By RACHAEL A. SWEE Y c. "ITS Hl'I*tING the ho over homes.· holds again, • Montallm id. "If • 1 revol ? • HOWEVER, HE SAID no matter what happens ith health care reform, nior citi­ zens will not be left out in t cold. "Seniors are some of our most vocal, active citizens and no on wants to hurt them,· Carr id." (Lawmak ) will be working to the beet of our ability to make ure niora are not going to be falling through the cracks • Carr id Congress may try to develop relativelyinexpen­ sive private insurance cover­ age for the elderly but any' specifics will not be narrowed down until the spring. There would probably still be federal coverage similar to Medicare, but. it 0 ld mi.ght ta By Klmb rly Whit c. 1,.,.N.w. S.rvlc. tional competitive manner, it will make the transition to the workplace difficult for them and their employers. Teaching tudents how to reach group consensus and em­ ploy group analytical skills . growing in importance, Flagter said. through t� existence of compe­ tition. need to learn different kills that will ist them in uceeesfully adapting to the workplace, Ryan said teach at Andrews Ele­ mentary School have alr dy been teaching ome of these skills to their students. "Several teachers from my building have gone toconfer­ ences where they've learned co­ operativ-e techniques, and are applying them in the classroom," Ryan said. Presently, no group or individual has sought to es­ tablish a charter school in Three· Rivers' chool district, said Dr. Allen. Three Rivers Community School Dis . ct DBI!� �78 serving grad K-12 a tuden: t ceordi to 1 sus Bureau information. LANSING - Educator in Three Rivers are not certain that charter schools are the answer to improving public education, but they do believe changes in public school education are n ry to maintain competitiveness. Under recently passed legis­ lation, charter schools - or pub­ lic school academies, are defined . as nonprofit corporations. They may be established by school dis­ trict boards, intermediate school boards, the board of a commu­ nity college, the governing board of a state public university or a ce tied teacher. t:i-re not out to destrOy the � pabiic chool sy!rtem ... we're just looking for more innovative ways of educating children, " said Tim Goodrich, chief of s�ff for Sen. Paul Wartner, �Portage. Goodrich compared the im­ plementation of charter schools to the break-up of the Bell Tele­ phone system, saying the intent behind forming charter schools is to foster continuous improve­ ment in public educat ion soon. . "I would li e health insur­ ance but it's too expensive," Chandler said. "It' impossi­ ble to pay for it working 25 hours a week on minimum wage." Chandler currently relies on Medicare to cover all' her health care costs. "I THINK WE'VE done a very goodjob so farteachingchil­ dren, but we need to redefine our curriculum and adapt to these changed needs," said Dr. Janet Allen, superintendent for Three Rivers Area Schools. Dr. Allen said that such skills as technological, cooperative working and team skills as well as critical thinking need to be emphasized in schools. Although children are learning in public schools, Dr. Allen said the expec­ tations of the community and t workplace changed. According to DIe Flagter, U niserv director for the Three Rivers area Michigan Education Association, workplace condi­ tions and ethics are slowly changing in the United States. "The individual effort we all worked under in the United States is changing to a coopera­ tive environment," Flagter said. He added that if students aren't taught to work coopera­ tively instead of in the tradi- HE ADDED THAT state government hould rebuild the public education system with uniformity and more equitable funding in lieu of offering alter­ natives in the form of charter schools. . "The infrastructure and the technology just aren't in th cl room,· agter . Dan ya nclpal of An- drews Elementary School in Three Rivers, agreed that more equitable funding for public schools-is needed. "I'm certainly in favor of equal education for all. We certainly have areas in the state which receive more money per pupil than we do, and I question the fairness of that, " Ryan said. Contending that students do MEDICARE IS THE fed­ eral heath care insurance pro­ gram for people 65 and over. Eligibility is based mainly on qualifications for Social S�- ·tf· However, there are limitS- • nsurance Though Michigan's cost of auto insurance ranks 19th high- . est in the Union,' factors such as these make it higher than it should be, McKeague said. Even though Michigan's no-fault law was designed to lower the num­ ber of lawsuits for benefits, there are still more suits than there should be, she added. "Costs for lawyers and rnedi­ cal benefits drive insurance (OO8ts) up," McKeague said. than the rate of inflation, said the director of government rela­ tions at the Michigan Chamber of Commerce. If the state can get a handle on the price of health care, the 008t of insurance will go down, Nancy McKeague said. "The largest costs in auto in­ surance are to pay for damage to the vehicle and damage to the person," McKeague said. By Jennifer L Summerfelt C.plml N.w. Servlc. LANSING - No one enjoys paying for auto insurance, and many motorists feel it 008ts too much, but how did it get so high in Michigan in the first place? It is no wonder auto insur­ ance in Michigan is so high with the 008t of medical care and the price of new cars rising faster WILLIAM BALLENGER, editor and publisher of Inside Michigan Politics newsletter, said our insurance prices are so high because Michigan is the only state that has unlimited medical benefits. ·We are not the most expen­ sive state, but rates would be lower if we had some sort of cap on benefits," Ballenger said. Insurance companies are un­ der enormous pressure because there is no ceiling on the amount of benefits that can be awarded for an accident, Ballenger said. All Michigan motorists must carry unlimited personal injury coverage, but less than 1 percent of drivers per year use over 1 million, Ballenger said. "Even though just a sliver of 1 peroent (of motorists) get such huge amounts, they get a lot of attention,· Ballenger said. "Companies are forced to jack up rates for the rest of the popula­ tion." . Doug Cruce, president of the Michigan Insurance Federation, said factors such as carjacking help raise the cost of insurance. , W' know th.u for a lot ol , -opl .. 111 ' Am ., 1<' an clr 'am of I II tng a hom'. �m� lik � an impos-r! I . dr ';1tn- until I1m\ t .on 'n<. .r. \\ . \ ' d ''''gll . I ,a n .\'\ t11ortg.lg , a Iordahiliry program wh 'r' th • up front 'o"h art' "lIrpn"lI1gly 10\\ In I.t 't .. your.out of-p 'k '1 � 'n. I� I .�� than l.ul ot \\ hat n�()"l I -n I 'r" require An I. It'" Ll gr 'at wa t( tak a lvantage ( f t( lay � 10\\ II1t -r ·..,t rat '" f< hnd out how : ou c an turn your or 'am tnto r 'alit . jUM 'all I-H< -22H-.�2()2.1n I ",,1.. for .l \1oT1g.lg' ftord.lhtllt} H 'I rc -ruauv . Deidr Lee nd h r ni ce, A hley Robin on. both of Detroit. enjoy Hudson' -A rri ge of Style- brid I how at the Southfield P villon. LIN III Se AUTO, B5