- , o if IB man and' i we'll t tlae' roo than whi� �B from eniering m! JmVing � in the workp in '92. The economic rece ion dwing � � deCade- tructuring 0 � national �lOOI1lV arx1 perpetual laclc of 'ccooomic production' 'de our oonummity bordm 100m chal­ Ienp 10 B getting sufficient a leg � in � American 'ety toward the twn of � century. "If it' 10 � in � 19'XB, it is � 10 youaoome." Good jobsaod career opportunitie for our people will not come from anyplace else but our own BOO from imide our communities. The nation is in a prolonged reees- ion am the OIX:C all-powerful-na- tional-middle-c is fightingjust to keep in place. � ocooomic impact of Ger­ many and the ECC, mJJapanarxl � other Asian TIg'C1S, mean that the US., and the white folks we love k> hate, will rever ve the predominate sans that they ooee bad in manufacturing, trade arxl expor1S that had giVen �rn the gbcst stmiard of living in the odd. . NOT ONLY ARE white­ : : -pwncd corporations unable to : . = � � jobs arxl training to lift : • _ � boa1s of the 12 percent of us • • 00 have 00 emplo�nt, the : •• government which' frequently • !Black-run, is no longer an , �mployer of last resort. as percent � •• f �hat little American employ­ : :)nent �re is, is in the business 8l¥1 • �ce indUSbiC5 of the private : :·«ctor. If it is to be, it is going k> up k> us 10 make our mark here. In order k> survive the decade pf � � witmUl fully half of us � into economic slavery, the BlackoommWlitywill have toim­ plesnt think tanks througtx>Ul its �ighbotroods to address com­ munity problems such jobs, • training, commercial develop­ ! menL Even a bIm! man can see • that the traditional national think � tanks have 00 intentions to fron- • tally address the 18icproblemsof the African-American com­ ·"munity; The planning, coordination, management and implemcnlation f Black Development and Enterprise to expand � bridges to jobs aOO provide our ladder k) upwardly mobility in the � will .hive k) come from our own in­ : stitutiom. • For tinge armng \8 wOO wish to drop I8cial disaimination as an • eXDIIC for African-American in­ : adioo, the following' a mting of .. Black imtitutiom that with our iIxluiJy, membc2sbip, mSs�rt • can give us soUl¥ler f'ouOOaUom am brighter opportunities into the year 2iXXl. If we contact tlae hcadquar1ets location am deter­ mine � local affiliates, we can 1Brt to work w� we live k> grow from within. . �National BuWessLcague (economic develop�nt)t 432A Georgia Avenue, NW, Washingm, D.C. 20011;Natiorr " al Council of Negro Women (family/COmmunity)t 1211 Cbn­ necticut Avenue, NW, , W&Wngk>n, D.C. 20036; Oppor- tunities IndlStrialization ��IS (ocooomicJtmining), 1415 North Broad Street, Philadelphia, PA 19122; National Association of Black MBAa (ecooomicltrain­ �ty rcsoUl'CtS, Suite 1820, 180 North Michigan Avenue, Cllicago, IL ca,Q1. A listing of 100 traditional and emerging Black institu­ tions i available for $2 (stamps or money order) from Who' Who in Black Cor­ porate America, 1264 Na­ tional Press Bldg., Washington, D.C. 20045. BUSINESS FINANCE Here re om you If: -G tt 0 • or utomobile i u nee, t -man- d ted minimu m y t enough. Th $5,000 that Mi i ippi - quire or property d m e, for - mple, would barely cover a Cadill c fender-bender, let 10 rio d mend injury. Th more Ii bility protection you buy, the ch per it i per $1,000. Going from $100,000 to $300,000 c n add Ii ttle 20 per ye r, depending on where you live and how good a driver you reo Automobile insurance hould cover medical bill for you nd your p ngers if your car i hit by motori t who' driving without in- urance. Especi lly in the 2S tat with no-fault insurance, you'll need to buy uninsured- nd under-in- did. To lcula t mount you need, multiply your home' floor are by local buildin t per q re foot. For example, in the Se ttle re : $38 to 50 ti the average 2,000- quare foot ho e would w rrant S76,OOO to $100,000 in i urance pro ection. e d n t. Tbeft coverage of jewelry, Uver, rt or furs i typi lly limited to $1,500. To g t b c valuable' true orth, you need extra-cost e}'Ulorsements Black legl lator •• alut Gov. Wild r - Virginia Governor L Dougl •• Wilder (.econd. right). I. hown with member. and upporters of the Nation I Black Caucus of State Legislator (NBCSL) during the organization' 15th annual I gl.latlve confer nce r�c ntly In La. V ga. Wilder received the group's • Nation Build r· award, which honor. Individuals who hav mad .lg"lflcant achl vemente In th African community. Shown with Wild r (from left to right), are: T nnee .. State Rep. Louie DeBerry, vice pre.ldent of NBCSL; Victor M. Jull n, dlr ctor of corporate affair. for Anh u.er-Bu.h Companl .; and Colorado Stat Senator Regl. F. Groff, NBCSl pre.ident U of M joins Tuskegee in business cia s ANN ARBOR-The University of Michigan and Tuskegee University will develop an interdisciplinary course for Tuskegee's business school curriculum under a S20,OOO grant from the KPMG Peat Marwick Foundation. The course, "International Busi- ness and Global Interdependence," will be developed by two Tuskegee faculty membe� who will be ho ted by the'U-M as visiting scholars. It will be designed to introduce students to the international busine environment and the issues of global interdependence. The project will be directed by Edwin L. Miller, associate dean and profes or In the U-M School ofBdsi­ ness Administration; and Ernest J. � Wilson III, director of the U-M Cen­ ter for Research on Economic Development and associate profes­ sor of political science and public policy. THE PROJECT IS one of 18 I I sponsored by the Association of Taxpauers Ask IRS . American Colleges and the .� American Assembly of Collegiate Schools of Business. The projects ....-----------------------' are funded through a $310,000 grant from the KPMG Peat Marwick Foundauen, T ax Information for Persons with Disabilities These are typical of quesuons asked by taxpayers and are pre­ sented as a public service of this publication and the IRS. Q. I know there arc certain credits for members of various di 'advan­ taged groups in society; is there a credit for elderly Of disabkd indi­ viduals? A. Yes. it i called the tax credit for the dderly or th� disabh:d. You may be eligible for this credit if you are 65 or olda or if you retired on disability and you were perma­ nently or totally dlsabkd. Q. How would I claim and figure the credit? A. You would claim the credit when filing Form 1040 or 1040A, and you would figure the credit by tilling out cheduk R (Form 1040) or ch\!dule 3 (Form 1040A). Q. If I am und�r age 65, what do I need to rove that I am disabled? A. If you are under age 65. a doctor must certify that you an! permanently and totally disabled. The statement must ay th t you '- ... cannot engage in any sub'tantial gainful acuvuy because of your physical or mental condition. and that your condition has lasted or can be expected to last continuous­ ly for 12 months or more, r that the condition can be expected to result in death. Q. What spc ial deductions exi·t for handicapped or disabled indi­ viduals'! A. Several pecial deduction ex­ ist for handicapped or di abled individuals who itemize their de­ ductibk medical expenses. They may include the costs of wheel­ chairs, h�aring aids, artificial limbs, guide dogs, sp cially­ equipped telephone and televi- ions for the deaf, and payments to a special school or a spe ial home for th\! disabled or to a per 'on who provide care for a disabled person in your home. In orne cases, cer­ tain major building modifications such a in tailing wheelchair ramp , elevators, sl)t!cial doors and railing would qualify as medical expen 'C', Individual can dedu t medical expense only to the ex­ tent they exceed 7.5 percent of djusted g�o incomc. A Serviu of Amenc.n Ru . Information • S711 So. 86cb Cirr'" • Om.ba. r program o help improv Black new paper cl im." ONEY -SAVING TIP - Avoid mall- lice policle that p y only if you're mugged, tricken with cancer or injured in a plane crash. - Before committing, your tate insurance dep rtrnent for price lists comparing the various com- SAN DIEGO - The Sears­ Roebuck Foundation announced a three-year, $350,000 grant to the National New paper Pub­ lishers ociation (NNPA) Foundation to fund a project de igned to support the African­ American pre . Paula A. Banks, president of The Sears-Roebuck Foundation, presented a $150,000 check - the first of three funding irlstall� ments - to Robert Bogle, presi­ dent of the NNP A, during the Mid- Winter Convention of the NNPA/University of Missouri African-American Newspaper Prototype Project. The NNP A Foundation; In conjunction with the University of Missouri Joumali m School and a historically Black college chool of journalism tlll to be selected, will' design and produce five prototype newspapers aimed at reaching African-American readers in select communities across the country. "Sears corporate priority is to support meaningful and innova­ tive educational programs, so we're pleased to join the NNPA and our other partners in this in­ itiative .. " said Banks. "THE SFARS·ROEBUCK Foundation is committed to strengthening communities across the country through education. By working to im­ prove the African-American press, these papers will continue to serve as a powerful literacy tool," concluded Banks. The, five communities par­ ticipating in the prototype will be selected this, spring by the NNP A Foundation. The prototype newspapers will be SEVERAL PROJECT com­ ponents will be completed in partnership with minorities in the new paper industry and African Americans on the staff at the nation's historically Black colleges and universities that have journalism schools. A econd grant will be awarded in January of 1993. The third-year installment is contingent upon results o( the program's first two years. Need Information about Businesses? Call the Business INFOLINE! There are over 9 million bu ine se in th u.s. - and finding infonnation about them can be virtually impo ible, e pecially when you need it /JJ.JL But now there's a way ... a revolutionary n , service called Business INFOUNE' Need to know the addre and phone number for "XYZ Company" omewhete in Flori� or the name and phone number of a "Cadillac Dealer" in Palm Beach? Even telephone company directory as i tance can't help you in the ituation ... but we can! ForemmpN ••• "Yo .. r BMW bnw down on tM inler. �,and .. M�d to know lfthere's a dealer in tM nut town ... "An ow-of-town company i trying to ell yo .. vinyl siding for o .. r Itotue, and yo .. need more in/ormation abo .. t tMm - how long tM company has been in bw.rUw$l, and #tow many employees tMy have ... "Yo .. 're plaMing a vacation in the Pacific Northwest, and YD" WQIlI to liM #lin,s for tM kid� to do. So yo .. nud to find tlte amw.rement paries and 1.IJOS in Ort 011 and Washington." "A friend gave yo .. a tip thal "Apex Ind fries" would be a· DOd stock ;nwll7MltI; bWl ou want to know more. What do they do What are tMir approximDJt annual sales?" The Bu ine INFOLINE i indispen ble for hom r office! And the co t i only $3.00 for the fir t minute and $1.50 for each ddition 1 minute, conveniently bil1ed to your phone number. The rvice i vailable Monday through Friday, 7:00 a.m. to 6:00 p.m., Central Time. � 127 Dial 1-900-896-0000 Ask/or Ext. # 214 designed b ed on survey and focus group re earch conducted in each of the five communltie . Other project- components in­ clude circul tion and marketing plans, internship for minority students nd regional workshops . for publishers. "We are delighted that IS· is partnering with the NNPA on thi very important project,' said Bogle. "This grant from The Sears-Roebuck Foundation i a very clear indication of its con­ tinued association and commit­ ment to the audience that our newspapers speak to everyday," added Bogle. The project grew out of a con­ cept developed by the University of Mi ouri Journalism School and will be administered through . the NNPA. "There is a lot of room for growth in the African-American newspaper industry," aid Yves Colon executive director of the Multi-Cultural Management Pro­ gram at the University of Mi - souri. "This is a wonderful opportuni ty for the project partners to tap resources that are available to us to make African­ Aunerican newspapers even more relevant to readeR' lives," added Colon.