TIlE no' 200
newspapers have been, am remain,
a torch lighting the road k)W8Id
. m tons, Ithas n tresingle
merican instituti n that has ught
ut, am p ned the
needs, SILX::CC:sses aJXl trials of Baclcs.
ThrougOOut til: years, Blaclcs in
the b iress of publish.in8, such es
Marc Garvey, have waged a con­
tinuing uuggt agairst th overt
� covert racism - a truggIe in
which.ire majority press has played
a very gligib! am sorredrres in­
n mma ry role.
IrBI k readers, ard treir Deity,
actually deal with tre reality of our
comition in America, there will bea
realization that the fuOOamental is-
affecting \.5 are rot, am have 00
n to ,ire proviree of til:
white p " Iftre tate 0 equality is
to ever , it will hLlve to corre from
peool woo look, ar'k1 thfuk.likc you
and Ire, '
Tbe corsemporary powers that
are in place for Blacks arc tre press­
and our elected officials. An ex­
ample of tre leac.1etship am ad-
ing carried out by tre
131 k P into the 1 is tre
group , Mid-Winter Convention
thi January ..
With 40 African Americans
planning to en r tre halls of Con­
g thi ion, the National
N v pa r Puolisbers iation
(NNP A) is ting a f nun with
them � di ard deliver the con-
cems of their readers about tbe
present tate of publiC policy.
ENTI1LED "TIlE P
and Politi : A Partrership for Black
America," this forum will facilitate
'the Black power molding vital to
Blacks gaining louder voices In
American iety.
A uni n of Black b iress pub­
listers and elected officials, such as
Virginia Governor L Douglas
Wilder and Congressman-elect
Alcee Hasti.ng;, bodes well for belp­
ing elevate tre level ard volurre of
African American voices and dis­
cussi n f tbeir ' ues.
Tremajorityofwhi legisJa IS,
and rredia, have deenp1 any at­
mpt by tbe fedeml gOvernID:n1 to
legislate an improvemen1 in the so-
'at coooiti of Black ani poor
people in the United _ States, "ir­
relevant" 'Ire ircreased nutnberof
Blacks in tre nati nal legislature in
1 can have ignificant impact on
forging better pu lie policy for
Bl �,
I r the Black P acts in coreert
with the new Bla k political
powers, together they have the
power to break ur past cycle of
'at and nomi "exclusi n,"
a matter of pursuing tbeir
, bisi in res tre publish-
ers 0 white�rica'� rewspapers
eem to have never heard of
ceo mic racism, and from tbeir ac­
ti ppe to no plane; 00
anything a ut it
V of us who
crave intcgrati n, at all cos , will
admit that provide arx1 foresight
f r BI will nly come from our
establi red instituti ,1b! r-
rate media ntinually dis-
missed the expl itative poll '
the American government, i jlK!i­
cia! m, employrrent pa rns
and overall nditi ns of Blacks.
All Blac reed deal with a
faet presented by Black publishers
through ire years: '''The only Ie
w
Budg tlng
Budgeting i a tool for cal. fit­
ne . If getting your finance
together for '93 is your Objective,
developing a budget hould b at the
top of your Ii t of priorities. By
usin a budget your re aying, in
effect, th t your finance are impor­
tant and that you are willing to use
all the tools at your disposal to be
successful.
Here are orne tips: First, a
budget hould be written down. A
l�llSINESS
T X
Consum re con erned bout
what will h ppen to the economy
thi year. Getting your fin nee
together will help insure th t you
will be ble to we ther ny
economic torm. One that i
ometime overloo ed i taxes.
��mu expect a big refund thi
year, file early. By th end of thi
month your employer must end you
a W-2 tatement. But don't ait
until you get your W-2 tat ment to
e timate your taxe . U ing yourta t
pay tub, figure out your t xe b ed
on what you Think your deductions
and exemption will b If you
don't know, 100 at your 1991
return.
If your refund or the amount you
owe the government i going to be
vln /Inv
In ur nc
m
E min higher yield thi year
m y me n chan in your trategy.
In ddition to lookin at your
bud et, in uran nd tax need,
you need to co ely i pect where
you re iove tin your money.
Mortgage r te have tayed
below 9 percent, and th t' great if
you want' to buy ho e. But
vin rate ve remained low
1 o. One ye r CDs re yieldin
bout 3 percent and money mar et
ccounts bout 2.5 percent.
To m e ure you re getting the
bigge t bang for your buck, you
might w nt to co ider movin
ome of your money into potentially
higher yieldin inve tmen in the
stock market. Thi ume , of
course, th t you have bed away
t le t three mont expe e in a
vin ccount. 1..00 t growth-
oriented mutual funds, and if you
re income minded, both fund .
Charles Ross is the ho t of tM
nationally yndicated radio pro­
gram "Your Per onal Finance" and
the author of"The Best of Your Per- .
sonal Finance."
Elaine McMahon, senior vice president of Commerical Banking at Comerica Bank, presents a $5,000
check to Thomas M. Rozek, preSident, Children's Hospital of Michigan (right), to brighten the holidays
for the hospital's young patients. Assisting is Willie G. Upscomb, Jr., chief judge pro-tern, 36th Distria
__ . __ C.;:;..ou.;;;..; rt. Comerica donated $2 to the hospital for transaction conducted at its automated teller
machine (A ) in the 36th District Court Building during £tie nallday' sasso'n. "'The'moiieY-Vim be used
to Rep ents for the children. ---
To obtain information about
these products, write to P & S
Concepts, Inc., 903 North Pol­
lard Street, Suite #6, Arlington,
.Yirginia 22203-1951 or call
(703) 243-6079.
Survival Book: For the
Id-home and it wner
1,500 companies specializing in
"lost crafts" such as stained glass,
custom millwork, and reproduction
furniture. Listings also include spe­
cialized companies who will custom
duplicate your intricate woodwork
and hardware, paint your house in
historically accurate colors, and
reline your chimney.
THE OHJ CATALOG is
produced by the editors of Old­
House Journal magazine, the only
publication devoted completly to
the restoration of pre-1940 homes.
OHJ carefully screens each of the
companies listed in its Catalog, en-
uring that the materials provided
are of the strength, timelessness and
quality that older homes demand.
The Old-House Journal Catalog
is available at selected bookstores,
or for $19.95 postpaid from Old­
Hou e Journal, 2 Main Street,
Gloucester, MA 01930.
,
DO YOU RECOG IZ
IG S?
ride i
ing cone p
, Afrocentric Products appeal cards, baby and wedding shower
to sense of Black Pride aimed at invitation, gift wrap for all types
African American consumers, of occasions, hats, articles of
seeking to purcha e afrocentric clothing, umbrellas, and games
merchandise and to display their all at affordable prices. Their
cultural heritage with various products range in price from
products, $4.00 to $25. .
This unique direct mail busi- The owners
�"""��e.ct lzes -i _ ...... ---du ;old
afrocentric merchandi e, roo back guarant • provided
provide convenience to con- that t e merchandise is returned
sumcrs by offering delivery in re-sellable condition.
directly to the consumers home.
In doing so, e company has
eliminated the need for African
American consumers to make ad­
ditional shopping trips.. ,
The company sells quality
cultural ite such a greeting
Manufacturer 0 Weather hilt BOlli
460 E. SS� te'·_ Coo" �De, TN os·
In Michigan (313)869-0033
" WILL SAVE YOU TIME AND MONEY"
THEHAL-B
,
HOME ADVANTAGE
Thousands of older homes aero
the country require restoration and
renovation. But many are not
receiving that needed facelift. In-
tead, they are being remodeled with
uninteresting, non-traditional
materials. Why? Because too often
their owners are turned away by the
excuse: "Sorry, they just don't
make that anymore."
For all you discouraged old­
home owners, the 1993 Old-House
Journal Catalog is the answer!
Can't find that six-foot long
clawfoot tub you've beeri searchlng
for at your local yard ale?
Look through the 270-page,
newly-updated Old-House .Journal
Catalog, called "the Yellow Pages
of Restoration." Pedestal inks,
push-buuon light switches, wide­
wood flooring, Victorian tile, ornate
fireplace mantels, and tin-ceil­
ings ... over 10,000 "hard-to-find"
restoration products and service .
Here you will find more than
- Hlghe quality
:- Flexlblllty
- Gu r nteed Prlc
- On-TIme Dellv ry
- R-30 Weath rblll Tru.
...:.. Computerlz d D Ign and Engineering
- Energy Savings J
- Skilled Crew. V
-
_..
"Hal-Bilt provided me with experienced workers, computerized design, an engineering
service, complete CAD design, and a product tailored fitted to my needs. I saved time
and in any business, Time is Money." -Lewis Tornmaso-General Contractor
.
"Panelized systems are obviously the coming trend in construction. Fixed materials
costs, structured integrity and predictable scheduling are going to make Hal-Bilt a
very valuable ally of the general contractor. " Greg Powell-E ction Contnrctor
"
om Design to Dry- n, you get it all-and more"
