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UNIVERSITY OF MICHIGAN CARD APPLICATION

YES J Please consider my application for The Alumni
Association of The University of Michigan VISA5 card
I ve indicated below. I understand that if I am not already a
member of the Alumni Association, this application will also serve
as my membership application, and the $30 membership dues will
be charged automatically to my new VISA account upon approval. I
further understand that if my request for a VISA Gold is not
accepted this constitutes my request for a VISA Classic I also
accept that on a periodic basis, I may be considered for an
automatic upgrade to the VISA Gold at MBNA America's discretion
Note This ir not an application for a corporate account l
BVNR
Please check one

I have read this entire application, agree to its terms, and certify that the
information is correct

APPLICANT'S SIGNATURE

DATE

Please complete the information below if you wish an additional card issued
to a co-applicant over 18 years of age, or if you wish to be a guarantor for the
applic ant.
CO-APPLICANT/GUARANTOR INFORMATION
NAME (As you would like it to appear on card - First. Middle initial, Last)

VISA Gold
Univers y of Mihiar °
06-843

VISA Classic 'VISA Classic
Michigan Stadium Burton Memoral Tower
34.183 34-185

RELATiONS IP TO APPLICANT
SOCIAL SECURITY NUMBER

BIRTH DATE
I M
HOME PHONE

Apply by phone right "ow! Call toil-free
1-800-847-7378, ext. 5000

EMPLOYER'SADDRESS
PHONE

CITY STATE ZIP
S
ANNUAL SALARY

I have read this entire application, agree to its terms, and understand that I
will be jointly and severally liable for all charges on this account.

APPLICANT INFORMATION
NAME (As you would like it to appear on card - First. Middle initial Lastl

CO-APPLICANT'S/GUARANTOR'S SIGNATURE

DATE

:

PIRTi DATE

I Wel authorize MBNA America" to investigate any facts or obtain and exchange reports
regarding this application and/or resulting account with credit reporting agencies and
others Upon request I IWel will be informed of each agency's name and address.
Federally Required Notice to Cosigner
You are being asked to guarantee this debt Think carefully before you do, If the borrower
doesn't pay the debt. you will have to Be sure that you can afford to pay if you have to and
that you want to accept this responsibility You may have to pay up to the full amount of
the debt if the borrower does not pay. You may also have to pay late fees or collection costs,
which increase this amount The bank can collect this debt from you without first trying to
collect from the borrower The bank can use the same collection methods permitted by
applicable law against you that can be used against the borrower, such as suing you,
ganishing youtwages, etc If thisidebt sever in default, that fact maybecomea partof your
credit record This notice is not the contract that makes you liable for the account.

'tATE, ZIP HO/W LONG'

HOW LONG"
ZIP

DO YOU OWN RENT DORM OTHER

t Annual Fees

FERMANENT PHONE

PRESENTpiONE

540 VISA Gold: $20 VISA Classic
(Fee waived first year I

5OCIA5L SECIIRIITNiUmj l-
tO'f-IE- - , N tE s', sen'he cu request npei'i, i on count
YLAR Oh1CGRADUATION

Annual Percentage Rate r16.9%
Grace Period For Repayment At least 25 Days from statement closing date
Of Balances For Purchases
Method of Computing the Average Daily Balance (including new purchases)
Balance for Purchases

PRESENT EMPILOY R ,it ant

NATUIEI OF BUSINESS

Transaction Fee For Cash
Advances, And Fees For
Paying Late or Exceeding
The Credit Limit

POSITION
OTALP PLSN0c. INCOtL.E
SOURCE
'Total Persona, Incormvinclude icomefrom employment plus scholarships, tuition aid. student
loans. and funds ecei nom relatives Alimony, chu support or spousal income or separate
maintenancetiicomen'ed notberevealed i'voudonotwish itconsideredasuasisofrepaymenti
CREDIT CARD ACCOiUNTS

Transaction Fee For Bank and ATM Cash
Advances 2% of each Cash Advance
$2 Minimum, $25 Maximum,
Transaction Fee For Access Check Cash
Advances: I% of each Cash Advance
$2 Minimum, $I0 Maximum,
Late Payment Fee:$5
Over-the-Credit-Limit fee' $15

VISA Classic
Burton
Memorial Tower

The information describedin this application isaccurate as of 8//90. This information may
have changed after that date To find out what may have changed, call 1-800-847-7378. Not
available to Delaware residents
MBNA America" - an MNC Financial Company, issues and administers this credit card
program
VISA" is a federally registered Trademark of VISA U.S A , Inc , used pursuant to license.
© Copyright 1990 MBNA America

11

Apply today.
Complete and mail the attached form.
Or, call toll free 1-800-847-7378,
ext. 5000 at any time.

tASSTERCARD@vNISAIUACCOUNT#

AMERICAN EXPRESSi ACCOUNT#