94V frt$~ianat Eighty-one years of editorial freedom Edited and managed by students at the University of Michigan CrCuS maRXi1uS A savior arises from the midst of chaos by hi~idsay chancy 420 Maynard St., Ann Arbor, Mich. News Phone: 764-0552 Editorials printed in The Michigan Daily express the individual opinions of staff writers or the editors. This must be noted in all reprints. WEDNESDAY, JANUARY 19, 1972 NIGHT EDITOR: CARLA RAPOPORT The benefits of 'no fault' * OV. WILLIAM MILLIKEN'S proposed "no fault" automobile insurance package is generally a sound plan which should help everyone, except lawyers, get more from car insurance. Milliken's plan, which is expected to be introduced in the legislature this week, is more inclusive than "no fault" pro- grams operating in Delaware, Florida, Il- linois, Massachusetts, Oregon, and South Dakota. The proposed plan would allow an in- dividual involved in a car accident to col- lect money from his own insurance com- pary regardless of who was responsible for the accident. There are no limits in the plan placed on medical and rehabili- tation payments, and wages would be compensated at 85 per cent of last wages up to $1,000 a month for three years with equivalent support for survivors. Moreover, prompt payment of claims would be encouraged by charging insur- ance companies one per cent per month interest on claim payments delayed more than 30 days. In addition, the new plan would elim- inate bodily injury law suits in auto neg- ligence cases to the extent covered by no-fault benefits and - in pain and suf- fering cases - losses up to the amount of "no fault" benefits or $5,000 (whichever is greater). PROPONENTS of the bill rightly con- tend that direct payment to persons injured in accidents will help somewhat in unclogging the state court system, where hundreds of auto liability suits are handled each year. Furthermore, institution of Milliken's no-fault plan should enable insurance companies to pass on savings resulting from lower legal expenses in the form of lower insurance premiums to drivers. THERE SHOULD be no question that a no-fault insurance program is more acceptable than present insurance pro- grams operating in Michigan. These pro- grams all operate under the principle that liability in an accident is determined by fault. Thus, a car owner purchases in- surance not for himself, but for the per- son with whom he might have a car acci- dent. On top of that, under present law if an individual is in an accident and wants to receive compensation for injuries, he must prove that the other driver was the sole cause of the accident. If successful, Plugging leaks RECENT SECURITY leaks of adminis- tration papers have finally elicited the awaited reaction from President Nixon. Iis way of dealing with the issue was to order Monday a general tightening of security within the administration and a special investigation of the most recent leak - that .of papers on the India- Pakistan war to Washington columnist Jack Anderson. "We can't operate effectively when these things become public," asserted Presidential Press Secretary R o n a 1 d Ziegler. The question is: Can we trust them to operate effectively if these "things" don't become public? -TJ he collects from the guilty party's insur- ance company. With the adoption of no-fault, automo- bile insurance procedures will finally be corrected. Instead of insuring someone else, a driver will pay for his own in- surance and be liable directly for him- self, rather than having another person liable for him. Under such a plan, he will still be as "responsible" as before. For it is not true, as some lawyers and insurance companies contend, that the present system of fault liability acts as a deterrent to keep drivers on their toes. A PERSON DRIVES SAFELY and at- tempts to avoid accidents because he or she is afraid of possible injury and death - not out of fear that insurance premiums might rise. In fact, the no-fault plan strangely enough would 'satisfy both sides in an accident. First, it becomes inconsequen- tial who is at fault. And instead of try- ing to establish blame, or deny it, both parties - and it is quite possible in an accident that it is not only the innocent party that is seriously injured - would be assured of collecting adequate claims to pay for medical and related costs at the time it is most needed and not sev- eral years later when the case is settled in court. ' Yet despite the probable lessening of the judicial case load and the resulting lowering of insurance premiums for the average driver, one major group remains mostly opposed to the no-fault plan - the attorneys who make their living on liability court cases and suits ste'mming from automobile accidents under the present fault programs. THESE PROFESSIONALS, who will lose a great deal more monetary compen- sation than the aggregate of drivers if the no-fault plan is adopted, stand to be the only ones really hurt under the'new auto accident coverage. -ROBERT SCHREINER Editorial Staff ROBERT KRAFTOWITZ Editor JIM BEATTIE DAVE CHUDWIN Executive Editor Managing Editor STEVE KOPPMAN ........... Editoral Page Editor RICK PERLOFF .... Associate Editorial Page Editor PAT MAHONEY .... Assistant Editorial Page Editor LARRY LEMPENT.......Associate Managing Editor LYNN WEINER ......... Associate Managing Editor ANITA DRONE......................... Arts Editor JIM IRWIN................... Associate Arts Editor ROBERTCONROW ..... . ..........Books Editor JANET FREY ............... .... Personnel Director JIM JUDKIS .................... Photograr"'v Editor NIGHT EDITORS: Pat Bauer, Rose Sue Berstein, Lindsay Chaney, Mark Dillen, Sara Fitzgerald Tammy Jacobs, Alan Lenhoff, Arthur Lerner, Res- ter Pulling, Robert Schreiner, W.E. Schrock, Geri Sprung. COPY EDITORS: Linda Dreeben, Chris Parks, Gene Robinson, Paul Travis. DAY EDITORS: Robert Barkin, Jan Benedetti, Mary Kramer, John Mitchell, Hannah Morrison, Beth Oberelder, Tony Schwartz, Gloria Jane Smith, Charles Stein, Ted Stein, Marcia Zosaw. ASSISTANT NIGHT EDITORS: Howard Brick, Dave Burhenn, Janet Gordon, Daniel Jacobs, Judy Rus- kin, Lynn Sheehan, Sue Stephenson, Karen Tink- lenberg, Rebecca Warner. Business Staff JAMES STOREY, Business Manager RICHARD RADCLIFFE ........ Advertising Manager SUZANNE BOSCHAN ........ Sales Manager JOHN SOMMERS .... .............. Finance Manager ANDY GOLDING ..... Associate Advertising Manager Sports Staff MORT NOVECK, Sports Editor TERRI FOUCHEY ...... Contributing Sports Editor BETSY MAHON ... ... Senior Night Editor SPORTS NIGHT EDITORS: Bill Alterman, Bob An- drews, Sandi Genis, Joel Greer, Elliot Legow, John Papanek, Randy Phillips, Al Shackelford. CITY BUS number 66 was wind- ing its way through down- town Ann Arbor, just like it did every afternoon, but with one difference. On this particular aft- ernoon, Tom, the driver, was gasp- ing for breath and he was bent over the steering wheel and his face was turning blue and red and white. It wasn't that Tom was partic- ularly patriotic; he was in fact. quite sick. All this was bad for Tom, but it was just as bad for the busload of passengers because Torn soon settled into a coma- tose position with his, foot jam- med on the accelerator. The bus weaved down Huron street at 50 miles an hour, knock- ing over stop signs and old la- dies. The passenger were startled and afraid. "What are we going to do?" wailed Marcus Plant. "This is terrible," cried Cyn- thia Wentworth. "We'll all be killed," screamed Glenn Graham. At that moment, Richard Bush stood up in the swaying bus and held up his hand for silence. "MAY I HAVE your attention please," he said in a voice which oozed confident competence. 'Al- low me to introduce myself. My name is Richard Bush, but my friends call me Dick. I am em- ployed as a bus driver with the city transportation company, and am presently off-duty. All this leaves me eminently qualified to take control of this runaway ve- hicle." There was crash and the bus shook as it bounced over a car which had been so unfortunate as to be in the way. After regaining his balance Dick continued, "And so, if there are no strenuous objections, I pro- pose to take control of this ve- hicle and save us all from prob- able death or injury." "Get on with it," someone yelled. "We don't need a speech," someone else said. followed by a preliminary . "What we don't need is a speech." said the dispatcher. "Come back to headquarters right now, and you're fired." "Well, let me say this about that." said Dick as the bus ran over a compact car. "The passen- gers are behind me. They sup- port me." The passengers didn't disagree, mostly because they were all un- der the seats praying and moan- ing and didn't hear Rick. "With the silent majority of, passengers solidly behind me, I shall continue my present course of action with the knowledge that God is on my side and history will make me a hero on the magni- tude of Franklin Roosevelt," Dick said to the dispatcher. "Just stop the bus," said the dispatchel'. "When I took control of this runaway bus, I said I would stop the bus." said Dick. "And I will. But I didn't say when." THE BUS HIT A curb and the passengers were bounced around like popcorn. The radio crackled and another voice came on. It was the presi- dent of the bus company. "Bush, what are you doing?" "I don't have to answer that," said Dick. "Answer me," said the presi- dent. "I refuse," said Dick. The, passengers in the bus were pretty upset by this time. Some of them were vomiting, and the rest were looking unhappy. But just when things seemed worst, Dick brought the bus to a halt in front of the bus com- pany headquarters. "Hooray!" said Cynthia Went- worth. "Dick saved us," said someone. "Dick is our hero," said some- one else. The people waiting outside weren't so happy. "Bush, you're a fool." said the dispatcher. "Bush. you're fired," said the president. But the passengers would have- none of that. "Dick saved us." they said. "Give Bush a raise." "We like Bush! We like Bush! We like Bush!" they chanted. SO THE PRESIDENT, moved by the popular acclaim for Bush, decided not to fire him, and in- stead gave him a $10 a week raise. , -Daily-Denny Gainer Accepting the general acclama- tion as a mandate, Dick made his way to the front of the bus and wrested Tom from the driver's seat. TO THE GREAT surprise of the passengers, Dick did not bring the runaway bus to a halt, but con- tinued driving it at the same speed and in much the same man- ner as it had been operating without benefit of a driver. "This is outrageous," said Anne Baker, as the bus hit two old men and a young girl who were stand- ing on the curb. "Someone should do something." Sam Johnson groped his way to the front of the bus, intend- ing to remove Dick from the driv- er's seat. However, just as he reached the front, Dick made a hard turn to the left while simul- taneously opening the bus door, and Sam sailed out the door. Having removed the first seri- ous threat to his domination of the bus, Dick continued to run down old ladies and knock over signs with alacrity. Dick picked up the radio and called in to the dispatcher. "This is Dick Bush on bus 66. There has been a slight emergency so I am taking over for Tom." "Are you nuts?" shouted the bus dispatcher. "The police just called and said you were going south on Division at 60 miles per hour." "WELL, IT'S LIKE this," said Dick. "You can't stop a bus all at once, or you wreck the whole thing. What we need is a ra- tional appraisal of the situation, Letters to The Daily should be mailed to the Editorial Di- rector or delivered to M a r y Rafferty in the Student Pub- lications business office in the Michigan Daily building. Let- ters should be typed, double- spaced and normally should not exceed 250 words. The Editorial Directors reserve the right to edit all letters sub- mitted. op . 500!!W we , E . . ' a F s, i ,,: : '": : f 4 ' ' 5f " r. , y: Y j'T Ufa rt:. - . r, r-. .ij The triumph of violence in the American setting .." ... "I will prove, your hon be damaged financially bor, that my client will by the 'no fault' insur. ance 'concept." Letters to The Dail 'U' public relations To The Daily: f RATHER THAN rebut Jona- than Miller's column "" PR: Case for extinction?" (Daily, Jan. 16) point by point, and realizing that Mr. Miller's charges are probably not widely shared by The Daily's editorial staff, let it be noted that Information Services' releases and telephoned information are highly respected by the mass media. Among the replies received from reporters during a current mailing list revision here are: "Good work" - Los Angeles Times. "Your releases are among the best I receive - Always topical and well-written" - free-lance science writer. "Stories interesting - well writ- ten" - Saginaw News. "Especially enjoy interpretation of current events by professors - we often follow up on these" - WKAR, East Lansing. "Congratulations, I think you do an excellent job" - Clinical Trends magazine. "Very fine. Keep 'em coming"- Intellectual Digest. Joel S. Berger Director of Information Services Jan. 17 By MARK DILLEN REMEMBER that day a few years back when H. Rap Brown said thatbviolence was "as Ameri- can as cherry pie?" There he was, accosting the microphones and television cameras, speaking in the defiant, punctuated tones that were to become so popularized and imitated among the radical chic. And there was most of America on the other side, behind their tele- vision sets somewhere in suburbia, becoming frightened and defen- sive, angered that a "colored" had called them "honkies." While it is probably too much to call Mr. Brown a forgotten prophet now, we should note that the passing of another year brought with it a new chapter in the violence this country seems hell-bent on subjecting itself and the world to. Even discounting America's foreign, more subtle role as Chief Arms Supplier to the world and her triumph of tech- nological mass destruction in In- dochina, a certain peculiar fascin- ation exists for destroying our- selves at home, and in a manner which dwarfs the exploits of our Wild West gunmen heroes. FOR THE BENEFIT of those familiar only with the relatively) low number of violent crimes in "civilized" Ann Arbor, it might be worthwhile to consider again that most of this nation's cities were the sites of more murders, rapes and assaults last year than ever before and that the indifference of such middle class havens as Ann Arbor only contributes to it. And really it is quite remark- able that everyone - including the cities themselves - seems so willing to let the conditions which promote urban decay continue. Urban newspapers, once forums for enraged public outcrys against the fact that city dwellers could no longer walk the streets at night safely, now drolly recite the latest crimes. But now, because of the continuing exodus to the suburbs of everyone who can possibly make it out, it matters little because in the average-sized city there is not much left to see. The national magazines, for their part, need something a bit more flashy in ta.1kinra ahout society's self-de-. and General Motors. So, while waiting to leave, Detroiters may derive some satisfaction in beating the odds -about one in 10.000 - that they will be murdered. (If this figure ever fails to impress, it may be added that recent figures indicate the Motor City has the highest rate of increase in the occurrence of venereal disease.) BUT SUCH attitudes are a rather luxurious pastime to be indulged in only in the presence of something to stop the decay of the cities. And the frightened and defensive, having completed their flight away from the cities, are no more inclined to help the cause than when the rhetorical Brown promised that "if America didn't come around, black people were going to burn it down." Nixon, after promising to save the cities in 1968, has ignored the issue com- pletely, recently resorting to the tired methods of establishing com- mittees - such as his October. 1971 appointment of a National Commission of Criminal Justice "to devise means of reducing crime." The most state govern- ments have been able to commit themselves is to reimbursing vic- tims of crime. NEITHER METHOD, of course, is going to do much to make the cities or the country at large less attached to violence on an imme- diate level. Not while racism, a loss of values, poor education and economic oppression focus in the current neglect of the cities. But it is already public knowledge that over half of the crime in big cities is related to heroin and that a cii y like Detroit - which spends about $5 million annually in methadone and other social pro- grams for addicts - needs about ten times as much to begin to turn around the immediate problem. SO, TO BROTHER RAP, shot last year w'hile holding up a pre- dominantly black bar in New York City, we might someday want to give some recognition. That is, if we all come around before Amer- ica shoots itself into the ground f D(1 WLT TO RUK) /- ALI Aki .3r tO- LkN4AI 115- OM,Yi'A!4. AM02 (HOW AE C/a r5o((.6 )UT OF IC6 05 WHFAT / A 71-Ok) 4RA -m d K 4 17 PFV/(TA L. l7F ILOULAI Et AbbL-'Th6 PAV WX ( r