MARCH 1989 Dollars And Sense

U_ THE NATIONAL COLLEGE NEWSPAPER 15

MARC 199 * ollrs Ad Snse . TE NAIONL COLEG NEWPAPR 1

Here's a class that's
not a piece of cake
Clam chowder, salad, boneless
barbequed chicken, corn on the cob,
fresh broccoli and apple pie a la
Omode. Ed Coon and Sandra Strick
eat like this five days a week and
still they complain.
That's because their complaining
- or rather, critiquing - is their
job. The two professors help critique
the creations of students in their
Restaurant Food Production Class,
where students plan the menus,
order the food, cook the meals, wait
on tables and clean the dishes of the
campus restaurant.
The class, though, isn't all eating.
Restaurant management is stressed,
and business classes are a prere-
quisite. Student Nate Anderson said
it's one of the most stressful classes
he has ever taken.
"If you screw up, you know it," he
said. "But you learn a lot."
Craig Paddock, The Gamecock, U. of
" South Carolina
Take a byte
From an editorial at U. of Texas,
Arlington, comes this cry for computer
literacy classes:
Many students take 'basic' compu-
ter classes not knowing the classes
simply teach the Basic language,
which is not what they need. They
need an introductory course that
helps them become familiar with the
keyboard and with programs present-
ly used in the workplace. Such a class
should teach students basic concepts
and uses that they might encounter
in average daily use.
Also, the university's computer-to-
student ratio must be increased if the
school expects to turn out "well-
rounded individuals," like it is sup-
posed to.
(The classes would give) students
the necessary knowledge to succeed in
post-graduate life.
Editorial Staff, The Shorthorn, U. of
Texas, Arlington

Under pressure? Essay-test class produces better writing

Eastern Kentucky U. is offering a
class to help students combat essay-
test stress.
A one-hour course designed by
Charles Whitaker, former coordina-
tor of the English department, helps
those enrolled write successful ex-
amination essays. It focuses on the
"Quick Writing Process" for good
writing done under pressure, demon-
strating how to produce the clearest,
most powerful work under time and
space constraints.
The class was offered last semes-
ter, but was so successful plans were

made to offer it again this semester,
said coordinator H. Andrew Har-
nack. Specialized writing courses
may be offered in the near future for
law students or education majors.
The instructor-of the class, Cecilia
Crosby, said she expects the class to
be offered again because of its popu-
larity.
Crosby said she emphasizes non-
panic techniques, organized thought
and stuctured outlines when
approaching essay exams.
t Carla J. Esposito, Eastern Progress,
Eastern Kentucky U.

come true if Communications Profes-
sor Don Wright has his way. Wright
spent part of last year working on a
proposal to the university to create
such an upper-level class. He said
knowledgeable students will find the
job market expanding.
Desktop publishing involves "integ-
rating text files with various types of
... graphics, and then (having) the
layout of your publication all on the
screen, all at the same time," Wright
said.
Michael Mullen, The Gateway, U. of
Nebraska, Omaha
The rules of the road
Last fall, U. of North Texas offered
a class on defensive driving to help
".. . reduce insurance premiums and
to prevent paying routine traffic cita-
tions," said Kenneth Bahnsen, direc-
tor of driver education and traffic
safety.
By informing students, faculty and
staff of Texas driving laws, the course
will help reduce the number of deaths
on Texas highways, Bahnsen added.
"The class was great," senior Ted
Clow said. "I learned a lot about
Texas driving laws that I didn't know
before."
Gayle Chester, The North Texas Daily.
U. of North Texas
This school isn't too 'baa'd
Professors at Purdue U. wouldn't
pull the wool over your eyes, so be-
lieve them when they tell you sheep-
shearing isn't a 'baa'd' skill to have.
Last fall, the school sponsored a
sheepshearing school, with partici-
pants receiving hands-on training
while learning how to care for shear-
ing equipment.
Participants from Indiana and
several other states "flocked" to the
school, according to Jim Foster, pro-
fessor of animal sciences.
The wool gathered from the 130
ewes sheared was marketed and sold
by Purdue officials.
Susan Shook, The Exponent, Purdue U..
IN

Sail the wold - for credit
The thought of sailing the Carib-
bean sounds romantic to some, but
the thought of doing it for college cre-
dit sounds unbelievable to most.
Well, now there's a course that
allows students to do just that. A
"Sea Semester" program, offered
through the Sea Education Associa-
tion (SEA) recruits students from col-
lege campuses for various maritime
programs. Students spend time study-
ing oceanography, nautical science

and maritime studies. The programs
are open to any college students who
have completed at least one college-
level laboratory science class.
Keith Roberts, Daily Bruin, U. of Cali-
fornia, Los Angeles
Desktop publishing made easy
Sometime in the near future U. of
Nebraska, Omaha, students will take
a class using a computer system that
can publish all forms of written com-
munication
That is, the above scenario will


THE-FACTS ABOUT STUDENT LOANS
Students' credit ratings
suffer from loan defaults
By Amy Bullock
Kansas State Collegian
Kansas State U.
Student loan defaulters may find it difficult to obtain a
credit card, purchase a car or receive a bank loan.
Many Guaranteed Student Loan recipients are not paying
back their loans and are suffering because of it, said Mary
Hershberger, vice president of the Higher Education Assist-
ance Foundation.
"It's definitely a problem. When an individual does default
on a loan he or she will have a difficult time getting loans for
anything," Hershberger said.
Upon receiving a loan, students have to sign a promissory
note, a legal document that spells out when repayments
begin. Most loan institutions agree on a six-month grace
period for graduates before payments start.
"A payment schedule is set for the student, either through
the bank that serviced the loan or a loan service center," said
Judy Bonjour, Kansas State Bank student loan representa-
tive. "The problem for the individual begins when a payment
is 180 days past due. At this point, a person will be consi-
dered a loan defaulter."
When this happens, the bank contacts an agency known as
the guarantor, stating futile efforts were made to contact the

0EA1 Ml. 5U0D': OtUS SECOblIS 5NVICATE rHAr WE HAVE NoT SECEIVED
A PABMENT F05 'OUiS sTuoENT LOAN...
borrower.
Defaulting effects can be widespread. Federal regulations
require that all credit bureaus receive the names of defaul-
ters, Hershberger said. And collection agencies operate on a
payment-in-full policy, meaning the loan must then be paid
in one lump sum.
Then, if payment is not made, the IRS will withhold a
defaulter's federal tax refund and apply it to the loan.

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Mail-in Coupon, p. 16