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11IEY GOT CHANCE k>
spero rnilliom eX doUaIs in a city
with a Iigb lifr.styE alXl with
own:d su:h AJIaoIa'
Julie Dash, who produced
�eX�IMt",�with
being in *mm:e �
jazz � 1leet pu1ies, fbIk-life,
� am . , marlcct
. had great numbets of"�" arm1s
� tmrwcns Corsale.
� festival provided a �
which told many stories of
numerous contributions made
througtDJt � WOJkl by � of
African descent. Throughout
rretropolitan Allan black pcq>le
wmcame rere were able k> fim our
art at extuOi aoo cvet11s that were
� oftre � mlstq>­
ce IS' rtngto
nx���£��A�"
� enDodirne'nt 0 our cul� �
city e� � artful s� of�
urban bIadijifrstyle.
1m � am soptmtication of
�bladcsofAtlanlaprovidcsimight
of� �of��amstxie8
. ofour�. ��"vki­
tUm" in tm dty, blade pc:q>Ic in
AtlamametrcatedbymCldJulBam
• exrcuIMs pcq>Ie fully
�of�higtmofae\JRr
trca�nt.
BLACKS IN A TIANTA
have over 10btlliondoUmsofcapi1Bl
eoch }'ear,am in tum, trey make �
pcq>Ie with wmm trey eorre in
� IaipCd t1rir wl� worth
am cul1ule ina meaningful way.
In addition to the obvious
� s� ofBIadc Adan­
tars, a pa;iUve effect of � NBAF
was that it made gteat strides in
dcbUQking� treaythatArmica's
history � m noe tlm "his my."
�NBAF,m1' �
sbJwed in soy, � am rmSc
tow rulturcs can be 00IltiIud am
efti:acd. .
It sOOwcd tow a particular rut­
tuIe inftueIx:ed otta' ruttlm:s, tow
the culture that was influenced
evolved am �n turm arouOO am
��cu1turethatinfl\ln%d
it
If you'd beea � you would
lwYe seen tow European cu1tuIe
influetudour�m1tow
in tumour F8lculturewmi'¥
inftueIx:ed 1his 00UlUly' am �
world's, mudc, dalre, faWon am
ma�
THERE ARE GREAT
�visiom of people, races am
ecommics in our C01ll11Iy, aIX1 tre
world today. But, tll: NBAF roar­
dimtots re-eeaed villages for th!
event that offered participants
g.timp;es of � cultures of Wr:st
Africa, ·tIIl Quibbean. b Gullah
peq>� of& east ooest Sal �
am evm Thxm BltaSemJm1cs k>
sOOw � threa1 tlJIt stlll tics them
iogetm.
1b: NABF � b vil­
laP that � visiu can see til:
striking similaritks in m\8k; dam;
language am Ill8:rial cul� that
were maintained in each of tll:
villages' cultuml setti¥-
1b: re-creanon of ttv!se villages
provide a visual am alXli> realiza­
tion of � �� between
people eX color that 1m suMved tre
Middle � am tll: tl"amit of
titre.
BUSINESSI FINANCE
ing the job you want
By Charle. J. Given.
Today, we will talk about how to
improve your credit profile so you
can get money when you need it.
Your credit profile determine how
easy it is to get loans, credit cards
or any other fonn of financing. To
develop a powerful credit profile,
qualify yourself in as many of
these categories as you can.
Obtain;
1. A home with a mortgage
2. An American Expre card
and/or Diner's Club card
3. A job you've held for a year
or more
4. A current or paid off bank loan
S. A Mastercard or Visa
6. A department store credit card
7. A telephone in your name
Loan applications are approved
or rejected based on a point sys­
tem. If the number of points you
core exceeds a total determined
by the lender, you� loan i
approved. If 1085, your loan is
nearly two full econds. Since then,
cl e to 800 runners have broken the
four-minute mile.
Don't let anyone tell you that you
can't accomplish your goals. A goal
i a dream with a deadline: in writing,
measurable, identifiable, attainable.
FIND A WAY TO MAKE A
DIFFERENCE
Makay considers the majority of
New York cabdrivers unfriendly and
rude. Mo t cabs are fil thy, and almost
all sport an impenetrable, bullet-proof
partition, be says.
Yet when he recently took a cab
from LaGuardia Airport, it was clean
and bad no partition, had beautiful
music playing and a basket Of fresh
fruit in the backseat. The friendly cab­
bie even offered Mackay a choice on
newspapers, and e of a cellular
phone.
A shocked Mackay asked how
much extra money the cabbie earned
. in tips, "Between 12,000 and $14,000
a year," said the cabbie, who obvious­
ly had found a way to make a dif­
ference.
Money Strategies
rejected. Owning a home shows
stability and scores more points
than most items on a credit appli­
cation. An American Express card
has almost as much clout as a
mortgage. Dinerls Club is a close
econd. If you've had a job for a
year or more, creditors know you
have five times the chance of �t!'y­
ing employed. If you've gotten a
bank loan, a banker reviewec your
credit file and approved you. Your
prospective creditor doesn't have
to be the first to give you credit.
A Mastercard, Vi a or depart­
ment store credit card also indicate
that others have been willing to
extend you credit.
A telephone in your name is
important because people without
phones have a high incidence of
financial problems and a phone
give your creditors the opportuni­
ty to call you about late payments.
Put these profile factors together
on your credit report and you've
put yourself in a powerful position
to maneuver successfully through
the world of credit and finance .
•
Award
luncheon
lat d
DETROIT -Payne-Pulliam School
of Trade and Commerce, Inc. will
hold the 2nd Annual Door Opener
Awards Luncheon at the Detroit W�­
tin Hotel on Monday, September 21,
1992.
Awards will be presented to five
area community leadem who have,
over the years, been instrumental in
. opening doors. ·
Tickets are $SO per person or $SOO
for a table of 10 and may be pur-
chased by calling Freddie Payne at
(313)963.4710. .'
Payne-Pulliam School is one of the
first commercial schools established
in Detroit to offer individualized in-.
struction, small classes, and open-
entry enrollment. .
Payne-Pulliam received full ac­
creditation in 1978 from the Ac­
credi ting Commission of the
Association of Independent �lleges
and Schools, Washington, DC.
Sem�inar off r d
Standard Federal Bank will hold a
free Community Home Buyer's Pro­
gram Seminar on ThW'Sday, Septem­
bet 17, 6 - 9 p.m., at· Golighly
Vocational Technical School, 900
Dickerson at the conerr of Jefferson in
Detroit.
t nd rd in-
For more information on Eth­
nic Newswatch; contact Softline
Information Inc. at (203) 968-
878.
BELIEVE IN YOURSELF
Believe in yourself, even when no
one el e does. Athletes had been
trying to break the four-minute mile
for hundreds- tmatJ For a ,,�� f4'rlHr c plete ..... ----- ........ ------- ....... --- - __ --���-- ..... __ - ...... -_:01
decided it was physically impossible article, seed a stamped self-ad-
for humans. dressed envelope to -Reprint
Then Roger Bannister broke the • Manager, Reader's Digest, Dept.
four-minute mile, and ix weeks later, A592, Pleasantville, N.Y. 10570-
John Landy beat Bannister's time by 7000.
Tough economic tim like the e
mean greater competition for fewer
job . Then how do you get the edge?
In a recent i sue of Reader's
Digest, Harvey B. Mackay, owner of
Mackay Envelope Corp. in Min­
neapoli , offers this advice. He '5
author of the best-selling "Swim With
The Sharks Without Being Eaten
Alive."
PREPARE TO WIN
When we watch world class
musicians or top athletes, we don't
see the years of preparation that
enabled them to become great. The
Michael Jordans of the orid have
talent. But they're also the first ones
on and the last ones off the basketball
court. Prepare for the job you want.
NEVER STOP LEARNING
Work on your weaknesses and
develop your strengths. To be able to
compete, you've got to keep learning.
This program is especially helpful
to renters who would like to become
buyers, Refreshments will be served.
To register, or for more. informa­
tion call (313) 643-9600, ext 6977.
Red'plents of the 1992 Manufacturers Bank, NA Minority Scholarships. pictured with Michael T.
Monahan, president of Manufacturers Bank, N.A., are (from left) W�ne State University udents
Senedu Tsegaye' and Tanya Jamison, and University of Detroit Mercy student Felicia Brogdon. The
two W�ne State University students each received a one-year, $2,500 scholarship. Finance major
Senedu Tseg�e worked in the Institutional Trust & Investment Management Department of Manufac­
turers during her Internship. Tanya Jamison's internship was in the Bank's Branch Administration
Department. Felecia Brogdon received a one�year'$7,500 scholarship to the U of D Mercy College
of Business and Administration. She interned in the Bank's Branch Adm,nistration Department. All
plan to graduate in May 1993.
You want the house.
You want low rates.,
We want your business.
There couldn't be a better time to buy a home. Interest rates are lower than
they've been in years. And there couldn't be a better bank to help you buy one
than NBD. Not only are NBD's rates competitive, we offer a wide variety of
mortgage products. And if you have some special requirement, like a low down
payment or flexible interest rates, our mortgage specialists will work with you
to tailor a loan to your needs. So, if you want a house, we want your business.
1800 CALL NBD. .
Or visit any NBD brandt
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