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Once you acquire it, you'll see why the
American Express*Card is the best card for
you to carry right now-how it can help you run
your life more smoothly as you begin another
busy school year. For example:
" The Card makes it more convenient to cash a
check or rent a videotape
" The Card makes it easier to shop for your per-
sonal needs-in the stores or through your fa-
vorite catalogs
" The Card gives you an opportunity to start
building good credit now
Notice to Married Wisconsin Residents: If you are a party
to any marital property agreement, unilateral statement,
or court decree under Wisconsin's Marital Property Act,
the terms of that agreement will not affect our rights with
respect to your American Express*Card account unless
you provide us now with a copy of the agreement, or give
us now complete information about the agreement.
Attention: Late payment fee: If an amount is past due
for two billing cycles, a late payment fee of the greater of
$15 or 21/2% of all past due amounts will be added. If an
amount is past due for three or more billing cycles, a late
payment fee of the greater of $12 or 2h%% of all past due
amounts will be added. For MA and WI residents, if an
amount is past due for three or more billing cycles, 1%%20
or 1%, respectively, of all amounts past due for at least two
billing cycles is added. Different rules apply for LA, ND,
PR and TX accounts.

* The Card helps you handle the unexpected
with ease
" The Card gives you 24-hour access to knowl-
edgeable and helpful Customer Service repre-
sentatives
" The Card helps you pay for air and train tickets
when you travel
And that's just the start of the benefits you'll
enjoy when you become a Cardmember. Re-
member, with Automatic Approval, you can
qualify for the Card now, while you're still in
school. So don't wait. Apply today.
Returned payment charge: $15 ($10 in IL, NY and WI)
except as provided by applicable law. Cash advance fee:
$1.50 per transaction. Sign & TravelAccount Disclo-
sures: Annual percentage rate: 18%. Grace period: None,
unless the full new balance is paid and no new charges are
posted by the due date. There is no additional annual fee
for the Sign & Travel Account, and no other fees or
charges are associated with the use of the Sign & Travel
Account.
'The Sign & Trave'o Account is a benefit of Cardmembership which
allows you to extend payment on certain travel related charges.
Residents of Illinois may contact the Illinois Commissioner
of Banks and Trust Companies for comparative informa-
tion on interest rates, charges, fees and grace periods. Call
800-634-5452, or write to CIP, PD. Box 10181, Springfield,
IL 62791.

Membership Has Its Privileges"
Don't Leave School Without It:'

BUSINESS REPLY MAIL
FIRST CLASS PERMIT NO. 110 NEW YORK, NY
POSTAGE WILL BE PAID BY ADDRESSEE:
AMERICAN EXPRESS TRAVEL RELATED
SERVICES COMPANY, INC.
P.O. Box 31560
Salt Lake City UT 84131-9983

NO POSTAGE
NECESSARY
IF MAILED
IN THE
UNITED STATES

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