0 0"0 0! 0 0 LIFE INSURANCE Fl IT t JR F Life insurance is important are higher than your assets. Wednesday, Septerber 10, 2008 - The Michigan DailyTW3B QUOTES OF THE WEEK when your liabilities At graduation, you her. But life insurance I Nm I I EX PHOTO BY CHANEL VON HABSBURG- LOTHRINGEN So you don't have a clue what you're going to do after college. That's not as much as a problem as not knowing how to finance it. Have you even heard of a Roth IRA? Kathryn Greiner, director of credit education at the University of Michigan Credit Union, gives a primer on your future finances. -As told to Jessica Vosgerchian probably won't have a lot of eit can be beneficial long before you have children to survive you. Burial policies available for as little as $10 a month will make sure your loved ones won't have to cover your premature funeral. This bear is definitely law- enforcement minded." - DANNY PERKINS, a sheriff in Garfield County, Utah, on a big black bear that dis- rupted a covert marijuana farm enough times to drive the grower off his property. After the grower left, deputies found on the camp- ground remnants of food containers that had been mauled and an assortment of cans indented with bear claw marks "Our national leaders are sending them out on a task that is from God." - SARAH PALIN, governor of Alaska and Sen. John McCain's running mate, referring to the Iraq War in a speech last June to ministry students at Wasilla Assembly of God, her former church. She also said that building a $30 billion natural gas pipeline in Alaska was "God's will" LONG-TERM SAVINGS It's worth it to open a savings account with only a few thousand dollars. While the interest it earns initially won't be much, keeping all your money in a checking account earns nothing. Ideally, you'll have three savings plans: an expensive fun fund, an emergency fund an a retirement fund. The first account goes toward big purchases - a car or a vacation - that you would be tempted to use a credit card for. The second is in case a bout of misfortune - an accident or a payment dispute - leaves you temporarily unable to cover regular life expenses like rent and bills. Make it a goal to put away money every month until you have at least a month's worth of rent squirreled away. . TALKING PO NTS Three things you can talk about this week: 1. Rachel Maddow 2. NATO membership for Georgia and Ukraine 3. Salvia (See Page 4A) And three things you can't: 1. Sarah Palin rumors 2. David Duchovny's sex addiction 3. The League's limited Taco Bell BY TH E NUMBERS The U.S. unemployment rate as of Friday the highest level in5 years The unemployment rate in July Number of jobs the U.S. economy has lost this year Source: U.S. Department of Labor "We're going to party our way through it." - YOUNG JEEZY, the Atlanta-based rap artist, explaining how the United States should confront the current economic recession. Wearing an Obama T-shirt, Jeezy was being interviewed by The Associated Press about his third album, "The Recession," which he said deals with themes of unity and perseverance through hard times YOUTUBE VIDEO OF THE WEEK FALL2008 UNIVERSITY HOCKEY LEAGUE Ann Arbor Ice Cube * 9 games + playoffs only $1600 2121 Oak Valley Dr. Ann Arbor, Ml 48103. - Registration deadline is Sept. 12th w/$600 deposit www.a2ice3.com ($40 discount if all payments made in full and on time) (734) 213-1600 - Season runs Sept. 21st through Dec. 7th " Games are Sundays with start times between 9:45pm and 11:30pm * All teams MUST have matching jerseys with no duplicate numbers (If your team needs reasonably priced set of jerseys contact Shawn @ ext 243) " All players must be USA Hockey Registered www.usahockeyregistration.com ($35 annual fee) SPACE IS LIMITED. REGISTER TODAY! For more information or to register your team visit www.a2ice.com You probably won't be alive to watch this If you're reading this, everything turned out all right - at least for now. Scientists at CERN, the European Organization for Nuclear Research, planned to turn on the organization's new Large Hadron Collider at 3:30 EDT this morning. The $8-billion device, located in a 17-mile-long ring of tunnels beneath Switzerland and France, aims to speed up protons to the fastest speed ever accomplished and smash them together, perhaps revealing tantalizing secrets of sub- atomic physics. Some critics have suggested the device could create a black hole, destroying Earth and killing all man- kind. Scientists have tried to assuage fears of a manmade armageddon, but until the LHC's beams first smash together a couple weeks from now, no one will really know for sure. But if you're going to be sucked into a singularity, you should at least kno wwhy, right? So watch this video, called the "Large Hadron Rap," which explains why scientists have spent billions of dollars and more than a decade developing a machine that might annihilate everything we hold dear. But then again, if the world actu- ally did end at 3:30 this morning, you aren't reading this, which means it's totally all right if I curse. Fuck. ° - GABE NELSON See this and other YouTube videos ofthe week at youtube.com/user/michigandaily "OH, SWEET, SWEET LIFE" party - When (if) you wake up this morning, celebrate the fact you're still alive. A European apocalypse machine called the Large Hadron Collider was scheduled to simu- late the Big Bang last night, creating a black hole somewhere in Switzerland and killing us all. But if you're reading this, that means the Earth wasn't destroyed. And that, frankly, is something to drink to. Throwing this party? Let us know. TheStatement@umich.edu STUDY OF THE WEEK Female smokers more at risk than male smokers Women who smoke experience heart attacks more than a dozen years before women who don't, while for men the difference is only about 6 years, according to a study that was presented by Norwegian doctors from the Innlandet Hospital Trust in Lillehammer. ,The researchers used data collected from1,784 patients who had been admitted to the Norwegian hospital for their first heart attack. According to the study, men who didn't smoke had their first heart attack when they were about 72, while those who did smoke experi- enced an attack at about age 64. On average, women who didn't smoke experienced their first heart attack at age 81. But those who did had an attack when they were about 66. One of the researchers, Dr. Morten Grundtvig, speculated that smok- ing might cause women to experience menopause earlier, which would mean a halt in the production of estrogen that doctors think protect women against heart ailments. - BRIAN TENGEL