-NATION/WORLD The Michigan Daily - Thursday, April 9, 1998 - 5A 'Americans help to slowly reduce the national debt WASHINGTON (AP) -- It's mostly checks for $10 or $15, but one man sent real gold, and an 84- year-old Minnesota woman chipped in $15,235 to help pay off the national debt. A few benevolent souls even tucked a little something extra in with their tax returns. The Minnesotan, retired librarian Gudrun Hertsgaard of Minneapolis, makes $5,000 in charita- ble donations each year, of which $3,000 goes to the U.S. Treasury. "I work on all my friends to do it, only they kind of laugh at me" she said. "When it gets to their pocket- book, they won't cough it up." Since 1961, Americans have sent the Treasury $56.8 million to help put the nation back into the black. That sounds generous, but it would cover the interest on the $5.5 trillion national debt for about an hour and a half. And contributions have been waning in recent years. Some worry that expectations of a balanced federal budget this year for the first time in nearly three decades have caused people to mistakenly believe the national debt has been erased. Not only is the debt still here, it's growing. People have always been able to send the govern- ment money, but not until 1961 did Congress allow them to earmark contributions for the national debt. Since the 1982 tax year, the Internal Revenue Service has included instructions in its tax booklet on how to do it. On page 29 of this year's tax guide, taxpayers are advised to write separate checks payable to the "Bureau of the Public Debt." Even if taxpayers simply want to forfeit their refunds, they need to write sepa- rate checks. In fiscal 1996, 366 Americans slipped checks total- ing $85,378 to reduce the federal debt inside their tax returns. That was down from the 3,570 taxpayers who sent in $347,700 in fiscal 1983. Most contributions to the debt come in separately Black farmers reimbursed for discrimination AP PHOTO Eighty-four-year-old Gudrun Hertsgaard holds cancelled copies of some of the checks that she has sent to the Bureau of Public Debt to help reduce the national debt. WASHIINGTON (P) The Justice Departmem tont uded yesterday that hundreds of black rmers are ineligi ble for cash paymens for past government discrimination because they filed their complaints too late. But Clinton administration officials said they are neot iaing with Congress on lecislation that wolld waive the two- year statute of limitations for many of the farmers, enablin