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September 12, 1988 - Image 22

Resource type:
Text
Publication:
The Michigan Daily, 1988-09-12

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WHOWants to Know?

QI recently applied for
t credit and was denied. Is
there anything I can do?
AYes. First, find out why you
A* were turned down. By law,
the creditor must tell you the reason.
If the reason was a bad credit report,
the creditor must tell you which credit
bureau supplied the report as well as
how to get in touch with that bureau.
Under the terms of the Fair Credit
Reporting Act, you have the legal
right to know what's in your credit
report. Furthermore, if you have been
denied credit in the past 30 days, you
have a right to see, at no charge, the in-
formation on your record. And if you
find errors, you have the right to chal-

lenge any wrong information. The
credit bureau has to investigate anid in-
form you of its findings, usually
within 30 days. If the findings prove
you're right, you can insist that the
bureau inform any creditor who re-
quested a report on you in the past six
months.
Even if the credit bureau findings
disagree with your side of the story,
you can still file a short statement giv-
ing your explanation, and it will go in-
to your record.
If the follow-up to your credit
denial reveals that the reason was that
you don't have a credit record estab-
lished, or that you need to reestablish
one, you should take action to build
up your credit rating.

24 HOURS
To receive our
extensive software
catalog with
hundreds of
programs for
All Categories:
Word Processing,
Games, Music,
Education, Math,
Business, Accounting,
Graphics,
DOS and Basic
Tutorials and Aids,
Spreadsheets,
Telecommunications,
Statistics and
Religion
-HEOSTR,

JAMES TAYLOR 365189 WHITESNAKE 355362 STING t361675 Intodcig heHadlne ccrdngTo3661 TIFFANY 361402 DEBBIE GIBSON 359927
Never Die Young L33EN3,,(Noting Lke Th Sun5sM 31672Terence Trent D'Arby COLUBIA 3Z 1Out Of The Blue ALANTIC(
STEVIE WONDER 362343 EARTH, WIND & FINE 362210 ROBBIE ROBEBTSON 362152 THE CURE 3356196 CBS/ClumbaHouse, 1400 N. Fruitride
CHARACTERS 133333 Touch The World CO UM"' c33336Kss M, Kss, Kiss MeELE"3] 396121 RO. Boa 130, Terre Haute, Indiaa47811-1130
ORHSRLMNEVE NM AK367755 BILLY OCEAN 365825 THE SMITHEREENS 367748 PRINCE 328435tQl1 PREFER CASSETTES OR RECORDS-so enroll me in h
BEST OFPO.M.D. 33333TeaSDonThseWalls1 J'°"KIT"GREEN THOUGHTS [NIGMA "Purple Rain" WARNRBR JColumbia Recor6 & TapeClub under he terms outined. I a
BARRY MANILOW 363655 ART GARFUNKEL 367011 MADONNA 362657 THE KINKS 366146 enclosing check or333393order 13r $1.86 (h13'6 16fo3333 first 12
SWING STREET 3333333 LEFTY COLMBI YOU CAN DANCE Is E The Road (Live) 33111elect3ions, Ylus $1.85 shiYping 33nd handling. I ageetobuy8
JETHRO TULL 360040 MICK JAGGER 359903010O 571 THE CARS 359521 selections, 3t regu13r Club prices, in31333next 3 ar-and 3339
The Crest OftAKnae CHRSALI PRIMITIVE COOL 3' DREAM EVIL ' DOOR TO DOOR EL 1vvanelmebershipYanytimeaferldo6ing so
SUZANNE VEGA 356287 DARID BOWIE 355834 JUDAS PRIEST t3956388 6223 06002966 3355636 Sendvmy selectiio it tpe If etarding9(checkbone):
Solitude Standing "KMNever Let Me Down 3331333 PRIEST... LIVE!ICOLMBIA996184 Rndy Rhoad TributecasASS33395 61 12CASSETTES LI RECORDS
REO SPEEDWAGON 352666 1 GEORGIA SATELLITES 351718 CYNDI LAUPER 347153 BEASTIE BOYS 351692
LifeAs We Know It EV 3333" RTRUE COLORS 333233 Licensed To III 3O3'I _____JAMI L I~

e rya rrc n ivw i
1/A AI un rA --.., CTFVF WIAIWnf'irl

VAN HALEN

343582 STEVE WINWOOD
rWARNE 0-1, 1- 'rk- L ;-k 1 ;9-

QI don't have a great deal
*of time to read up on lob
opportunities. What about video-
tape career guides?
A Using a videotape career
A" guide might be your answer.
There are many such tapes available,
but not all can be found at your local
bookstore or video shop. Check with
your school's career planning and
placement officer for a list of titles.
A visit to your school's career and
placement office might also turn up
other high-tech job-hunting aids. For
instance, many schools offer students
an interactive PC-based program
named Discover, in which they can
learn more about themselves by taking
an inventory of interests and abilities.
So, even if you're not looking for a
career in a high-tech field, you can
take advantage of some high-tech,
time-saving programs.

QMy roommate recently
* asked me to duplicate
one of my computer programs so
he could have his own copy.
Would this be legal?
AAlthough you don't think of
A" yourself or your roommate as
a "Software Pirate," this seemingly
harmless activity would violate the law
under the Federal Copyright Act.
This law protects original works, in-
cluding computer programs, from un-
authorized duplication. When you
purchase software, you are permitted
the following limited scope of activi-
ties:
" modifying the program to run on
another computer
" allowing a friend to use your pro-
gram while working on your computer
" making one backup copy of the soft-
ware
o selling or leasing the program and
associated backup copies
By duplicating the software for
your roommate, you. would fall out-
side of legally permissible activities.
This also applies to the user manual.

RATT 33651 ROBERT PALMER
nvasion 01 9o68 Privacy 33" RIPTIDE
Twisted Sister 341230 DIRE STRAITS
Come Out And Play ~" Brothers In Arms
ANITA BAKER 344622 SIMPLE MINDS
RAPTURE "''" Once Upon A Time
EUROPE 351122 BOSTON
The Final Countdown E°' THIRD STAGE
LOVERBOY 359208 SAMMY HAGAR
WILDSIDE OMI
TALKING HEADS 329938 FOREIGNER
Stop Making Sense $1P Inside Intormation
JOHNNY HAYES JAZZ 367813 HENRY LEE SUMMERf
Turn Back the Clock 33133
Colum~bia Record & Tpe Clu oinnow333a336gvt
cassettes or recods fr nlya ny!3v Just53mal3the apr
together'with yurcheck or money oderfor$1.86
ment3(that's12 seevivons for133331a3pevny, plus $15t
shipping and handling). In exchangv, 333 33333 tc
more albums (at rgularClub pr3ic) nhevt33yea
33u3333 cancel mebership anytime ater doing s.
H133'the Cluorks:beve3y33f1u33w333s3(13 t3333
you'l1 receive the Clubs m3363magazine, which 633c3
3el3cti33 31 thy Month... plus h3ndr3ds of alternativ
33033 filvd 31 3usic. Up to 6 times 3 3333 333 m
receive3offers3ofSpeca cions3313, u3633113339a6dis
regu13r Club prices, 133 a tota1 of 33 t3 19
opportunitie.3
If you wish t reve3the Selection of heMont[
SpecilISelection, 333 don't 3333 3o do33ything-i
shipped automatically. I11333 333133 333al333333e 3310
none3at3al, just fiinth33r333o333333336a313333pr3333
mail1i3 by t3e36333 spe3i1i3d. Y333w3l11313333hav3t
days to mke yourdecision. If you ver ecve any3S
without having 103days todecide, return i at ourepe
Theyt33e93336 record3you6order durng yor mei
will by billvd a333333133 Club prices,3which curently3a
to $9.98-plus shi3pi3g 336 handling. (Multi-unit sets
336 31333i33l selections 333 by 33333333 higher.) Ar
continue3after completin your enrollment agreeme
be eligibe3fo3ourgenerous b33333133.
10-Day Risb-Free Trial eS'3311e3336et333s13f313
operati3n 3i3h 3333 introductory shipment. If 333
satisfie36or133y3re3 on, lust3rturn3everyhing3withi
for a full refud and you wll haveno furtherbligatior

346957 JUDAS PRIEST 342303ANDREAS VLLE IDE 346643
3 33333 TURBO 31533333 Down To The Moon 3333
343035 OZZY OSBOURNE 335833 Bob Marley & The 3330571
3333333 ULTIMATE SIN [13333 Wailers-Legend 'S""
336222 INXS 340281 PAUL YOUNG 335646 _____
Listen Like Thieses The313 58Secret 0f Asocationv Alo31133y333stsel 363n f r ta60% discunt yr
340398 JOURNEY 334232 Best OfJ. Geils Band "339424, wihIa as nlsngadtoa
" M'"R3"Raised On Radio 3COLUMBIA Flashback E 333363ayen315 390.363then ed buy333137 [ j ]
34951OUIET RIOT 346593 RATT 339563 more (instead of8), at rgular Club pricesin
MCA3 OR III 333133 Dancing Undercover ATLANTI1'the nxt hee years:
357467 MOTLEY CRUE 3559930 BULOUS TUNDERBIRDS35778 Thi discount purchase entitles mto thee 2lumFREE!
5333333 Girls, Girls, Girls 39] HOT NUMBER 339333333
364018 RUSSELL HITCHCOCK 367730 JODY WATLEY 35451}
THECHRC zzIIzIII
367243TECHRH 367235 BRYAN ADAMS 3341QIPEE 33oenolmInteCSCmpc icCu ne h
33333333333 STARFISH 333333 INTO THE FIRE 36 em ulndi hi detsmn.Sn m h 3 niae
heen, f133which I wll1bebiled 16 plus shippig/handling. I1a re tobuy 4
C~s, atr333arClb pries, i3then 33393oe 33san9333331ce
3333ny12 get 2 extra0lbums FREE! Youmy also hooseyour13;irs
plication3selection righ now-we' ive itto yo3for3p3to60% oftfl
as 333- r3g3133 Club prices-only $3.98.33cl33e333333nt333w336d I
o buy 8 p33333333immeiate3y3red3363333 33333 bers3p6obligation1 QAdvance Bonusffer._Alsosen
Whats mrethi dicoun puchae etites yu t 2 orehit be billed on additional $695.
3 a3y3a3)3lbums as abonus, FREE. Jus chc he bo3633 the3appication3 My main musOical interest ischeck on).
ves 1333 OR-IF YOU PREFER, YOU MAY TAKE ' Q HARD ROCK Q2 SOFTSROCK 1Q BLACK MUSIC
nay OM ACTDICsORifRo6bert Plant, GeorgeMichael, Daryl AtlB.Sure,
coun of OM 1 T DSCS OR ruceSprngsten 3all& John 03333 Cub Nouveau
buying3 Y333333333363to enrollin the3CS Compact sc3Club3and IQ HEAVY METAL Q POP Q EASY LISTENING
get3a3336 C5s3f13319,3)33s33h33p3ng336d handing.333 h333 Ju3as3333es33. Neil Diamond, iJhnny Mathis,
3h3o33th 3sc333331fCPs3to3cho3s31fr3,3since3m3st slections3are3ow 33o33on Bary Manilow RoyConniff
it)) 63ll3b3availble3on3Compact Discs. 333333w3it333in3tbe3num bv fte6 1 12COUNTRY 12 JAZZ 12 CLASSICAL
action,3or C5s3you wantand mal the pplication. Send no mony now!I Q2Mr.
636d 336 We'))billy333X331333333 6 C5s, plus3ship3ing andhandling. 13n 3lQ3Mrs.
t least 1 exchang, you3agre3to6buy ust3fourC5s3in3the3next3two ZQMiss F3rst3Name Initial3 Lost3Nam
Selection3 y33333at3r3gular Club 3rice3 3which currently 333 $12.98.I ________________ _____
anse. $1598, 3)u3 3hi33in3 336 handling)-and y3333333333el1 AddresseApt.
363333i3 anytime 3f333 buying 1333 C3s. I11333633id63333333in333333
3re $798 m3me3,3o3'33be)) gb lefor13o133m33 ney-3av3in33bonus 3)33, 1City
s,3specal which lts you633y3oneCD at hal33pric13333333333633D1you tobui
36d11333ou at regularClub prices.SteZi
3, 33u')) As3a3specal3113333333ew3336333, take3one3additionalCDS jDoyou have atelephon? (0)1Q YRES12 NO 083/FOR
right now3a336w3'l) bill 333 3n)y $6.35.Its33333333333 33t a Do you have acredit card?(03) Q YES 12 NO
'' Thy CESSCompact3Disc3lub)w6r3s1in3thesame3manner3as3 Tese offers not,3o)l3b6e in APO,0PO, A333,333Hawai, Puerto Rico; rite for detail
ar nt heColumbia Record & 3333Club, s333336 the '333theClub of1alternative offer. Canadian resdents3serviced)3from3Toront. pplcabl sals ta
336336ys 33333336 3363"0.333FreevTrial" information above. '3ddedt loders3. Classical members evced33by33the CBSClassicalClub.
n © 19885CBS RecordslInc. C3A3/S C3B/EM C3C/XK C3D/XM

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