Ninety- Editorio One Years of al Freedom £MIE43UU 1Etai1 BLAH It will be partly cloudy today with the high in the upper 20s and the low in the lower 20s. Eight Pages dol. XCI, No. 92 Copyright 1981, The Michigan Daily Ann Arbor, Michigan-Saturday, January 17, 1981 Ten Cents Eight Pages s r . U.S.-Iran close to final agreement Carter transfers billions in gold s lGclerl of stars Empty chairs on the west side of the Capitol await the ceremony to be held Tuesday inaugurating Ronald Reagan as U.S. President. The wearing-in stand is located at the wall of the building.r Wos stce woresr in - oie From AP and UPI WASHINGTON-The United States is sending Iran the U.S. draft of a final agreement to end the hostage crisis, and the 52 American captives could be released before President Carter leaves office if Iran promptly accepts, the White House said yesterday. With a breakthrough apparently im- minent, Carter ordered the transfer of $2.2 billion in Iranian gold and assets to London and an Iranian official said the 52 American hostages had been "prepared for departure." "YOU WOULD be. correct in inter- preting the fact we have taken these steps today as a sign we have some op- timism about it," White House press secretary Jody Powell told reporters. Powell said the U.S. terms for a final agreement should reach Tehran today. If Iran accepts the American draft on that day, he said, the hostages could be released by Tuesday, Inauguration Day. The hostages spent their 440th day in captivity yesterday. Powell said about $2.2 billion in gold and cash or "cash equivalents"is being placed in position for delivery to an escrow account that could be turned over to Iran "if and when the hostages are released." IN ADDITION to the gold, worth about $1 billion, Powell said about $1.2 billion worth of U.S. Treasury securities owned by Iran but held by the Federal Reserve Bank of New York are being sold to turn them into cash or Scash equivalents for prompt transfer to / an escrow account.. U.S. officials said Iran no longer was insisting on $24 billion in financial "guarantees" and agreed to settle for only the money frozen by the Carter Administration in November, 1979. The Iranians also agreed to a U.S. proposal to let international arbitration decide who gets the $2.2 billion in disputed assets. THOSE TWO concessions, apparen- tly affirmed in Iran's message to the United States Thursday, sent a State Department financial team rushing off to Algiers to join Deputy Secretary of State Warren Christopher two -years to the day that the late shah fled Iran. A senior Iranian official close to the negotiations in Algiers said Iran had made the necessary arrangements to fly the hostages to Algeria or any other country of their choice as soon as its assets had been deposited in an escrow account with the Algerian Central Bank. care for terminally ill Miusie patients ... says "time is running short" In Tehran, Iran's chief hostage negotiator said the hostages could be freed in a matter of hours with only the transfer of the assets now holding up their release. THE U.S. AIR Force hospital in Wiesbaden, West Germany, was being readied to receive the captives and of- ficials indicated that Carter may make a quick trip to West Germany if the hostages are released. At the U.S. Embassy in Algiers, spokesman Edward Penney said a team of legal and financial experts, in- cluding five Americans and three Britons, arrived to join Christopher and other U.S. negotiators. The group was meeting with Algerian diplomats who- were acting as go-betweens in the com- plex financial negotiations to exchange the hostages for frozen Iranian assets. At nightfall yesterday, the U.S. Em- bassy's deputy chief of mission, Christopher Ross, told reporters Christopher and his original diplomatic team started work "very early this morning and have been working on various efforts ever since." ROSS DID NOT name the eight new arrivals, but a spokesman for the state- owned Bank of England said in London two members of the bank were part of the team. He identified them as Deputy See IRANIAN, Page 8 By ANNETTE STARON For Louella Logan, it was a "God- send." Her husband Howard wanted to die at home. With hospice care, he was 0given what he wanted-the chance to stay home and die in the bed his mother died in. A hospice-originally a place for weary travellers to rest-is a licensed facility which provides care and other services to the terminally ill. Hospice of Washtenaw, Inc. is one of 18 such in- stitutions in the state. Hospice Secretary Kathy Dickerson said she and her staff help patients "live, to the fullest until they die." Headquartered at 2530 S. Main, the local hospice provides home care for patients diagnosed as having several weeks to six months to live. "IT IS THE BELIEF of many people that the terminally ill shouldn't be shut away," Dickerson said. "There must be a desire on the part 6f the patient and the family to have the patient cared for in the home," said Patient Care Co-ordinator Sue Ivey. "Both parties must be willing to work in the home." Because of rising medical costs, ter- minally ill patients are becoming more and more of a burden on their families, Dickerson said. Often, she said, it is hard for the patient's family to main- tain the lifestyle to which they are ac- customed. That's where hospice volunteers come in. TEAMS OF VOLUNTEERS, made up of nurses, clergy, social workers, psychologists, and lay people, form a "direct care team." This team has direct personal contact with the family and is assigned to help the family cope with the patient and their illness. Anyone over age 18 is eligible to volun- teer. "The family is generally exhausted and tired from the strain of the patient's illness," said Volunteer Betsy Stranahan. "They may feel uncomfor- table always talking to friends about it, but they can talk to us because they know that's what we're here for," she said. Help doesn't end when the patient. dies, though. Care and continued ser- vices for the family can last for up to a year after the patient's death, but assistance "wouldn't be stopped if the family still needed it," Dickerson said. Six months after her husband's death, Logan still talks with a hospice volunteer. She knows that if she ever needs to talk, a volunteer is only a phone call away. "If I had to do it over again, I'd do the same thing," she said. See HOSPICE, Page 8 GIVE CREDIT WHERE CREDIT IS DUE Earning the right tocharge DaO YOU 4AVE- ANY (OTHE.R. CREDIT" REFF-R.E.NCE- SI.S1E rAIS R.OIALIR IfPONALID O RTHWAYCLUB'OAZP ?' By JANET RAE Cashing a check outside Ann Arbor or getting a quick car loan takes credit. In our plastic-oriented world, a good credit rating carries a great deal of financial clout. But the effort to establish credit can be a vicious Catch-22 for those just beginning to enter the world of charge accounts. Most people encounter a paradox in that it seems impossible to establish a credit history without having first had one. Fortunately, with planning and a little help from already "established" friends and parents, most students should have little trouble accumulating a credit history before they graduate from the Univer- sity. "CREDIT IS OFTEN mistaken as one of our given rights," says Keith Harness of the Ann Arbor branch of Credit Counseling Centers Inc. "You have to prove you're credit worthy." Harness suggests that one of the best times to start establishing a credit rating is before you need it. Regular savings account deposits and a clean checking record are two of the best introductions to banks that may later supply a loan. Once a bank is familiar with a student as a respon- sible customer, Harness says,, officials are more willing to consider granting a loan. If there still are troubles, a co-signing friend or parent may be necessary for a first-time loan. BUT THERE ARE other options besides banks. According to Peter Burton, assistant manager of the Ann Arbor Co-Op Credit Union, smaller loans are more readily available from credit unions because they are founded on a less extensive base than banks. "We very seldom have stringent restrictions," says Burton. We specialize in the smaller type of loan." Credit unions, banking institutions designed for member use only, circulate dividends and profits back to members. In Ann Arbor there are seven credit unions available with such a wide variety of membership requirements that most people are eligible to join at least one. Once a loan is established, creditors say a healthier credit history is formed if the loan is paid back via the agreed-upon installment plan. "Creditors look for ability and willingness to repay debt. That is crucial," says Hollie Entenman of American Express in New York. Speeding up repayment she said, does not establish what a person will do in a given amount of time. But there are those who would rather not go into debt to establish credit. For them it is often necessary to wait until the junior or senior year of college to begin accumulating a rating. AS A STUDENT APPROACHES graduation, oil companies and various "T and E" (travel and enter- tainment) credit card corporations begin to take an interest. Through a process which most of the com- panies prefer not to talk about, they select students at See EARNING, Page 8 (;/ w 1. . \ c (?5THk MOIGAN DAILY i9$i N TODAY Delbert bites the dust OBODY WANTED POOR Delbert, and now he's dead. You see, Delbert was a dinosaur who lived Nat a miniature golf course in Arizona. And two years ago the miniature golf course closed. Lorraine Norton, the real estate agent, tried to find a home for the 15-foot orange chicken wire and concrete creature but no one would take him. The Pima County fairgrounds ..o~n rll1r i it. k.-44, t ha nnyhiI-m,,vu cnrtment did not Club empty-handed, police said. "Them's a bunch of har- dheads, the people in here. They don't take nothing off nobody," bar manager Dorlores Jachelski said. The customers, nicknamed "The General," "Mr. Peepers," "Bumpers," and "Pretty Boy," hardly blinked when the two men burst in wearing ski masks. Several customers even went into the bathroom to put away their cash. "I'd rather die than give them my money," one patron said. [] Full of beans A ; gourmet" treat is in store for many folks who'll be at- someone in the limelight was when the Beatles admitted a liking for the candies. QI See you later... Alligator is in-at least that's the way it was at the Poulet restaurant in Berkeley, California until the state Fish and Game Department intervened. The Poulet featured alligator creole in a red onion and parsley sauce and alligator abodo in a red pepper and garlic sauce. Thirty On the road Motorist Gilman Richard was on his way to work Thur- sday morning when a car pulled out in front of him, ran four lights, and finally stopped behine a parked car. Richard figured he was stuck behind a drunk driver. He jumped out of his car, opened the door of the other stopped car, yanked the keys out of the ignition and asked, "What's going on? The driver was 7 years old: He told Richard he was just driving his sister, 7, to visit their father in Jonesboro, Louisiana, 15 miles away. No charges were filed against the youthful chauffeur.