, Dollars & Sense by Bryon Elson • tress. Antiques by Ralph & Terry Kovel DAILYBREA The automatic bread-making machine has brought hornem de loaf of bread into many homes. Bread was mad and sold by bakers from the early colonial days. There were fireplaces for heat and cooking, and only few had bake ovens. By the 19th century, stoves were in use and ovens were v Hable. Most families purchased baker's bread in the summer to help keep the house from overheating, but homemade bread was considered better, tastier and more healthful. The wealthy ate homemade bread m de by their ser­ vants; the middle c1 bought bre d. The cookbooks of those days said, "Knead the dough for 4S minutes to an hour, without a pause." Bread was served t every meal and usually on pedal bread plate, most of which were made of pressed glass or carved wood. Decorated silver or porcelain bread plates were also made for spe­ .cial dinner parties. They were usual­ ly oval. It was a sensible shape because bread was mad in a long or a round loaf. It was sliced at the table; it was not until the 1940s that most bread was machine-sliced. *** Q. I h ve an iron Franklin fireplace that came out or aD early home in Maine. I round Franklin tove in the library boo ,but there w no mention or the Fr .. nklin fireplace. I'd like to know more about it. . A. The Franklin rove i nam d for its inventoCt,.the famous Benjamin Franklin. In 174S, the first of his heating devic was offered for Ie in New England. The stove-was real- . ly a cast-iron fireplace with blowers and a flue. In order to fit an exi ting brick fireplace, som Franklin were made with added hood or id piece . Many versions of the tove w re patented nd mad by other manufacturer, but almost aJI of them were n med for Franklin. By the early 19th century, the Franklin fireplace like yours w being sold. It consi ed of cast-iron frame with a b ck and sides for the firepl ce pening. Thi new type of Franklin was che per, e ier to install nd sold well. *** For copy of Kovel "n w hookl t, "Care Feeding of Boo & Pa r Collectibl ," nd 2 nd long, st mped (S2 en), lf-addr d envelope to: Kovel , P.O. Box 22900. Beac ood, Ohio 44122. 1992 y Kin F ature ynd ...:.' for, t 1mJ tions for our nanonau elected rep ent tiv ? Limit Terms () Should ot Limit Terms () . In the 1 t congr tonal the average number of term amen Con ional Bl C u (CBC) memb w y I Collecting Bl k memorabilia i an inv tment that com down to more than just dollars and cents. Some people collect as a hobby. They visit rummage ales, flea markets and grandmother' attic. earching out Black memora ilia. Some hop that in th long run, th item will pay off at auction time. Old advertisement featuring Bla k characters and caricature. documents on. the lave trade, early Black dolls nd Black po tage tamps may co t only a few dollars today, but could be worth hundreds of dollars in th future. An Aunt Jemima cookie jar worth 0 three years ago may be worth 5 today. Slave chains that old for $500 a few now bring as much as The Graying of America The American population overall is older than ever before. and the traditional family living arran ement i giving way to a new kind of dome - tic unit where eniorcitiz ns, wh are triends, come together under one roof. They do thi for protection, i n­ dependence and for the oconomic of pooling resource, living better to­ gether than they could if they lived alone. Thi kind of living arrangement al 0 keep people out ot nu ing home until ab lut Iy n . ary. at­ lowing for more pe nal avmg. In 1989', there were 9. million Americans in the 75 to 4 a e roup. 13 times more than in 1 . Women account for 63 perc nt of the elderly. Seventy-five percent of the elderly poor are women and th y re- forgi ng new relationship with thi leap in longevity. Consideri n these facts, ociety may have to rethink mandatory re­ tirement age and entitlement pro­ gram for the eld rly. Remodeling to Resale Know Your Social Security Benefits I'hcy wash d: hex, IC'm hOI cs and office buildin 1 or harvc t .rop -and ar paid In C' h. In tht Oi1 t under round C onom " what hap- n m ra gr up bav th derson, Detroit Urban League; and Mary Lou Bri non, GT at Bntton Facilitators. Brown & Williamson h com­ mitted nearly 700,000 in new funding for local nonprofit com­ munity ervices. . omination form ar available at many area r tail store. To ob­ tain program information and form call 1-800-341-5211, or by writing to: Th KOOL Achiever Award, P.O. Box 3 090, Low - ville, KY_40232. Ph n :nl3) -)-1 I I r Fir tHorne? First Home Mortgage? Firs Federal. � Loan tart Pre-Qualifi ou For ortga Finan in fore ou Bu Home.· 'I he fir t rep toward buviru; tI)J( horne I when �()U ,tep mro JO\ Fir t lcdcr.tl (If icc and JI pl� tor J tree [::::J Loan tart "Prc-Qualihcanon Certificate." Once \OU hJ\C 1(. It tell- the db vou'rc .. cnou buyer. 'lhut' J hlg edge. \n I the [::::J Rue Pro ecuon Plan "lock -10" vour mortu ge mrcre t t J \ crv compcnuv c rate. That' pCJ C 0 rnmd. cc the fiend" people J( lir t I cdcr.rl for l]CtJtI . Thcv nuke firunuru; vour fir thorne. the IJ t thmz � (Ill hav c to \\ orr: t out. IT - norninati ns rc n w bing pted for th 1 3 Detroit KOOL Achiever A ard, whi b reco niz outstandm v 1- unte rs and 1 d IS workin to I rn­ prov th quali ty of life Th 1 0 trou KOOL Reginald A. Ball, a U.S. S cret rvice ag nt who grew up in Detroit and volunt tutor for inner- ity chrldr nat th Reginald M Kcnzi Founda­ tion. The i Detroi t KOOL Achiever, who will b le t d CHAR ES - ROSS YOUR �ERSONAL FINANCE pc wh 0 employers fail to pay 0- cial Security taxc '? The workers may find that they w n 't re ive a monthly I I unty h ck t a time when they need it m t. Any employ r payin a worker at lear t 50 in a quarter of the year ow Social cunty taxe . To qualify or Social cunty, you m rke a d'Into t. sy t abo . If you were a full-time worker who retired at 65 after a lifetime f minimum wage work, you would qualify for a monthly ch ck of about $5 . The average heck i about $ O. Call your local Social S urity of­ flee and ask for a PeT'S nal Earni n and Benefit Statement t et an idea of how much you h ve earned and how mu h you will r eivc at retire­ m nt. Community Reinvestment Act The Community Reinve trnent A t of 1977 requir the Federal Re- erve and other federal financial regulatory agenci to determine if banks and aving and I an rrstitu­ tion arc meting the cr dit need of their entir community. Thn obIt a­ tion extends o Bla k net hborho ds 0,; hich hav cen th r cus f di - harl ,,; Ross i ho t of til nation- Thanks for sticking 'th us. H pow R TO B COM . (5) .1 in E R FDI In ur·d : II u w rd :-\ 'f'nu . { troit. :-'li hi