.8A - Wednesday, September 5, 2012ThMcignaly-mhgnaicm The Michigan Daily - michigandaily.com If you defer making payments while in school. Additional .50% discount,drops rate to 5.99% (5.99% APR) when you graduate and pay with auto payments .V If you make payments while in school and sign up for auto payments. Additional .Z5% discount drops rate to 5.99% (5.99% APR) after you graduate No origination fee No cosigner required Access to private alumni community Similar borrower protections to federal student loans, including income based repayment and economic hardship forbearance4 15 year repayment term Below Federal Stafford (6.8%/6 6.55%) and PLUS (7.9%/f7.65%) rates Available for US Citizens and Permanent Residents0 www.soficom/michigan "*'866.357 6342 4 Ar., Al, \~rANI,' . a< do ON Po U 'oloXol. t6 Metoeoau epl n hyl s abuao.Ntyu eue eas ItJy~,teprow'eI~rse n RelIlJ~U ui.AtrMI' i1dvrewrdottee ° pt's ofthe peob,llwe're minrseyo. disret eontsndfeshhnig See More I Opportuntiltes 1A 6 * . 40 04% * VA 0 of 4e V IlIIII I I I( Quality In Everything We Do