long tim. Th ir lat
ill trat th C ng
.. _�.."id ration of th "of and for
peopl " con pt and giv
• ty of c for Am ricans to
i r term limitations for th
itol Hill Gang:
• • TIle managers and framers of
� nation' budg t and fiduciary
tern pending millions of
1beir own rronies in the way tbeyv
been pending bill ions of ours for
years, on accounts that have insuf­
ficient balances. Program u h
Term Limitati should be con-
sidered by American taxpay and
. sufficient numbers of th m are
starting to demand that Congres­
sional free lunch ce �
With annual alarie of
$125,100e ch.many of the mem-
.. bers of th U.S. House of Repr -
sentatives bounced 8.331 chec
last year on accounts that al ready
gave them a private and privileged
House banking ystern, An audit
of those accounts revealed over­
drafts time and time again for .
. House members early one-third
of the Congress-l34 unid nti­
fied nurnbers-botmeed 51
.' of at leasr$l,OOO each at the House
bank. Also, House members have
collectively ran up over $3. .000
in unpaid eating and d . g tabs
at Capitol Hill restaurants in a con-
. tinual pattern of thumbing 'their
: n at the American people. In
spite of the obvious failings of th
Congress, the American public
continues to return incumbents to
Capitol Hill at a 98 percent reten-
. tion rate. '
BLACK AMERICANS are
as bad � the rest of the country in
continuing to send proven foxes to
guard the Capitol Chicken Coop.
Every two years we send back to
: Congress. Black and white people
.' who've illustrated their inability to
balance the federal budget and
stimulate national economic
growth. Even though we've caught
the foxes with feathers be een
their collective teeth, we con ue
. to rely on them to advance our
nation's interests. Unless they die
or resign. America will send back
to Congress next year the arne
people who will not balance the
nation's budget Ilor their own.
At least tw6 members of the'
.• Congressional Black Caucus have
• admitted to the current round of
personal check kiting. Represen­
: tative Louis Stokes from Cleve­
land and Brooklyn Congres man
Eldolphus Towns are African­
: American House Members who've
have been caught with their hand
in the till. Both Stokes and Towns
are long-time members of the·
Congress and along with 20 other
Blacks who've been there a dec­
ade, or longer. need an accounting
of what they've done for thei r con­
tribution.
Many Americans feel that the
check bouncing antics of House
members are outrageous. Ameri­
can citizens have to pay fin for
bad checks. balance their accounts
from time to time. and have to be
eontinaally evaluated for their coo­
tributions on the job ite. Ameri­
cans hould bring the Congress
b ck to the principl of. "of and
for the people." A way to give
congressional representativ in­
centive to balance their personal
budg ts and th federal one too is
to employ km'llimitations. Ameri­
cans should abolish the permanent
and perpetual Congres and at the
time eliminate the insolvency
and insufficiency existing on
Capitol Hill. .
velop-
m nt.
M jor reform introduced by
the government I t year also ere­
ated am bl economic envi­
ronment nd incre potential for
two- trade.
- -
BUSINESS FINA CE .
FOR RTHER inform ion.
contact Maria emeth-Ek. Food In­
dustri Divi ion. Offic of Inter­
natiooal Coo ratioo and Develop­
ment, (202) 245-5983, FAX (202)
245-5749.
continue
tioo ofth
-
."
·t
ing.
o CE YOUR original offer i �.,.
altered, it cane void. Ho ev r, if
.0,
you accept the sellers' counterotfer, a-
contract now exists.
Of course, you have the opportu- .:?.
nity of altering the sellers' counterot-L.
fer. In this case, the negodations.L
continue until either you or the seller
rejects a counteroffer or one of the
'counters' is accepted.
Neogotiations of this type ere "
. fairly cornmoo in residential real
estat transactions. .
Remember, it is important that":
you and the sellers allow the' gent to.�· �
handle all negotaitions. The agent is, ... !
exeperiend in this actlviry. Often,:�
personal meetings amon uyers and
sellers can cause Open controetatioes., ;
and sour deals.
.. :�
ONCE YOU and the sellers have
a contact, the property is wiehdrawn .: �
fonn the market and you begin the
detailed process of financing Yow:..
purchase.
The real estate agent and the
mortgage loean counselor will' be, ,I
invaluable to you at that time.
. Next week. we will discuss fi .. _;
nancing your home.
Do you have andy questions about
real estate? If so. send them 0
Howard G. Ball; Realty Service, Inc.;"
240 Western Hills Drive, Madison.v,)
AL 35758. ,
The
Greater Detroit
BIDCO, Inc.
Contact:
Catherine D. Lockhart
Locksley A.'Smlth
Barbara Richard on
r ma
agem
networ
Tbe president ot an executive
search finn will provide valuable
information on career advancement
at a November 13 lecture to be held
at th Ward Conference Center on
th Outer Drive Campus of Uni­
ersity of Detroit Mercy. The
inar.is sponsored by the U of D
rcy GTaduate d Undergradu-
ate Business Alurnru Associations.
ing
and
e
was pas d over for appointment to a
full-tim industrial nursing position
in favor of a lessor-qualified white
employee."
A PUBLIC HEARING has been
scheduled for 10 a.m .• November '5
and 6 a' Civil Rights Offices in the '
State Plaza Building 1200 Sixth
Street. Detroit. Tbe Department of
Civil Rights and GM will be able to
present evidence and call witnesses.
If the charge is upheld, the Michi-
Dennis B. Sullivan. president off
Sullivan & Associates in Binning­
ham. will discuss "Career Manage­
ment and Networking." His finn is
the largest retainer executive search
finn in the D troit metropolitan area.
Sullivan holds undergraduate and
master's degree in business admini­
tration frorn the University of De­
,troit. He began his career at General
Banner Lin n
faces charge of
di crimination
Efforts to conciliate Smith's
complaint were Unsuccessful. As a
result, a public. hearing will be
scheduled, wherein the Department
of Civil Rights and Banner Linen
. Service may present evidence and
call witnesses.
.
IF THE CHARGE is upheld:
the Michigan Civil Rights Can­
mission could order the linen serv­
ice to reinstate Smith with back
pay and benefits.
Additiooal corrective actioo
could require the company to com­
pensate Smith fer mental guisb
he "sustained as a result of respon-
. dent's unlawful disaimination ... "
Foods Corporation and was presi­
dent of Vlasic Foods before staring
his finn in 1981.
THE OUTER DRIVE Cam­
'pus is located t West Outer Drive
and the Southfield Freeway (be­
tween Six and Seven Mile Roads)
in Detroit. Admission is free. For
more irtfonn tion, call 993-1204 .
gan CiVIl Rights Commission could
order corrective action. including
damages for emotional distress, and
back pay. and benefits to Scott until
her employment status is equal to
that of "similarly situated white em­
ployees;"
ADDITIONAL CORREC·
TIVE actioo mayrequire OM to
implement a uniform policy "that
does not discriminate on the basis
of race."
Did
You
Know?
.M . charg.ed wi h
. ,
di crimination.
General Motors has been
charged with unlawful race dis­
crimination by the Michigan De­
partment of Civil Rights. The
charge results from unsuccessful
efforts to conciliate the complaint
of Naomi SCOUt a Black wanan
who worked as a part-time indus­
trial nurse in Detroit.
THE CHARGE STATES, "In
October, 1985 and on at least one
additional occasion since, Ms. Scott
\
A charge of race discrimina­
tion has been issued by the Michi­
gan Department of Civil Rights
against the Banner Linen Service
Company in Detroit.
CHARLES SMITH. a Black
who resides in Detroit. was hired as
a delivery driver. Two months Iater
he was disch ged, allegedly due
to a wor shortage.
According to the charge,
" ... Claimant diligently and success­
fully performed all of the duties of
his job. Within one month after re­
spondent discharge claimant. re­
spondent hired thr new (white)
delivery drivers."
Michigan disciplined fewer
doctors in 1989 than in 1988,
falling from the 29th state in the
nation to 36th.
In 1988 there were only 40
doctors disciplined out of
21,000 licensed physicians, and
the number fell to 33 in 1989.
Michigan' disciplinary rate
of 1.81 actions per 1,000
physicians in 1989 was almost
33 percent below the national
average rate of 2.64 actions per
1,000.
Most dtsciplinary actions in­
volve a criminal conviction or
drug usage, and not malpractice.
II A Minority
Buslne and Indu trial
Development Corporationll
1101 Washington Boulevard
Suite 600 .
Detroit, Michigan 48226
313/926-4326
.. counteroffering.
The real estate agent will require
that you provide an earnest mooey
deposit to accompany the written offer
to purch se. This is usually three to
five percent of the offering price.
mE DEPOSIT shows that you
are acting in good faith and that you
are earnest in your intent to buy.
If your offer is accepted. then the
deposit is credited to your down
p8�ent. (Be sure to have the agent
explain all the conditions under which
your deposit can be forfieted Or re­
turned to you.)
Since your offer will include all
of the terms and conditions on how
you will buy your horne, you should
have an anorney review the offer
before it is submitted, to the seller.
. Your attorney should be able to point
out any possible problem areas that
may not be to your good.
Once the real estate agent pres­
ents your offer, the sellers will review
your, terms. and if acceptable, sign
your offer.
mE OF'FER becomes a con­
tract at this point and you are now
contractually bound to buy the prop­
erty.
If the sellers do not accept your
terms, your offer may be rejected and
'\
I