Finances/Money inority re earch can keep mar e :rs on the profi line WI!ST LAFA YBTI'E, IND. arketers need to do their homework bout pending habits of minority consumers to cash in on the growing spending wer of those groups, cays an expert on consumer spending. " -Marketers in this country have pent most of their time aiming at the larger, white . population," says Thelma Snuggs, assistant professor in Purdue University's Depart­ ment of Consumer Science and Retailing. "A minorities make up a larger proportion of the labor mar et, they're going to have more money to pend," she says. "However, you cannot sell to these individuals if you don't under tand their marketing be­ havior - wh t motivates them to buy." For instance, she says, in Hispanic families, the whole family might be involved in a purch . In Asian families, the man might' make the decision, but the elderly members of the family also might be involved. There are cultur I differences, Snuggs says, about what you can ay and whom you can tal to. She says demographic tudie show that shortly after the beginning of the 21st cen­ tury, one-third "of Americans will be members of minority groups - Blacks and Hispanics will constitute a majority in nearly one-third of the nation's 50 largest cities. "This' not something to be . fearful of," Snuggs y, "but it does mean marketer will have to oi e ome adju tments. Ul­ timately, this trend means op­ portunity for mar eters, but this more cultur Ily diver market will require more sophisticated consumer research in order to m intain profit margins." Snuggs, who recently com­ pleted a urvey of coupon usage by Chinese-American COD­ umer , currently is conducting national consumer-behavior survey of Blac , Hispanic and Asian consumers. That survey is lookins t th cultural nuances 1.:1 in the areas of ret il tore preference, purcha e motiva­ lion, hopping habit , media usage, lifestyle, health care, nd bankin and financial ervices. She also te ches new Pur­ due cou e called Multi-Cul­ tur 1 rketing that gears students to ere te markets for minority groups, rather than "coloring hite product lines by dverti ing with Blac , Hispanic or . eto. Marketer iming at con­ umer groups ou . de the m mar et often go wrong in the cultural tran tion, he ys, d giYe a WI' to a sIopn or pr'omobOll. ���Q;�;;;;���"�l\���"""""IIII"�������������� . .. billboards that showed clothes being put into a washer, soap being poured in, and the clothes coming out clean," she ays. "However, the billboard w in a country that read right-to-Ieft instead of .left-to-right, and it translated with the clothes going in clean .and coming out dirty. Another mistake marketers make, she says, is to treat minorities as the same monolithic group. "The same messag will not hit all o( them - just upper-income con­ sumer r ct differently from lower-income consumers," she says. "Every individual, regardless of race, has the same basic needs when it come to sur­ vival," Snuggs says. "But there are some differences and marketers have to identify those differences and then adjust their promotions to reach these segments of the population." Her research into coupon usage by Chinese-American consumers illustrates the type of information that can help marketers focus on consumer­ spending preferences: - The majority surveyed use manufacturers' coupons; - Instant coupons - on the product package - were the most preferred; - The least preferred coupons were those requiring proof of purchase or sales receipts to be mailed to manufacturers; and - The face value of the coupon is important. The majority of those surveyed weren't willing to try new products with coupons unless the face value was adequate. Snuggs followed her own ad­ vice about adapting to con­ sumer need by conducting the coupon-usage survey in both Engli h and Chinese. An wers carne back in both languages, also. "If we go to a foreign country we feel out of place if we don't understand the langugc," she says, "and we feel much more comfortable and are more will­ ing to buy when we are ap­ proached in English or in a manner that we are familiar with. . "The responsibility for providing that comfort lies with the marketer." Book Blacks should read: "Racial Matters: 17le FBI's Secret File on Black America, 1960-1972" This book does an excellent job of detailing how former Director J. Edgar Hoover used the FBI in an un­ relenting effort to detroy the civil "rights movement and its chief architect Dr. M�rtin Luther KiD& Jr By Kenneth O'Reilly; Free Press; $24.95 "The Third Genmuion" This is very interesting novel about the light -skinned wife of a Black college professor who tries to pass for white. This book was originally written in 1954 but it offers an interesting commen­ tary on a unique aspect of Black life. By Chester Himes; Thunder Mouth,· $11.95 "The Entrepreneur's Guide To Doing Busine With The Federal Government" Every small B ck b in per on IbOUldkD(JWlllOWtO do b1usu· aess ·th the federal government. There is aearly S2SO billioo to compete for. This boo shows you how to go about getting " some of those government con- . tracts. _ By Beavers, Christie and Price; Success Magazinc; $14.95 "Success Motivation: The + Power of Creative Aggression" This guideboo ' s point of departure i that achieving you goals in life starts with a power-. ful and gressive mental at­ titude. It says people can alter their lives by altering their at­ titudes" and then it sho how to do ju t th t. By James Black &: Lucretia Jones, Progressiv« Books; S17.95 "How To Make II When You'� Cash Poor" This boo ofer some useful insights on thow to raise money arting . th very little. I think the author promises more than he actually delivers but the boo is definitely worth the" $15.95 cover price. . By Hollis Nonon; Simon and Schuster. . you ay It, y It all y r long. S d th P rfact gift: a ub crlptlon to the IOOlgan Cltlzenl daon y r ub rlption to: _� s� _Zip __