Insurance illustration
Mutual Funds at your bank
More than 100 larg banks have tarted their own mutual funds
famili ,and thousands more ell funds of other institutions. Why? With
inte t rat on CD tuck at 3 percent or I • bank customers have
n hitting m n y out of CD into higher yielding bond mutual fund.
Some of th funds earn returns of 6 p rcent or more.
Banking and inve ting und r one roof can be convenient. Often you
will receive on integrated account tatement linking your accounts and
trans nons for quick. y reference. At many banks, you can receive
the arne kind of consultation you'd get at a brokerage am pay the same
ales charge, typically 4 to 6 percent of your investment.
But b [or you t on your banker' recommendations, check how
the funds compare hers that ilar objective .
Talk to an agent about life insuran • and sooner or later you'll ee
a policy illustration. This is the sal tool that how you how well a
cash value policy could perform over tim.
THE UMBE WHICH represent the cash-vatu buildup over
2 years or mol' can be impres ive. But i this reali tic? And how does
tht policy compare with others?
e ational Insurance Consumer Organization is offering it' "rate
of return" ervice. This service gives an estimate of a' "real" return on a
cash-vatu policy by comparing it with what you get if you buy term
and invest the difference. The analy i estimates what you'd have to
earn by investing the difference in order to out-perform the illustrated
policy. The higher the rate of return, the better the policy.
If you'd like more information, write the National Insurance Con­
umer Organization. Alexandria. Va.
inc
T community b idea follow eli n' un-
veiling I t week of plan for 10 empowennent zon
where b in could get big b for hirin
wor e .pl another 100 enterprise zon for mailer
incentiv . Clinton directed federal encies to target
3 billion to the empowerment zon aoo enterp .
communities.
Clinton' plan would cost taxp yers $5.1 billion
over five years, and the 10 empowennent zones would
get 75 percent of the money. An empowennent zon
could include no more than 200,000 people.
d exec iv
it h rd or
t tumon
d Oeor Ho
nior Vice p ident of Zio
N tional B nk,
"They will only be in t
creating affordabl ho i
i return," he aid.
Hoffman w one 0
perts who tried to sort
que tions in the tat'
housing crunch during
cion.
A comprehensive plan i needed
to the cri i , eccording to peak-
e on th panel.
Utah' population grow at about
30,000 residen year. Virt llyall
the tat ' rental uni are full, p h­
ing ren up. And there i d perat
demand for reasonably priced family
hom.
Jack on, labor activi t
ar(i t d in NLR prot t
WA HINGTO (AP)- The Rev.
Je e J n and 24 labor activi
were arrested recently after a noisy
prot t that blocked the lobby of the
National Labor Relations Board for
about an hour.
They were charged with di or­
derly conduct and released, police
aid.
Jac on was with a group of
about 150 to 200 protesters seeking
a board more yrnpatbetic to labor,
along with legi lation to accord more
security to union workers.
U We will fight harder than ever
for labor law reform, and for a fai r
and just National Labor Relations
Board," Jackson aid.
The protest was organized by the
Amalgamated Clothing am Textile
Workers Union.
DEM
DI
"JU TI
flag-draped coffin that they aid rep­
resented the death of worker rights.
Jac on and other labor leaders
who were arrested were accompa­
nied by Earley Mae Wallace, who
was fired from herjob at Earle Indus­
tries, a garment bag factory in Earle,
Ark., for union organizing activities.
"She i a pivotal figure in the
Racial feud
sparks Jackson
stabbings
�ING. Ml-A dispute be-
tween B M\6Lim inmates am
white the lDpl1ali- •
, zation offOla"Wlite . n
gtads with knife wouOOs.
Dep� Wardm Travis Jones
was s�rdcd for seven days Fri­
day after he aiticizcd W8IdenJohn
Jabearxlaprison�logist�m
plight of world ng poor women in the
South," Jackson said .•• She does not
want welfare, she do not want to be
inspired negatively by workfare, she
just wants to be treated fairly in the
workplace. "
Jackson and other leaders vowed
to hold protests at NLRB offic
around the country on May 27.
blaned 1he inddaUon BlackMlB­
lims.
No one has been cmuFt yet in
the attaclcs, which occurred pris­
oners returned from a recreation
yard.
A prison psychologist ug­
in an April 17 merm ,>.Jabe
the attacks were orchestrated
bya powttba;e"ofBI�
inmatrs o� wxIer the guise
of Muslim organizatiom.
Prisoners on Jackson' I CelJ
Block 4 have been confined 10 their
cells for three weeks.
HOFFMAN SAID elimination .
of tax breaks on capital gairs and
depreciation have made it more dif­
ficult for developers to build profit­
able rental unit and keep rents
within range.
He aid cities hould consider do­
ing away with excessive building
standards, which add 10-15 percent
to construction co ts.
William Erickson, director of the
Utah Housing Finance Agency, aid
solutions need to deal with all of the
housing market, from homelessness
and low-income rental uni to first­
time home buyers and top-dollar
homes.
Otherwise, he said the hortage
only will shift from one ector of the
market to another.
Nonprofit housing authoriti
have an important role in' easing the
e�.!gt?n,cy, �ld Car!_lnoway, �irec­
tor of the Utah on-profit Housing
Corporation.
They can build less expensively
because they don't require a profit.
And they have access to orne fed­
eral funds that private investors and
city government don't lnoway aid.
I
Starting a new bu
From m � r eorporatio t
r hty. Whether y u are forced to
cho to, t run a b ID an be
wh nco id ring that mo t n w b i
First ndforemot,ifyou'r plannin to tartyourownb
must e kn wled eable about t market and the product or
plan t provid .
Develop a b in plan by eonsulnn With expe from mall
busin d velopment centers. T e centers are often found on college
camp . The counselors there will be objective and can give you a
do e of reality.
A usin plan will outline your goal and objectiv and erve a
benchmark to m ure your progress, Small busi development
centers can also help you find the money you'll need. Talk with
ucc ful busi owners who can share with you the ide that helped
them et tarted.·
now," th demonstrators marched
from a nearby park wit� signs and a
The cost of unhealthy habits
According to the American Medical Association, unhealthy habits
co t the nation more than 142 billion dollars every year. Related ex­
pense, u h as 10 t produ tivity, boo t the total to more than $189
billion annually.
Smoking accounts for the biggest financial drain. Health-care costs
r ulting from moking-related disorders total $22 billion yearly, three­
quarters of It pent on people under the age of 65.
In 19 . the ovemment helled out more than $4 billion in Medicare
and Medicaid paymen for tobacco-related illnesses. Tobacco use is
blamed for 500. deaths annually, and a counts for 32 percent of fatal
can rs. 21 per ent of fatal heart di ease and percent of fatal chronic
lung dr e.
MARV'S
TIRE AND WHEEL, INC.
New. Uetd TIta
O,E,". W'hftb
Ouomc Acca..orics • Whftu
WAJ.vtN PLOWEkS, 51 .• o.aa'
IlLUVIN JILOWEIS.]I,. Co-OwOCf
(H}) )37·7)3}
1833) . 7 MIlE
1 BLOCKS W. Of
SOl.J'mF1El.I) X- A Y
Chari \' Ro: is ho t of the nationally yndicated radio program,
Your P nona! Finance, and is author of The best of Your Per onal
Finan e and til newly published Your Commonsense Guide to Finan­
cial Plann 'ng.
Black�official call for
·boyco of new paper
"It c( ntmue tin. ult ur tnt 11t­
gen e by re u 10 to admit that
Bla, d erv th ir fair har 0-
normcally and politically .... The
have a right to behave in a ra ist
1 rre ponsible manner and we have a
right to r fuse to upport them," the
leaflet aid.
The Chroni le h written everal
recent articl about the county pay­
ing $1.54 million f r alleged hoddy
workman hip by employee of
Speed y Temporary Employment
Services in constructing idewalks
near schools.
P EDY TEMP RY i
owned by tate Sen. Chari Walker.
• 'One of our reporter wa
warned by an employee of a politi­
cian tha a boycott would organ­
ized if we di not di continue our
inve n arion.' aid Julian Miller,
the new paper' gen ral manager.
Walker refused to comment about
the boycott. Miller aid 28 rub nb­
ers had called the new paper '>0-
day to cancel their ub criptions.
DARRELL JEROME BANKS
ATTORNEY AT LAW
call:
(313) 865-3619
•
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MANAGER
11515JOSEPH CAMPAU
DETROIT, MI48212
Over 30 Years' Experience
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313 8et-0033
FAX - 815 521-'133
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Located 1a Serve YO!J
863'J222
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