I U II.\' ; II (J.\'.\' / 1-' ill {III ( , ( I .\ Dollars & Sense By Byron Elson CHARLES ROSS Top home remodeling job YOUR PERSO FI ANC The living trust dIld and p y Losing your credit cards \ fir pi c i anoth r popular way t cnha your hom . Matcrial and instalJa­ ti n can co t ar und S ,1 Wh th r you're remodelin you home to ell it, or for dded comfort converti ng an attic to bedroom i a popular proj ct to undertak and will co t about 5, . Adding Charles Ro. . ho t 0/ the ndicated radio how, "Your Per onal Finane ", and author of Til B to/Your Per onal Finane. d r income. B the d cision 10 mea n n- d ductibl IRA contribution on your pe nal financial itu tion.1f vin for home colle e educ tion, you m y want to del y making non-d - ductible IRA contributions for a fe ye rs. On the her h nd, if you I­ re dy mel the e pre-retirement fin nci I needs, co ider inve ling in IRA . CPA pomt out lh I the gre re t t - ving d not lie within the initi I IRA contribution, but ther in the tax-free compound­ ing of eamin . oney BY CHARl...ES J. GIVENS Your aut mobile extended w rranty may nly "guarantee" you'll 10 money. More than half f all new and u ed c r buyer re c reed by lh ale­ man Into a ervice contract call d an automobile extended warranty. T chnically th r­ vice contra t p Y for repair or m intenance not covered by th m nufacturer' warranty or for covered repairs fter the origi­ nal warranty run out. Your problem i that there I financial plan. Here' how n uto de ler­ hip can turn your uto ex­ tended warranty premium into pur profit. In order to keep your ori i­ nal and extended w rranty . valid, you are required to bring your car in every few month for oil change lubric tion and other reQuired p id-for-by-you maintenance not covered in your warranty. After ju t a few vi it , between the SS� per hour 1 bor '��������"""nM��-'����"�l . gof .h,u rmun and pr J< . lent 01 ITII1Unt .auonx. Inc. of to_ troll. ardc tkat an extended warranty can tum out to be one of the wor t choice in your op ra­ tions In r e tate development. tel - rnmurucauon ,dnu til ' entertamrn nt I ndu 1 e . The company 'W' r .cntly named C mpany () the Y car h) Bla ntcrpn m \�attne. Sofa develops curves Did you know that ... DON BARDEN Mic;higan CiCz is now fully indexed and available for reference in electronic format back to 1991 in ETHNIC NEWSWATCH, a new full text multicultural general reference database on COROM. The upholstered sofa t k on an unfamili r 100 abo 182Q. The trai ht back, leg d irnplicity of the earlier herato style were replaced by the cu ed and carved featur of the Em Ire period. The arms were curved and padded and often curled over a small tubular pil­ low. The back was flat but the top rail stopped partway and was carved with flowers or fruit. The legs could be winged paws or fish. The best New York-made ex­ amples were painted and decorated Wi�h ld leaf. Other areas preferred da carved mahogany. Few re roductions have en made of the carved Empire fa. The sofas are usually uncomfortable with hard seats and carvings that can poke from the back. The attractive arms are use­ ful if you half- recline on the sofa. A ood antique mahogany fa of this style is still a bargain in the shops for less than $3,500. GMAC announce .executive promotion had .cn pr muted 1 VI P '. id nt of cncral Motors Ace p­ lane' C rp ratron. Jon' \vIII a! urn' re. P tbilny f r retail rat '� and plan. adrmru: tra­ u fl. and ornmer ial Imancm . Jon .� ... L, and r srd .nt ot Farm­ inut n HIIL.J In dGMA 'In 17 . MiGhigan Citiz n i one f mor than seventy newspapers publi h d by the(ethnic and minority pre s in America (African American, Arab and Middle Eastern, Ian American, Europe In/ Eastern European, His­ panic/Latino, Jewi hand Native American) th t r now part of th DAVID L JONES Angela Bradley. receives promo ion '* '* '* Q. fy m t I plate h a litho raph d ne in the center picturin John mith and Pocahonta . It "1607-1907, Jame town" on th .. border. The back i marked "Vienna rt PI te." C n you tell me the a e anod v lue? A. The lithogr phed-mctal Vienn An plates or serving tray were made in Cochecton, Ohio, by two different firms, I.F. Mee Tuscarora Adver­ tising Company and H D. Beach's Standard Advertismg Company. They mad the rt plates and many other tin dvern In piec s. Many of the desi ns re copied from the Roy I Vienn rcelam plates made in Europe. Your plate om­ m morat th h anrnv rsary f the settl m nt In 1 me' t wn, Va It is worth ut 9 . 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