a Page 26-Friday, September 10, 1982-The Michigan Daily 'V Onl 7XHuron Valle Nat ional Bank CeMPSOf~ (across from the Diag and Hill Auditorium) Open a new checking account or make a deposit in your existing account and receive absolutely FREE, a fabulous high flying, straight sailing Hunmiphry Flyer. Not only is your Hunpbry Hlyer free, but your opening check book is FREE and the twenty- five checks all have the Michigan "M",printed on * them. We will have extra personnel available to assist you in opening your new account and for quick con- venient 24 hour banking the Campus Office has t wo fast moving ANYTIME TELLER .MACHINES. . . ask for an Anytime Teller Bankcard application when you open your account. Doily Photo by ELIZABETH SCOT LOCAL HARE KRISHNA devotees, Dasarath, Candrasekhara, and Barry play and chant at the city's art fair last month. Members passed out free literature and discussed their philosphies and lifestyles. Krishnas return to city after four-year absence By JERRY ALIOTTA Shunned by some as a religious cult, praised by others as true seekers of spirituality, the Hare Krishnas are back in Ann Arbor-to mixed reaction from the community. The local Krishna culture center, which shut down four years ago after losing its manager, re-opened last mon- th at 606 Packard, according to Dasarath, the center's current president. THE KRISHNAS, Dasarath said, are glad to be back. "There are many open-minded people in this city," he said. "Ann Ar- bor has a friendly atmosphere." Some members of the community have welcomed back the group with open arms. "I don't think there is anything wrong with people trying to satisfy their spiritual needs," said local resident Avi Erlich, of the Krishnas' return. "One has to respect the freedom of choice of other individuals." OTHERS, however, have been shar- ply critical of the group's eccentric habits and lifestyle. "I think the Krishna religion is a cult; dancing around and chanting in public is so different from the norm," said Craig Halberstadt, an LSA senior. "I think they can be categorized in the same group as the Moonies." Theshaven-headed, colorfully-robed Krishnas are not troubled by such critics. Themembers of the group, whose flamboyant manner of dress, diet, and public chanting consistently has aroused the public's curiosity, point to the 5,000-year-old Indian tradition of their lifestyle and the contentment it brings them. DASARATH, a former member of a rock band, said he joined the group 12, years ago after experiencing a "high" from chanting. "From chanting I experienced real pleasure that links me up to God. The pleasure received from sex isn't anything like it," he said. Roughly two dozen members curren- tly frequent the center, which doubles as a classroom and a home for many followers, Dasarath said.- The Krishnas hope to reach many people in Ann Arbor through classes and free-at the center-dinners, and by distributing literature. "We feel that in college towns people are very receptive and we only talk to people who are interested," said Can- drasekhara, the center's cook. Several students, though, charge that the Krishnas are too isolated to effec- tively reach the community. "YOU CAN'T change the world by isolating yourself; That is, dressing strangely, wearing paint on your forehead, and prancing your kids up and down the street. It's horrifying to people," said Kathy Kaplan, a summer student. "If they want to spread their peace they have to integrate." "I think they are brainwashed and are trying to brainwash other people that are mixed up in their life," said Julie Ann Gersin, a senior nursing student. The followers of Krishna, however, explain that their lifestyle is simple and direct. Krishnas are strict vegetarians and abstain from four basic things: " meat, fish, and eggs; " intoxicants (including coffee, tea, and cigarettes); " gambling; " premarital and extramarital sex. "If the money spent on these four ac- tivities was avoided, billions, and billions of dollars would be saved and no one would go hungry," said Can drasekhara. 1 Chanting, or calling out the names of Krishna, is another important facet of the group's philosophy, Dasarath ex- plained. Chanting relieves pain, ten- sion, and anxieties, he said. KRISHNAS shave their heads and mark their foreheads with yellow clay as a sign of renunciation, he added. "It marks our body as a temple of God, where God is in our hearts," Dasarath said. The free Friday meals and pamphlets are financed by a cookie industry in Hawaii and health food industries in California, Pennsylvania, and Colorado, he said. Other money comes from donations. THIS FALL,, Candrasekhara added, the Krishnas hope to start' a vegetarian cooking class at the University. Although Ann Arbor residents may be puzzled by the conspicuous group, most admit that they are willing to live sid by-side with the Krishnas. "They've never bothered me in all the years that I've been living here," said local resident John Joseph. "I don't think anyone has the right to persecute them just because they dress funny...and sing badly." This story was reprinted from toe Daily's summer edition. ' officials defend student defaults By FANNIE WEINSTEIN Student loan default rates often are misunderstood, misrepresented, and thus unfairly place student loan programs in a poor lightsaccording to University officials. "It (the default rate) is by no means as bad as it's been reported," said Thomas Butts, assistant to the Univer-' sity's vice president for academic af- fairs. "I think it's very important to try and counter the attempts to discredit these programs." IN FACT, according to Butts, the Do you have lock itch, athletes foot, or ringworm? Earn $25 Men or Women Volunteers needed with any fungal infection of the skin, particularly jock itch ond athletes foot, to try new cream for the treatment of fungal infection (ringworm). $25 paid at completion of study along with free therapy. Contact U-M Department of Dermatology 763-5519 latest government figures on the National Direct Student Loan (NSDL) Program show that the rate of defaults, or failure to pay back loans, has shar- ply declined since 1978. Two rates are computed by the government, a default rate for schools and a potential loss rate for the federal government, Butts explained. The government rate usually turns out to be slightly less, Butts said, because the government usually collects at least some of the funds. Figures released in June, 1981, for the $180 million NDSL program list the default rate for schools at roughly 11 percent and the potential loss rate for the government at a little more than 15 percent, according to Butts. THESE FIGURES show a significant decrease from the 17.4 percent rate recorded for both schools and the government in 1978. Butts said that default figures frequently have been misrepresented by the Reagan administration. Default rates released by the administration last year did not present a complete picture, he said, because they were calculated on a cumulative basis over 20 years, which inflates the resulting figures. The University's NDSL default rate was almost 7 percent for the 198081 loan year, according to Richard Taepke, collection supervisor for the University Student Loan Office. The University's current NDSL program involves roughly $2.2 million. :0 IN THE Guaranteed Student Loan (GSL) Program, bank default claims averaged about 10 percent nationwide and 8.4 percent for the state .of Michigan, according to figures releashd by the University earlier this year. A loan is considered defaulted when any one payment is 120 days overdue.- There has been a sharp decline In student loan default rates in recent years, according to Butts. "The treo has been down," he said. "We began an initiative in 1979 to crack down on loans It's been getting'better.-I hope it stays that way." "SCHOOLS ARE doing a better job of collecting. . . There were some schools that never sent bills," he added. Harvey Grotrian, director of the University's office of Financial Aid, at- See 'U' OFFICIALS, Page 27 .. . FREE Checkbook with 25 Michigan "M" checks . . . FREE Fabulous HunphrFly4;rs . . . FREE Apples at Huron Valley National Bank SO DON'T FORGET WHIZZZ 0 CAMPUS OFFICE WILL BE OPEN SAT., SEPT. 11 9to 12 am w w - N OVER YOUR BSN IS WORTH AN OFFICER'S COMMISSION IN THE ARMY. FI1nuvcl l Y-- C!" ---------'4. V.. e. .-.'+. n1