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November 09, 1988 - Image 12

Resource type:
The Michigan Daily, 1988-11-09
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Life And Art OCTOBER 1988

OCTOBER 1988 Dollars And Sense


Take that!
Combative Morton
Downey Jr. hosts a circus of
a talk show.
Page 12

Name that tune
Texas A & M 's Loren
Steffy brings back days of
Schoolhouse Rock.
Page 13

The Irish invasion
U2 isn't the only band
from Ireland winning fans
these days.
Page 14

No boundaries
A permanent injury can't
keep Jim Gallo away from
athletics, success.
Page 15

Loan company drops 400,000 Texas students

Stacy bounces with the big boys


Coming out
a loser in the
gene lottery
By Ian Williams
The Daily Tar Heel
U. of North Carolina, Chapel Hill
Once we were but happy sperm,
swimming around and playing tag
with all our other haploid friends,
cluelessly doing the backstroke to
wherever the tide took us.
So one of the kids gets through
and we go from a blob of lifeless
zygotes to something resembling a
shrimp in a matter of weeks. And
all the while our entire physical
and internal makeup information
is being transferred from parent to
child like a set of bad Cliff Notes to
All I've got to show for it now is
every recessive trait I could poss-
ibly have. Being a genetic night-
mare, I feel qualified to list my favo-
rite recessive genes as a warning to
those with dubious chromosomes
who plan to bear children.
Color Blindness: Here's a
crowd pleaser. Once people find out
that I'm red-green color blind, they
happily lead me to some red object
and proudly ask me what color it is.
I have trouble with that sort of
logic. As a joke, my mother used to
set out all red clothes on St. Pat-
rick's Day for me to wear to the
school party.
Red Hair: This is a universal
identity. You have to suffer
through Cro-Magnon comments
like "carrot-top" and "Hey, Red!"
The only thing worse is being asked
if I can see my hair.
Male Pattern Baldness: Yuck.
And any guy who's lost any hair
will concur. We ought to find the
man who proffered the "maternal
grandfather" theory and egg his
Blood Type: My blood is AB
negative, a whole slew of recessive-
ness that basically I and about six
others have. It means the Red
Cross people look greedily upon my
veins as I pass the donation cen-
Perhaps one day they will really
do us a service and develop an
amniocentesis that determines
your baby's hostility, greed and
affection before it is born.
Until then, I'm content to see
what kind of cross-referenced hyb-
rid my spouse and I can come up
with. A superbaby would be nice,
but God's lottery is so much more

Bar job not just one
for the men anymore
By Mike Laposky
The Minnesota Daily
U. of Minnesota, Twin Cities
Stacy Hersrud says her new job re-
quires more brains than brawn, and at 5
feet 8 inches, she'd better be right.
Every Saturday night, Hersrud, a
College of Liberal Arts sophomore, is
a floor manager at Blondie's on the
Avenue, a West Bank bar. Or, in
more common parlance, the 22-year-
old honors student is a bouncer.
Hersrud, who has been on the job for
nearly five months, said she jumped at
the chance to become Blondie's first
female bouncer.
Blondie's owner Linda Masica said
she had her doubts about hiring a
female bouncer.
"I thought, they have lady cops -
why not try it?" Masica said. "Now you
should see the bartenders fighting to
work on her night."
Hersrud began bashing stereotypes
at an early age. In grade school, when
women's athletic programs were still in
the kickball stage, Hersrud joined the
boys wrestling team.
"If I wanted to do something, it had to
be on the boys team," she said.
When Hersrud arrived in Minneapo-
lis from her native North Dakota three
years ago, a friend persuaded her to try
weightlifting at a local health club.
So far, Hersrud said she has not had
to use that training at Blondie's. A good
attitude is what keeps the fists from
flying, she said.

By Mike Bolduc
The North Texas Daily
North Texas State U.
The Higher Education Assistance
Foundation will no longer guarantee
student loans in Texas, and as a result
400,000 students will have to look else-
where for loans.
The 400,000 students will require a
total of $1.1 billion in loans.
The foundation, the nation's largest
guarantor of student loans, has dropped
18 states from its coverage after incur-
ring higher-than-average loan defaults
in those states. Ninety-three percent of
the foundation's guaranteed loans are

at less than four-year schools.
"This is pretty startling, considering
the number of people who will be
affected," North Texas State U. (NT) ,
financial aid adviser Debbie Beyea said.
The foundation is the nation's prim-
ary last resort (guaranteed access)
guarantor for student loans. From its
inception in 1977, the company has
guaranteed loans under the Stafford or
Guaranteed Student Loan Program.
This year, its defaults have risen to 22
percent, a cost of $24 million in the fis-
cal year 1987 compared to $6 million the
year before.
The foundation blames the default
rate on several factors. According to a

bulletin published by the foundation,
students are relying on loans instead of
grants more than ever, and more loans
are made to students at post-secondary
schools with programs of less than four
"I'm wondering how the financial aid
office is going to deal with this," NT
junior Mike Drago said. "My financial
aid statement incorporated guaranteed
student loans that I won't get."
There are exceptions to the new rul-
ing. Permanent residents of Kansas,
Minnesota, Nebraska, West Virginia,
Wyoming and the District of Columbia
are eligible for student loans regardless
of the schools they attend. In addition,

lenders in those states are elig
guarantees from the foundation
"There shouldn't be probler
change," Beyea said. The
Guaranteed Student Loan Cor
the United Aid Student Fund, a:
al agency, are two prominen
guarantors available to stu
affected by the new policy.
"The disadvantage of getting
from other agencies is that stude:
have two or three more loan pa:
when they get out of school," Bey(
"However, a loan consolidation
exists where agencies will buy th
and make a single payment for t

N...so ie GvYsaYs...
aTKe my Wi~fe... PieaSe!"
.GeT iT'?...You See, He's associaTjoN PReseN15
so He.." TreY ved
0 aL2u&GiNG...The
MaGic i5 GONe!
Like a little humor in your life?
Joke Your way to big money


The long and the short oi
health insurance policies



Earning respect is the best way to bounce, says Stacy Hersrud, but a little muscle sure helps.

"It doesn't matter how big or small
you are," she said. "If you can get the
clientele to respect you, 99 percent of
your job is done."
Masica said that Hersrud has earned
that respect. "The way she presents her-
self is a large part of why she is success-
ful at what she's doing," Masica said.
But Hersrud hasn't been able to beat

all the stereotypes.
"There's that little bit of an attitude
that I can't be feminine - I can't be
female," Hersrud said.
Although she enjoys the job, she has
no plans of making it a career. "(This
job) may not go on my resume, but I
know I'm going to learn things from
this," she said.

By Sheryl McMaster
The Shorthorn
U. of Texas, Arlington
Foreign students don't laugh at
the same things their American
peers do. The international student
who knows why could win $1,500.
International Underwriters/
Brokers Inc. sponsors the Interna-
tional Student Scholarship Com-
petition annually for foreign stu-
dents in the United States. To en-
ter, students submit an essay of no
more than 1,500 words contrasting
U.S. humor with that of their

The international student office
at the winner's school gets $350;
second place receives a $1,000 scho-
larship; third place gets $500 and
five students receive $100 for hon-
orable mention.
International Underwriters/
Brokers Inc. provides medical in-
surance to international students
living in this country.
Students, who compete nation-
wide for scholarships, must be a
full-time foreign student in a pre-
scribed degree or certification prog-
ram at a U.S. high school, junior
college, college or university.

By Angela Garrett
College Heights Herald
Western Kentucky U.
Students who will graduate or turn
23 soon might want to start looking at
health insurance policies.
"Full-time students are usually co-
vered on their parents' health insur-
ance policy until they're 23," said Jim
Colter, an insurance agent in Bowling
Green, Ky. "After graduating, however,
the student becomes responsible for his
own insurance.
"It's low on their priority list," he said.
"They're just out of school and they're
used to their parents buying it. If they
think of it at all it's just as an additional
expense they can do without."
Beverly Pogue, an assistant with an
insurance firm in Bowling Green, re-
commends first-time policy holders look
for one that covers at least 80 percent of
the cost after deductible.
Two types of coverage plans exist:
long-term and short-term.
Long-term coverage
Students older than 23 and still in
college need long-term coverage, since
short-term policies come only in one- to
six-month periods and can normally be

renewed only once.
Long-term policies take at le,
weeks to arrange because they'r
cally underwritten. If a pre-e
health condition is discovered, a
is added to exclude coverage
"Long-term coverage usually
about a month to clear," Pogue
Long-term coverage averages
$40 per month in premiums.
Short-term coverage
"Short-term policies are fast,"
said. "They normally begin covei
hours after the application is fille
Policies come with a clause
that no pre-existing health con
will be covered under them.
Short-term rates in Kentucky
from $22.18 for a 16- to 24-y
female with a $250 deductible to
for a 16- to 24-year-old male with
Depending on the policy, shoe
insurance will continue for a pe
ter the term is over if the ins
permanently disabled, in the hos
the time of the policy's expiratic
injury or illness begins during tl
cy's term.

Notes from the underground:
Students create class guide
B Sherr, Neaes


L3y iI I I . y *I V '
The Shorthorn
U. of Texas, Arlington

The words "underground guide" con-
jure up mystic images of dark tunnels,
secret vaults and musty maps. But the
Honors Student Association (HSA) has
quite a different interpretation.
Its underground
guide to the universi-
ty will be a book that
shares student in-
formation about
courses and profes-
"This is a commuter"
school," said Lewis
Baker, assistant vice
president for Honor students Rul
academic affairs and Debbie Martinson
honors program director. "Students
don't have an informal network to find
out which professors they would prefer.
"They don't stay around after class
gossiping and comparing notes "
Based on student surveys, the guide
will include details on how lectures are
presented, what kinds of tests are given

and what is expected in class.
The guide will concentrate on core
curriculum courses. "We're accepting
surveys on all classes, but we're trying
to get information on the classes most
people must take," said HSA president
Rula Sinnokrot.
"We also plan to include a section of
o tips, like the best
Z places to study and
i how to survive finals,"
said HSA vice presi-
o dent Debbie Mar-
The guide will be
sestablished as an
W ongoing project with a
steady influx of sur-
Sinnokrot (left), veys and periodic up-
nd their survey, dates.
"We think this is a valuable project
and a service for the university," Mar-
tinson said. "It also helps us as we try to
make the honors program less of a mys-
"Many people think honors students
are intellectual snobs. We're strange
but not intimidating."

1988-89: Vintage year for Texas?
... Texas Tech U. students interested in the
wine industry may have the opportunity to pursue
courses in that field if a new program is approved
by the Texas Higher Education Coordinating
Board. The State Board of Regents has already
approved a horticulture major with specializations
in viticulture (study of grape culture) and enology
(study of wine-making). Students will be required
to spend a minimum of six hours in an internship
program, during or after their sophomore or junior
years, in vineyard and winery activities. The prog-
ram's implementation will cost the university ab-
out $200,000 for the first year. If approved, the
undergraduate viticulture program will be the first
of its kind at a four-year school in Texas. Traci
Pedersen, The University Daily,
Texas Tech U.
Not exactly MTV ... A teaching tool
using video-taped classroom instruction is offered
at the U. of Idaho. The program, called "Engineer-
ing Outreach," was started in 1976 with the intent
of helping practicing engineers brush up on cur-
rent classes. More than 90 courses are offered at
about $217 per credit, according to program
Director Cecil Hathaway. Thirty-two schools use
the program, and corporations often help by fund-
ing schools and paying for workers to take the
video courses. The university also sends tapes to
more than 25 military bases in the United States.
"Peoplecan sit down on their couches and watch a
tape. We call them intellectual couch potatoes,"
Hathaway said. Stacy M. Burr, The
Argonaut, U. of Idaho


stead produced a delighttul novel
about love in all its forms: passion-
ate young love, the comfortable love
of the old, formal married love, illi-
cit love, sexual love, unrequited
love, even love that has symptoms
like those of cholera.
The novel is lush with descrip-
tion of the turn-of-the-century
South American city where the
See MARQUEZ, Page 15

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