"IT IS 'I1ME that we 100 at � oUlSelves to see what it is that we me eot doing that we sOOuld be doing time 10 look at one aootber to see bJw, wo� toF�r, we bcatbelpcadl� time �do �rwe canto makcS\l'e that the �mtion coming behind \B em buildonw t we've adieved mtbcrthanl grouOO, "said a guy . woo si in oorporate boardrooms but still seeks i) reach bade and help the growth in Black com­ mlllitics. But many in our community will oot be willing i) get bade to the basics ofbuildingwithHankin, i becaise be an executive with a cigaIettc aM alcomlic beverage, • cotq)8IlY. Many of our so-called "leadcIs" will CUISC am � in direct contrast to the free­ entetpIi;ecom:eptofAmerica, that the 1llBlicc� am promotional ef- • fum ofMillcr Brewing Cbmpany, the pmliWa woo annually gain 20 i) 25 petml1 of their �tating revenla fian the advertising of tobacco am alcoOOlic beverage companies, will say that Blacks · smukl be given the freedom of • consumer cOOice just like any �r ethnic group in our society. · Tbose I1lY-saym i) Hankin · am his corporatioo, sOOuld oote their social rcspollSlbllity actions f towaId btild.q in Black America m1 i15 IeadclSbip. While the debate continues tegarding the produc51hatHankinprornotts, hW company has a record of reciprocity to Blaclcs that·few · caeal, gmollne, � or retail companies seek or care to rival. While Blacks buy 15 '> :!)per­ cent of Hankin's beverage • products, his axnpeny teturm a good pcxtion of t1JJse revema bade into our COIIlIJ1\Dty '> help DQC of \B manifrst our <1reaIm. IN ADDmON.lO providing • scores of Black� dealer­ � '8ClO8S the country, Miller's Thurgood Mmshall ScOOlaJsbip Fwx1 cummdy provides over rw fully-paid scOOlaIships k> BlSek tudetm from across the nation. Hankin' firm works in �l8tion with the Office for the �nt of Public Colleges to provide S\Btaincd financial sup­ port '> tudetm m136 historically Black pmlic �ges am miver­ sides. Realizing our mutlBl intercs is a fust 1ep in the oourse tl'Bt BIackOOlBlJlmrsaoocupomtiom stK>uld follow. Our ml.tual am­ cans ml inta'esW smuld aue each eX \B't> oote the advantap that can acauc through colJective interaction aoo growth for our communities, corpol8tio and oomiry. If we get beck to the basia ofAmericanfiee.alaprlse we can 'iJf1W within mI between oUlSdves. ' BUSINESS FINANCE C CCOU T for $900 million in the Oeor coun­ ti of th u metropolitan s ti tical area nd $622 million in the Columb Figure for other Georgi metropolit n ti tical re in the tudy : Alb ny $421 mil- lion, • Athe S249 million, COD- Wamer Robins $882 mil­ lion d Sav nnah $741 million. "The ability to capture Blac Supporting minority entrepreneur.hlp. - Mark Mont.v rdl, left. Speclallat, Public Program •• Philip Morrl. Companl • Inc •• Join. recently with, Lynda Ireland, aecond from I ft. Pr .Ident. A •• oclatlon of Minority Enterprl_ of New York (AMENy). at A ENY'. 12th Annual Minority Bu.lne .. Conferenc • With the th me. -Th. Botto", Lln •••• Gettlng To It. a th meeting focu eel on a latlng minority entr pr neur. In .ecurlng governm nt and corporat contract.. Joining them wer A.. mblyman J fferlon Aubry (D - Qu n.). third from left, and Brooklyn D mocratlc Party Chairman Clarence Norman. . Spelman College appoints·new provo t DVO C y're thumbin through ant ,ot quarterly reports. Bach Tu day, they ther at the Uni Y rian Church in thl it burgh suburb for the Interfaith Re-employm nt Group - tab­ lishcd by several church in 1984 to minister to the need of steel- or er and blue coil r type rav by lIDO tac shutdowns. But th1a is 1992, and hile fac­ tory women have been hit hard by hard times, thl reee ion in- vaded the executive uite, well; tbe proportion of lncrcaac in white collar unemployment about 40 percent peater than it In the downturns of 1981-82 and 1973- 75, the U.S. Labor Department nid. So the 900 clien of the Inter­ faith Re-employment Group in­ clude technical, ales and admini tratlve people. About 73 percent have college degrees. "MOlt of t e people never had to face the prospect of being laid off. They ere recrui ted for their job ," aid David Bates, the IRG's executive director since 1986. " VERYBODY ASSUMES only blue-collar people went through this �nd of noDSCnse. We know better." The IRG i part group therapy, part practical help and part spiritual chcerle ding. Cienta learn the sub­ tlod of bankruptcy II. from a , , I . . I HISTORICALLY, THERE HAVE been worse reces ions; 0 far, there have been no seen of W 11 Street executive selling ap­ pica on the sidewalks like they did in the Ore at Depression. But many profe ionals 110 re out of wor arc forced to take smaller paychecks or do other job if it . me having a job. "You have to go ck to the 1930s to find an era where the ex­ tent of downward mobility was large," aid Robert Glee on of the chool of urban and public affairs at Carnegie-Mellon University. I ,. The IRG, which gets S60,OOO instate funds, has placed more than 1,550 people in job over the past six years -- a succes rate of 65 percent. But the average annual alary in the new job is S24,OOO, a . considerable cut in pay for many of the jobseekers. By CHARLES J. GIVENS Today I'll an wer your ques­ tions on capital gains and tax cred­ its ... A woman from Alamosa, Colorado write : "How can I tell whether a ale results in a long­ term or short-term capital gain or loss?" Think of a capital gain as your profit or loss on the sale of an investment or asset. If you -owned any capital asset, such as stocks, a business or a property for more than a year before you sold it, you have a long-term capital gain or 10 . If you held the asset for les than a year, you have a hort-term capital gain or loss. It is important to make the determination. Under the current tax laws long-term cap­ ital gains have a maximum tax rate of 28%, but short-term capital gains can be taxed at up to 31 %. If you lost money when you sold, all your short-term losses (under one year) can be deducted, but long-term loss deductions are limited to S3,000 per year above your long-term profits or gains. A man from New York City asks: "How docs a tax credit differ Dial 1-900-896-0000 �sk for Ext. # 214 from a tax deduction?" A tax credit is a dollar-for-dollar red�ction in the income tax you owe. A tax deduction is a dollar- I for-dollar subtraction from income. The income is then multiplied by the tax rate. If your tax bracket is 31 %, every dollar of tax credit saves you one dollar; but every dollar of tax deduction saves you just 31 cents. Tax credits, like child-care credits, credits for the elderly and di abled, or credits for the rehabilitation of historic properties, have three times more tax-reducing power than tax deductions. I Send information to: Michig dXahfrrxn prtxrte cWnseb's fer a stmll.fradt:n tf flat cmt. 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So yotI Mtd to flttil tltt Mil..,"""" pcarb t:Wl t.DOI hi O,."DtI tutd Wa.shin,ton. .. HAfritnd ,OV, 1011 a lip "Ial "Apu InduS/rits" would � a ,ood slock ilfwstm,1I1. but 'YOU WtlltllO Mow mort. What do Ihey do? What ar, ,h,ir approximtJl, tJIIIUUIl S4I,,?" . - The Business INFOLINE is indispensable for home or office! And the cost' is only $3.00 for the fitst minute and $1.50 for each addi,ional minute. convenienUy billed to your phone number. The service is available Monday through Friday. 7:00 Lm. to 6:00 .m., Central TIme,