C Would 00 well k> . H for ani 00ing for Corporatio and iOOivid frool aD walks oflifc in H tondug int> ttCr k> provide fuJm 10 that tl1: Republicam' con­ ven1ion would be a HU��m1cNk��m� 1D pera:nt Black city had pledged $43 I11i1OOn 10 pay for expe su:h � � layout of � 00fMl1ti0n. TIl: peopl from � city hit Black Eru!rprise calls "Ore of America ' Best Oties for Blacks," 1m exhibiled tre foresight that �uiItdi In 1�, tl1: Asnooorre Om­ vention �uOOerweI11a$110 I11i1OOn ICmvation 10 enlarge i ize anl vasatility so tmt it oould �ttna f1J!e� su:h � Rep\blican National� JbneofB Gold,anl nick- l1BJ1I:d tl1: nation's emgy �tal, beea of i1s petroleum prowess, am lm"pegged S� ety, be- IN 1HE HFAUY days 0 tl1: oil boom of tl1: 1a1C 1970; aoo early 1�, the city seemed on an _ ecommiclu:kystreak, ueeeoromy beaune 00tIcr than an Aug\5t atkr­ moo. Regtet18bIy, tl1: city's Cor­ tl.ns were � �ly tied to oil. WlI:n tl1: emrgy iOOlBtry statrd i� down-tum in tre 1� Hou;ton's fortuI1:s lradc:d South es well. But, ratb:r than l� down anl playing victim 'and oontplaining aOOut � problems, l-k>tmniarJ; began toCOtrentr"teon � busin:ss of a future. Hou; n's strength is in tre medical field Tre Texas Medi­ cal Center is the city's largest employer and highly respected aroum �world Spare techoology was � bringing with it rew bisiresses aIX1 employees. Houston's oomplete recovery was 00IJ: in a matter of live years, and is n is tre world's sixth busiest in �nm 0 tonnage, aOO tre city dominat:s US. oil am gas ex­ ploration. TWO AFRICAN AMERICAN wro are in step withHo ton'. "cando"attitudeatc Sormy �iah 0 the Ho\.5ton Defernr �r and F'Iirre1 Gillwn 0 tre Texas Printing Com­ pany. These. two, along with huOOreds 0 ptlu B � are part 0 til; fabric that make this city wrole. 1h! "am do" spirit 0 � people of � city, am i rometown can­ dida , are tre �ns they'� been Ie to p r �n during � �oftimes. . BUSINESS FINANCE To find out if you tuf to in b in th que tion : - Do I h ve enough id nce? ri t you If elf con- n entrepreneur, you m t believe in you If. - Do I h ve the confiden e in my ideas? You c n' t ell nything you ould not buy. - Am I willing to m ke crifice ? " 0 p in, no gain." -D I recognize opportunity? How c n thi wor for me? - Am I deci ive? You have to be, you're on your own. - Am I willing to le d by ex­ ample? Don't expect your employee to Partner hlp A partnership is defined as an as ociation of two or more persons who carry on as co-owner of a Incorporation Forming a corporation i no ea y propo ition. You'll n ed the a i­ tan e of an attorney to et one up. The major advantage are: With incorporation, it is much easier to raise capital through loans and the issuance of stock and bonds. Per- onalliability will be limited to the am unt of your inve tment. It' important to 0 that tb corporation i perpetual, livin on beyond it founder' illne or de tho Other adv nt ge include the v ilability of corporate enefl uch ions, comp ny nd health nd life i urance. On th down ide, corporatio involve more p perwor , requiring an additionl inve tment in time, nd ometime money. Even the he d of the corporation, you have I . personal control beca e you h ve to answer to toe holders nd a bo rd of directors. Charles Ros is the host of the nationally syndicated. radio pro­ gram, "Your Personal Finance" and author of The Best of Your Per­ sonal Finance. By LEN MOR PUBLICATIONS Heal th Observances Coming Up in Octob r Health ob ervance are special months, week, or days devoted to promoting particular health concern. Community group , teacher , health profe - sionals, church clubs and others can use th e special events to launch health promotion activitie , stimu­ late awaren of health ri ,or focus on di ease eradication. Free materials available. For ad­ ditional information or orne of ftlese materi Is pie contact the sponsor­ ing organization li ted below. All of the e ob ervance occur in tho month of October 1992. - DR t C neer A arene Month. National Alliance of Breast Cancer Organizations 1180 Avenue of the Americas 2nd Floor New York NY 10036 (212.) 2210:3300. A TIN: Public Affairs Desk. Pamphlets, po ters, kits, brochures are available. - Family Health Month. American Academy of Family Physicians 8880 Ward Parkway Kansas City MO 64114 (800) 274- 2237. AnN: Pub.ic Relations Of­ fice. - October 4-10, National Fire Prevention Week. National Fire Prevention Association 1 Bat­ terymarch Park Quincy MA 02269 (800) 344-3555; (617) 984-7270. ATTN: Public Affairs Department. Materials, kit, posters available. - October 5, Child Health Day. Department of Health and Human Services, Maternal and Child Health Bureau, Parklawn Building Room 912, 5600 Fishers Lane Rockville MD 20857 (301) 443-3163. ATTN: Deputy As­ sociate Director - October 11-17, National School Lunch Week. American School Food Service Association 1600 Duke Street 7th, Floor Alexandria VA 22314 (703) 739- 3900. A TIN: Communications Desk. Posters, pamphlets available. How the Military Will Help You Pay for College by Don M. Better­ ton. This book contains extensive information about scholarship and financial aid opportunities for stu­ dents going direcny to college after high school, including the service academies, ROTC programs, and . other pecial programs, as well as about scholarship and tuition-pay­ ment programs available to members of the Armed Forces. It's now avail­ able at your local bookstore . - Scholarships and Loa� In Nursing Education. Available for $10.95 plus $3.00 po tage and han­ dling fee from the League of Nurs­ ing, 350 Hud on Street New York NY 10014 (212) 989-93?J. - Fin nelal Aid for Minorities: Awards Open to Stu ents with Any Majors. This publication lists financial aid sources for minority students in any major field. Avail­ able for S4 from Garret Park Press PO Box 190 Garrett Park MD 20896 (301) 946-2553. Discount available for quantity orders .. - Child Abuse, Neglect and . Family Violence are all too prevalent in our communities. Com- 'i c munity organizations, religious in­ stitution , education center, profe ional ocieties, community groups and others are plenty con- . cemed about these ocial is ues in our community. A book bas been complied to as­ sist you in finding funds to 0 tablish and implement such family violence programs. For your free copy of fA Guide to Fund Resources for Child Abuse de Neglect and Family Violence Programs' sent your requ t to the Clearinghouse on Child Abuse and J}ect Imom�", W hington DC �0013 (703) 821- 2086. (Note: this is a Virginia telephone number) - Overview of Pregnancy. We all know omeone who is pregnant. There are many sources of free infor­ mation featuring guidelines for prenatal care that can be used to sup­ plement professional advice. The need for pregnant women to obtain early and regular prenatal care can­ not be overemphasized. Single free copies of these select publications are available upon request. Be Good to Your Baby Before It is Born (Also available in Spanish, Guide Bein a Su Bebe Antes de que Nazca) Topics include nutritional needs CrediJ �i�) .form of decreasing term in urance, meaning th longer you have it the Ie it i worth. If you finance 18,000 for an autom bile and die the fir t month, the in urance would pay ff the full am unto The la t month of the I an the am unt paid off would be one month' payment. Credit life pr tects the financial in titution and n t y ur heir . If Y u feel trong­ Iy about having your loan paid off if y u die, buy inex- pen ive I vel term in urance. . Your prerni ms . i\r. .!Hifllf much a nperee\ft� y�' '11 "you hundred of dollars a year. Total up the loan you would like paid off and dd that amount to your level term life in urance policy. Then add a clau to your will re­ quiring the loan be paid. If you have credit life on your loan , cancel it. Go to the financial in titution or car dealer th t m de the loan nd y, "Chuck Given told me to get thi tra h off my loan. Would you take care of it for me, plea 1" After the initial hock and two or three ex­ ,. cHse :to will � the job .' You want thehouse. You want low rates. t I This report reviews the tatus of . minority participation. Available from lA;:'. Mor Publications PO Box 75035 Washington DC 20013 for S4 to cover postage and handling. , Or visit any BD branch. We want your business .. There couldn't be a better time to buy a home. Interest rates are low r than they've been in years. And there couldn't be better bank to help you buy one than NBD. ot only are BD' rates competitive, we offer a wide variety of mortgage products. And if you have some special requirement, like a low down payment or flexible interest rate . our mortgage p dali ts will work with you to tailor a loan to your needs. So, if you want a house, we want your business. 1800 CALL BD. • . - Good Beginnings for Having Healthy Baby Source: Georgia Department of Human Resources, Office of Nutrition, Georgia WIC program 878 Peachtree Street NE Room 218 Atlanta GA 30309. Help Your Baby to a Healthy Start include topics on weight gain during pregnancy, proper nutrition during pregnancy, and exercise. A food guide is include also. Source: WIC Supplemental Food. Branch 1103 North B Street Sacramento CA 95814. - Peace Corps: Progr In Minority Repre entation. In May 1990 it was recognized that only about seven percent of Peace Corps volunteers were minorities and that recruiters had not been provided the incentives or tool to achieve minority recruitment goals. This report of the General Ac­ counting Office (GAO) responds to Representative John Conyers, Jr. (D­ Michigan) request that GAO review the Peace Corps' progres in increas­ ing its minority representation - both for volunteers and staff.