www.CollegePayWayConsolidation.com Consolidate your loans today. You may be eligible for loan consolidation even if you're still in school. Call for details. 'Basedon an outstanding student loan balance of $75,000 consolidated during repayment/grace period; includeslCSN benefit of 15%. The following Federal loans can be consolidated: Stafford, PLUS, Direct, Supplemental Loan for Students, Perkins, HPSL,NSL, LDS, FISLIThe interest rate is the weighted averageinterestrate of the loans that will be consolidated (roundedupto the nearest 1/8 of 100%) and is capped at8.25%.A weighted averageis determined by assigning a'weight' based on the proportion of debt you owe at each interest rate. Once youhave submitted your application, it generally takes four to eight weeks to process your new Consolidation Loan No application fees or prepayment penalties-tieFederal regulations that govem this loan program prohibit any cost to the borrower College PayWay Consolidation Loan provided by College Solutions Network, LLC (Lender ID -889158).