cr terprise. TIl PR F ofbusiress leaders in the Black community will how tha t if we use hard work, pi nning and our natural ex- nen we 1 am what business lin America is all a ut and direct . our own futures. . I TIle following people of color v liv d between 1 and 1825 I erui hcd not only their own lives, I b t that of th rs around them. I The earl ie t known Black Ameri an bu ine man was I Ern: nu I Bern on, an ernan- cip ted lave. He t u t his freedom around l7. nd opened first a catering rvice and later the first ale and y tcr hou in Providence, Rh c e;l d. Both proved to 'U C ' ful ventures and his ex­ pericn a ervant had given him valuable insights into the m .hanies of running a profitable catin and drinking estab­ lishment. When Emanuel Ber, n died in 1769, he left an estate of more than 540 pound sterling. The first Blacks to arrive in America came to Jamestown in 1 19, not as laves but as servants md ntured for 25 years. Of the 20 Blacks who came to the English- ntrolled COlony, the first to step :1! h re wr Antonio lohrson.wbo 'came a u ful plantation owner after his period of ser­ vitude. Antonio Johnson became , bu ines man and one of Virgi nia' first successful tobacco barons. ANOTHER EARLY ENTREPRENEUR was Amos Fortune, who was born in Africa around 1710 and brought here as a lave while still a boy. At the age fa ut 60 he bought his freedom and a homestead in Mas­ sa husetts. Then, in 1781, already pa t seventy, he set himself up in the tanning business in Jaffery, cw Hamp hire. the business prospered, he became one of the town's leading ci tizens and employed both Black and white apprentices. Fortune died in 1801. Among the early free Blacks wh sought economic inde­ pcndence in the post-Revolun­ tionary War period was Paul Cuffe. P essing very little for- . mal ducation, and definitely no government "affirmative action" , assistance Cuffe began to build and operate his own ships, near the seafaring town of New Bedford, M achusetts when he was only 21 years old. I\RTlNG wrrn a small open t of less than ten tons, Cuffe made regular runs to New Y rk and points further south. CufIc moved into fleet class status by 1806 and had one large ship, . two brig and several smallerves- sels, m to an African freedom and an Indian mother, Cuffe was a produ t of his seafarer's en­ vironment' and taught himself, to excel in mathematics and naviga­ tion. He went to sea at 16 and before the age of 50, Cuffe's opera' m extended to the West Indies and England. BUSINESS/FINANCE 10 d of clothe w hed in hot water co ts 62 cents, while the arne load washed in warm water co ts 22 cents? - putting your household on a budget can help you to economize? - an energy audit by your utility company can help you pot "energy leaks" in your home? Contact your utility company for oth rot cutting idea . ort VERAG ge of the Americ n population lncre e, many enior citizens either don't h ve enough money to retire com­ fortably or they are outliving their retirement income. To lleviate this itu tion, m ny fin nci 1 institution re offering retiree ho own home w y to upplement their income. It' c lied th reverse annuity mortg ge and h re' how it wor : A homeowner take out a loan against hi or her house. Inste d of ending chec to the mortgage company, the lender sends monthly checks to the homeowner. The loan is not repaid until either the homeowner ell, lease , refinances or dies. Thi mortgage program i gen rally available only to enior citizens. It allow retirees to retain home ownership while providing needed cash. But a reverse annuity obacco company .. expand P A advertisment WI TO· LEM, N.C. De pite the fact that Black groups aero the country have waged a campaign against cigarette adver­ ti ment within the African American community, R.J. Reynolds Tobacco Company is ex­ panding its public service outdoor advertising program in Los Angeles by carrying the messages of two key minority community organizations. More than 1,200 billboards, po ter and. bus cards in support of the Los Angele Urban League and the ational Council of La Raza will begin appearing shortly in the city at no cost to the organizations. The company i coordinating the public ervice program 'and donat­ ing the co t of photography and printing. "Los Angeles is one of 42 cities where our public service ad have run since 1990," said Benjamin S. Ruffin, vice president of corporate affairs for Reynolds Tobacco Co. "This increased effort in L.A. fol­ lows the company's decision to bolster community support for rebuilding relations at this critical time," he said. The outdoor advertising - which includes 375 posters, 500 bus cards and 350 billboards - will exceed $250,000 in value to the or­ ganizations over the three months the ads will appear. "OUR OBJECTIVE IS to spread the word about the important work being carried out by many concerned groups to create a greater sense of assistance among Blacks, Hispanics and other minorities," Ruffin said. "We are able to coordinate this kind of pro- gram because of our business New area code 810 splits 313 Michigan will have its first new area code since codes were originally assigred in tre mid-l94Qs. The rew code - 810 - becomes effective Aug. 10, 19)4. Michigan Bell this week accepted the recommerdatiors of a special advisory committee appointed by local government leaders last fall to decide row best to add the rew area code. The parel's plan assigns Oaklard, Macomb, Geresee, Lapeer, St Oair ani Sanilac counties to the rew 810 area code. Small seeders of Saginaw, Shiawassee and Livingston counties also are part of the 810 area. 'Ire smaller, redrawn 313 area code will include Wayre, Washteraw ani Monroe Counties, as well assmallsectiors of Jackson aOO Lerawee counties. � te« area code will have 00 effect on telephone rates" said Jack Sawka,. Michigan Bell vice president of market and busiress developmml "What'is a local call befom the change will be local call after � cbmge," � said. � additional 8Ie8 rode is needed because so�temMichigan is rurming out of numbers. "The increasing popularity of fax machines, cellular phones, page� 8I'¥i computers has used � telephone numbers ata rapid pace over the past few years," Sawka said. Establishing � IXW 810 area code will create more than 3 million telephone numbers in southeasem Michigan. The new supply of numbers will meet the area's .growth reeds for about the next 20 years. CL5tomers with qiestiors may call toll-free 1-800-831 � for addtional in­ formation, relationships with many of the area's largest outdoor advertising suppliers. " John Mack, president of the Los Angeles Urban League, responded by noting that, "R.J. Reynolds' con­ tributions are both beneficial and appropriate to the Los Angeles community." Raul Yzaguirre, president and chief executive officer of the Na­ tional Council of La Raza said, "Such support will help build respect and understanding among all of the city's many ethnic groups." In addition to contributing billboards recognizing the work of the Los Angeles Urban League and the National Council of La Raza, RJR pas provided outdoor public service ads nationally for the NAACP, NAACP Legal Defense Fund, National Urban League, United Negro College Fund, Op­ po rtuni ties Ind ustrialization Centers (OIC) of America, South­ west Voter Registration Project and SER-Jobs for Progress, Inc. More than 1,200 billboards, ,posters and bus cards in support of the Los Angeles Urban League and the National Council of La Raza will begin appearing in Los Angeles at no cost to the organizations - as a contribution from RJ. Reynolds Tobacco Company and its outdoor advertising suppliers. H P rticip te will qualify for tax b n fits. And wh n the retire die, th ho e c n b old or rent d out. For mor inf rmation on the reverse mortgage or the alternativ contact your 10 al b nker, Profil in Succ -Ed Gardn r !fyou a Ed G rdn r for hi ey to ucce , he'd probably tell you it' to, "Embrace change ... don't run from it." With this attitude Gardner left a highly ucce ful career in the Chicago Education System and focused on his ideline business, ] ] CHA LES RO Trav I Tip If you're going to be traveling thi ummer, you'll need a place to tay. If relative h ven't extended open arms, then hotel are probably your next best choice. Some of today' hotel look more like re orts than a place to get Charles Ross is ho t of the na­ tionally syndicated radio program, "Your Personal Finance", and author of The Best of Your Per onal Finance. For the fourth year in a row Marsha Warfield, who is featured on the NBC-TV's "Night Court" a.s Ro�, distributed the Jason Scott Inner City Incentive Awards, which she created, to 15 students from Chicago s Calumet, Undblom and Morgan Park High Schools on June 8. the schools were chosen be_cause they were attended by Marsha and her mother. Five students from each high school were selected In the categor1es of Best All-Round Scholar, Most Improved Scholar, Valedictorian, Best Performer and Best SCho�ar{.Athlete. Each student received an award and a gift of $1000 from Ms. Warfield. She says the award IS really a reward. It's not a scholarship. It has nothing to do with recognizing their potential: it has to .dO with congratulating them on what they've done so far." Pictured here with Marsha Warfield are from Lindblom H.S. Michelle Strickland, Rashida Byrd, William Bolton, Edwin Sneed, Berve Power; from Morgan Park H:S. Eric Bennett, Nereyda Salinas, Phillip Coleman, Monique Thomas, John McGee; from Calumet H.S. Jessica Craig, Broderick Hawkins, Eric Wilson, Crishon Haynes, Angel Gandy. HELPING MINORITY BUSINESS BUILD BUSINESS Are you missing out on business opportunities because you always seem to find out about a contract bid after the fact? .. Wayne County's Electronic Pro­ curement Assistance Center (EPAC) can help you close' the information gap'. With a personal computer, soft­ ware and a modem, you can access bid opportunities from Wayne County "'ayn ew Initia ive as soon astheygooutforbid. Twenty­ four hours a day. Seven days a week. Even if you don't own a PC, you can still access business opportunities through EPAC. EPAC is on-line at selected Detroit Public Library branches. For more information, call the EPAC hotline at (313) 224-0814 . ounty For he '90s Edward H, McNamara, Wayne County Executive