The Michigan Daily-Thursday, March 16, 1978-Page 5

MSA offers students

property i
By MARK PARRENT
Personal property insurance is now
~available to students under a program
'sponsored by the Michigan Student
Assembly. Annual premiums for the
service are either $30 or $40, depending
on the amount of coverage desired.
The program is a self-insurance plan,
nmeaning no company actually under-
writes the plan. Claims will be paid out
of a special account for the premiums.
$PPLICATIONS DETAILING provi-
sions of the plan are available in the
.MSA offices, 3909 Michigan Union.
The plan is ac'r nistered by G-M Un-
derwriters, Troy firm
specializing in : i'ol insurance
programs.
.G-M will receive 30 per cent of the
4premiums for its service. G-M also
handles the MSA health insurance pro-
gram which has been available for.
some time. ¢
Any University student is eligible for
coyerage under the program, which
provides $1,500 coverage for a $30 an-
nual premium, or $2,000 coverage for a
$40 annual fee. Neither plan covers the
first $25 of any claim.
MOST PERSONAL property - in-
cluding stereo equipment, calculators,
clothing, and television sets is covered.
The property is covered against such
risks as theft, fire and vandalism.
Stereo equipment and television set
claims are limited to 20 per cent of the
total plan coverage desired.
Student property insurance has not
been available since the fall term of
1976. MSA had offered property in-
surance, but the underwriter,
Woodland Mutual Insurance Co. of
Grand Rapids, went bankrupt and took
the insurance funds down with it, said
insurance committee chairman Phil
Merdinger. All claims were paid, howe
ever, he added. G-M Underwriters paid
claims for the duration of the policy
even though they were under no
obligation to do so, Merdinger said.

nsurance.
UNDER THE NEW plan, all student
contributions to the plan will be placed
in a special account controlled by the
Student Board of Trustees which will
oversee the operation of the program,
although day-to-day matters will be
handled by G-M. G-M will also in-
vestigate any claims, Merdinger said.
After the 30 per cent G-M commission
is subtracted, legitimate claims would
be paid in full unless claims exceeded
75 per cent of the funds in the special
account. In that case, payment of
claims would be frozen until expiration
of the contract, at which time payments
of claims would be pro-rated.
Merdinger stressed that such an
abundance of claims would be "highly
unlikely," based on past experience.
"IT IS IMPOSSIBLE to buy property
insurance on the open market around
here," Merdinger remarked, unless
other policies such as health or auto
coverage are also purchased.
Merdinger said other universities
might adopt the MSA Plan sometime in
the future, rather than establishing
their own programs.
DEVELOPMENT
PLANNING AND THE
ROLE OF THE ELITE
IN TKE SUDAN
by
Prof. Abdel G. M. Ahmed
Dean, College of Social and Economic
Studies, University of Juba, Sudan
THURSDAY, MARCH 16
4:00 P.M.
ROOM 200 LANE HALL
Sponsored by the Center for Near
Eastern and North African Studies
and the Center for Research on Eco-
nomic Development.



The Office of Ethics and Religion
presents a one-day conference on
CHRISTIANITY
aiqd t be
BLACK COLLEGIATE
SATURDAY, MARCH 18, 1978
The day session features lectures and discussions on
" The Problem with White Christianity
" The Problem with Black Churches
* The Problem with the Bible
" Current Alternatives to Christianity
QUEST LECTURERS:
Dr. William Bentley and Dr. Ruth L. Bentley of Chicago, Illinois
Registration begins at 11-:30 a.m.-Sessions 12-6 p.m.
SCHORLING AUDITORIUM
(SCHOOL OF EDUCATION)
The night session features Black religious expression
* Gospel Music (local groups and choirs)
" Dramatic Presentation
" Poetic Presentation
BETHEL A.M.E. CHURCH
900 PLUM STREET-7:30-10 p.m.
For further information call764-7442
CO-SPONSORED BY BCN (College Cadre No. 3) Christian Student Union,
Michigan Apostolic Union, Second Baptist Campus Ministry, United Students
for Christ
-FREE ADMISSION-
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