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Instructor: Signe Denbow, Ph. D.
Candidate in Romance Linguistics, U-
M, began teaching French classes in
1976.
Spoken German for
Beginners
This beginning level class is designed
for those who have had no previous
instruction in German or for those who
desire to review their basic
conversational skills.
L1216. 8sessions. $64. Limited.
(Campus Area) M 7-9 p.m. (Apr. 30-
June 25. No class May 28).
Instructor: Mara Wade, Ph.D.
Candidate in German, U-M, possesses
native fluency in German and has been
teaching language classes in the U.S.
and Germany since 1976.
Spoken Spanish for
Beginners
This course is designed to develop the
basic conversational skills needed for
instant communication. Lessons stress
repetition and structural progression
based on a simple common sense
approach.
Lessons also provide an innovative
question and answer format that
eliminates excessive translation,
memorization and grammar rules.
Illustrative examples are used to
introduce grammar points, new
vocabulary, and essential idioms.
Participants can expect to learn
approximately 2,000 words based on a
system of word derivation between
English and Spanish. By the end of the
course the student should feel
comfortable with major verb tones and
also have the skill and confidence
necessary to try this knowledge out.
L1212. 8 sessions. $64. Limited.
(Campus Area) T 7:30-9:30 p.m. (May 1-
June 19).
Instructor: Lisa Rush, M.A., not only
began teaching Spanish to business
executives and professionals in 1976,
but she also has been functioning as
liaison with the Spanish-speaking
community for the Dept. of Adult
Education of the Detroit Public Schools
since 1979.
Spoken Japanese for
Beginners
This course is for those who want to
learn the basics of modern spoken
Japanese. It gives a foundation in
Japanese sufficient to handle everyday
practical conversations.
L1202. 8 sessions. $64. Limited.
(Campus Area) Th 7-9 p.m. (May 4-June
22).
Instructor: To be arranged.
Traditional and Innovative
Cooking with Tofu
Many traditional Chinese and
innovative international recipes for tofu
are taken from Christine Liu's newly
published cookbook entitled Nutritional
Cooking with Tofu.
F609. 4 sessions. $36 plus an
additional $12 consumnables fee to be

collected at the first class. Reduced
fees apply. (Campus Area) W 7-9 :30
p.m. (May 2-23).
Instructor: Christine Y.C. Liu,
M.P.H., is the author of Nutrition and
Diet with Chinese Cookingand More
Nutritional Chinese Cooking.
Business and Finance
Personal Financial
Planning
Developing a financial plan now, can
lead to a future of financial security. In
this class you begin by identifying your
goals, analyzing your current situation,
and considering your alternatives. You
then learn how to organize your
objectives and set realistic goals in
relation to personal risk, capital
accumulation, financial independence
or retirement planning, reducing tax
costs, and investment management.
Specific topics covered are "four
corner" philosophy, cash reserves

management, insurance (life, auto,
home, health, and disability), capital
needs analysis, income tax reduction
(including I.R.A.'s), estate planning
and wills, and capital accumulation and
basic investment principles such as:
- Compound interest
- Tax and inflation impact
-- Forms of investment
- Risk/return spectrum
- Diversification
- Specific investments
- Fixed income
- Equity investments
Private consultation interviews are
available at no extra cost after the
conclusion of the course. A "planning-
unit" couple enrolling together pay a
single course and registration fee.
196.4 sessions plus optionalprivate
consultation (for no additional fee) . $48
per individual or couple. (Campus
Area) T 7-9 p.m. (May 1-22).
Instructors: Jerry Rydell, C.L.U.,
Ch.F.C., Tony Vadino, C.L.U., Ch.F.C.,
and Gordon Ulrey, C.L.U., Ch.F.C., are
all principal officers for the Michigan
Financial Group, Inc.

®

SMALL BUSINESS
SEMINARS
You may register for the following
four Saturday seminars either
individually or as a series. Taken
individually, the course fee is $25 for
each. Elected as a group, the course
fee for the entire series is $80.

Legal Considerations for
Starting a Small Business
This "nuts and bolts" seminar should
greatly assist the new business person
to make informed decisions and deal
effectively with the various
requirements of local, state, and
federal agencies. Topics covered
include:
- Choice of entity (sole
proprietorship, partnership, or
corporation)
- Zoning ordinances
- Permits and licenses
- Unemployment compensation
- Worker's compensation
- Labor relations
- Other concerns of participants
Lecture-discussion format. Handouts
include handy list of names, addresses,
and phone numbers of pertinent
resources.
1902. 1 session. $25. Reduced fees
apply. (Campus Area) Sat. 9 a.m.-1
p.m. (May 5).
Instructors: Debora Slee and H.
Joachim Schmidt are both attorneys in
private practice in Ann Arbor. They
have been team teaching Commercial
Law, Corporations and Partnerships,
and Real Estate classes for several
years for the American Institute for
Paralegal Studies. Ms. Slee is also
Chairperson of the Citizen's Council of
the Downtown Development Authority
in Ann Arbor.

Accounting and Record-
Keeping for the
Small Business
The IRS requires that every business
maintain up-to-date records that allow
them to prepare complete and accurate
tax returns. This workshop shows you
how to set up your bookkeeping system,
maintain your cash receipts journal,
cash disbursements journal, payroll
journal, purchase journal, petty cash
journal, and other journals. It also
shows you how to: open a commercial
bank account, choose an accounting
method, choose a tax year, and more, in
order to satisfy the IRS requirements
and provide you (the proprietor) with a
sound foundation for proper financial
management. Several important areas
of financial management are also
presented, including: profit and loss
analysis, balance sheets, cash-flow
projections, and perpetual inventory
records.
1903. 1 session. $25. Reduced fees
apply. (Campus Area) Sat. 9 a.m.-1
p.m. (May 12).
Instructor:Claudia Cines is a self-
employed accountant with several
small business clients. She has taught
small business classes locally and also
is a consultant for people interested in
starting new businesses.
Tax Management for the
Small Business
"Anyone may so arrange one's
affairs that taxes shall be as low as
possible." - Judge Learned Hand
Intended to help small
businesspeople to.so arrange their.
affairs, this seminar covers:
- Choices of business form and
discussions of advantages and
disadvantages of using each form.
- In-depth analysis of the tax
ramifications of forming a
partnership, a Subchapter S
Corporation and a regular

corporation.
- Tax planning considerations in
electing an accounting method.
- Discussion of the means of
capitalization of a small business
and the use of stock and debt.
- Small business tax deferral
techniques such as the use of an
installment sale, qualified benefit
plans, and equipment leasing.
1904. 1 session. $25. Reduced fees
apply. (Campus Area). Sat. 9 a.m.-i
p.m. (May 19) .
Instructor: Robert Totte, M.B.A., U-
M, has been Tax Manager for Arthur
Anderson & Co. since 1980. He is both an
experienced presenter and an expert on
tax planning for small and large
businesses.
Marketing for the Small
Business
Effective marketing helps you to
create a good image for your company
and increase the number of sales of
your product or service.
This seminar considers:
- What is meant by marketing
communications
- The importance of pinpointing the
essential qualities of your product
or service.
- Determining your target market
or audience
Creating your desired business
image
--Public relations and advertising
considerations
- Possible problems and
complications
Proper strategic planning of your
marketing helps you to make consistent
and informed choices regarding your
firm's pricing policy, inventory,
advertising and promotion, business
hours, location, personnel selection, etc.
1905. 1session. $25. Reduced fees
apply. (Campus Area). Sat. 9 a.m.-1
p.m. (June 2).
Instructor: To be arranged.

Horticulture and
Natural History
Landscape Horticulture:
Application to Home
Grounds
For those desiring to improve the
appearance of a homesite, this course
covers such general concerns as
appaisal of the home grounds site;
design of spaces within the home
grounds; criteria for plant selection;
plantation construction; and plantation
maintenance.
Specific topics include:
- Woody ornamental plants
- Herbacious ornamentals
Turfgrass construction and
maintenance
- The vegetable garden
Woody plant pruning
(maintenance and rejuvenation)
Container cultivations
- Preparing your grounds for
winter
Lectures, slides, video tapes,
handouts, and field trips. One session
will deal with specific home grounds
development issues by examining site
plans and grounds photos of two or
three class member volunteers,
B219. 8 sessions. $60. Reduced fees
apply. (Central Campus) T 7:30-9:30
p.m. (May 1-June 5) and two Saturdays
(times and dates to be arranged).
Instructor: Charles Jenkins, Senior
Horticulturist and Lecturer at the
School of Natural Resources, U-M, has
been teaching horticulture and plant
materials courses to students in
natural resources programs since 1965.
Michigan Birds
An introduction to bird study for the
beginning bird watcher. The lectures
cover basic avian biology and life
history information, illustrated with
slides and bird specimens. Field
recognition characteristics including
appearance, flight and habitats are
covered. Field trips stress identification
by sight and song of birds found in
various habitats around Ann Arbor.
Field glasses (7x recommended) and
field guides are essential. Choose Birds

of North America by Robbins, Brunn &
Zim, or A Field Guide to Birds, by R. T.
Peterson, both at better book stores.
B210. 8sessions. $60. Reduced fees
apply. (Central Campus). Four
Thursdays from 7-9 p.m. and four
Saturdays from 7-9 a.m. (May 3-May
26).
Instructor: Stephen H. Hinshaw,
former curator at the Dayton Museum,
has been an avid nature photographer
and student of bird life since 1970.
Music
How to Play the Piano
Despite Years of Lessons
For piano dropouts who can still find
Middle C on the keyboard, know the
names of the lines and spaces of the
treble clef, and want to make their own
kind of music with popular songs, folk
songs, hymns, carols, and old favorites.
Most composers, from Bach to the
Beatles, make music from a few basic
facts and a few simple ideas, such as a
basic chord dressed up, altered, or
camouflaged. Once you see how music
is made, you can make your own music
right away without spending time on
scales, keyboard exercises, or rote
learning. Co-sponsored with The Piano
Consortium, New School for Social
Research, New York City.
M1302. 8sessions plus FREE
DEMONSTRATION. $135 (includes
$38.75 for text-book, music,
record/cassette, and study aids).
Limited. (King's Keyboard House) T 7-
9 p.m. (May 1-June 19). FREE ONE
HOUR DEMONSTRATION of class
methods and materials is from 7-8 p.m.
on Tuesday, April 24.
Instructor: Mary Bates, M.M. in
Piano Performance, U-M, gives
individual and group instruction locally
and is also a member of the All-State
faculty at the National Music Camp at
Interlochen,
Getting to Know Your
Singing Voice
Discover new self confidence as you
develop your vocal performance ability
and your listening skills in a

comfortable class atmosphere. Whether
you sing alone, in church, or, at sing-a-
longs, this course helps you use your
voice in the most efficient and
enjoyable way. Through exercise and
practice, you become more effective in
solo and choral situations.
Sessions include individual and group
coaching, and opportunities to perform
for the class. Augmenting the singing
experience is a large body of
information on vocal music techniques,
aids for sight singing, history, and
music theory. Enjoying and taking
care of the voice are also emphasized.
M1301. 7 sessions. $49. Limited.
(Campus Area) M 7:15-9 p.m. (April 30-
June 18). No class May 28).
Instructor: Carolyn Tjon, M.M. in
Voice Performance, U-M, is a
professional singer who gives private
voice lessons in the Ann Arbor area.
Strumming and Humming
for Beginners
" .. . He can make you love, he can
make you cry, he can bring you down,
he'll get you high .. .
- David Gates (The Guitar Man)
If you have ever looked on with awe,
delight, and at least a little touch of
envy as musicians instantaneously
transform the energy of a gathering to
one more suited to their taste, then now
is an excellent time to begin obtaining
the skills and know-how that could
enable YOU to freely express YOUR
inner moods and states in rhythms and
songs. And what better instrument to do
this on than the highly versatile and
portable guitar.
Intended for beginners (or guitar
dropouts), this course focuses on using
the guitar to accompany the voice. By
the end you will know all the basic
chords and be able to play and sing at
least 5-10 songs.
Besides just strumming, you are
gently introduced to flat and finger
picking. You also become familiar with
such acoustic styles as folk, pop,
bluegrass, and blues. And besides just
humming, you learn some basic music
theory, and work with ear training to
help find the perfect keys for your vocal
range. Opportunities also exist to play
in trios, duos, and even solo.
Demonstrations, in-class practice,
and individual coaching are featured.
Bring guitar and note-taking materials.
All music provided. A cassette recorder
(with batteries) is also very helpful.
M1314. INTRODUCTION. 8 sessions.
$60. Limited. (Campus Area) T 6-7:45
p.m. (May 1-June 19).
Instructor: Julie Austin's
background is a rare combination of
classical music training from Oakland
University, Mexico City, and
Switzerland; jazz training from the
Naropa Institute in Boulder, Colorado;
a warm personal style; and over 16
years experience as a teacher and
performer in such diverse categories
as classical, folk, bluegrass, swing,
rock, pop, and blues.
Strumming and Humming
for Beginners
(Continuation Level)
Group guitar/voice for those with
basic chord knowledge. Focus is on
repetoire development, bar chords,
more advanced finger and flat picking,
playing by ear, solo and group


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