IMPORTANT INFORMATION_________
Annual Vaibl Grace period Method of
percentage rae for repayment computing Arrsn Mnmuurascto
ratetfornrte otthebalante thebalance teen trnance teeteor
purchases intormation t ornpurchases tor purchases charge purchaset
The Annual Percentage Rateisi19.8%. Dons Ther s a25day Gracen To-scycle Thrnris noAnnual $050 Thereis a2.5%nneifrah Cash Advance
(The Anual Percentage Rateisit8% fr not (Frnn Ridn)Perodlfor Average Membership Fee laken(minimum $2.00-maximum
retidents ofME, NC andWI.) The Finance apply Purcases andfor Cash Daiy Balnce unlss yu arena01000 AReturned CheckoCharge of
Chageor Purchasns andlfor Cash Advances, Advanmns ifyu pay the (inludig new rsdnt of Cor WI$15.0, and LtenChre ol$10.00fr a
ifappicoabiebegn sothe transacion daten otal Newahalance shown purchases) where there isuti$5 paymentmorethanr2days overdue
There sot $0Sini mum Finance Charge osmach bllng statement Anouas Memrhip maysalso bn assessed. There arernoper
iany Finance Charge applies. by thePayment DueDate. Fe after thefrst year, ____ t rsnsaction orovnr-the-liminns.
I undnrstandtSirs accsintrs oly on peronal, family and hosehold purposes. Stirsnoto ILLINOIS RESIDENTS: Residents of Illinois mae contact the Illinois Commissioner o
Fiancnschartestwrll not excnnd tsepermitted byrlaw. ace periods.Write: Statectftllinois-CIP, PO.Boxs10181, Springtield, Illinois 62791, orncall
ALL ACCOUAT TERMS AND CHARGES DISCLOSED HEREIN ARE ACCURATE AS DF THE 1-063542
PRINTING DATE, BUT ARE SUBJECT TO CHANGE. TO FIND OUTOWHAT MAY H AVE CHANGED OHOeRESIDENTS: The Ohio laws againstdiscoriminatioonquirentha allocredrtorsomakescredt
AFTER THE PRINTING DATE, WRITE TO US AT.D. BOA SASS0 WILMINGTDN, DE 19886-08D0. equally available So all creditworthy customers, and that crdit reporting ageocres marnain
separate coedit hrisoreson nash rodvrdualipon qesto. Thn Dhis CrvrlARghts Commitsrio
A cosusmeocreditreoport may Sn ordereddin connectinrso itrhths applicatriono admnistes mpliancewitAthslaw
suseqe~ntly nonn5ection wrth the spdase,ronoewaloenion o r cedit.Upoysuounust, WISCONSIN RSOIDENTS: No agreement, count order, on rodrurdual staement applyrng
yuw Ibinomdwhethrtorsonor a ronsumer creditrertnwasodered, andi05itwas, you So martal pospenSrtwiavreyafc 5 eio'5neessuls5ro t h iecei
wil begivn te nme nd ddrss f te cnsmer repsoringagency that furnished thereport. is gratend She creditrisfunrshed wirh5acopy so Shnagreemen, coonS order, on statement,
S undrdnstad hut he boStsardmemberaccsonrdivrdual and IoinS riabrlty Son all charges on has actual knowledge oS the adverse provriso.Too mustrndroate She name and addoess
toithis DscovuerrnaocralServices Card. ofyourspouseronthelJint Accoutnormation sectnrof oStsapplication.

BUSINESS REPLY MAIL
FIRST CLASS MAIL PERMIT NO. 747 WILMINGTONr DELAWARE
Postage will be paid by addressee
GREENWOOD TRUST COMPANY
DISCOVER CARD
P0 BOX 15159
WILMINGTON DE 19885-9505



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