� of the neighborhoods.
"Home are depleted and
DE TR 0 IT - Mayor vandalized, - she stated. win our
ColemanA. YOUDgandofficials area alone, we lose five to ten
of eight major Detroit banks . home a month."
and one savings and loan as- Diane Bernard of the Wayne
sociation have launched a new County Welfare Rights Or­
program called the Detroit ganization states this program
eighborhood Investment Cor- will not do anything for the
poration (DNIC), a program, to homeless, who do not own
provide low-cost home im- houses. She asked, "Why not
provement loans for Detroit open up Brewster [Public
homeowners.
Those interested in informa-
. tion on applying for the
program should call the DNIC
office at (313) 965-7945 or
the loan officer at the nearest
particip ling bank or lending
institution.
Those involved are Com­
eric Bank - Detroit, Fir t
Federal of Michigan, First In­
dependence National Bank of
Detroit, Fir t of America -
So Michigan, Manufac­
turers National B of Detroit,
Michigan National B
tiona! Bank of Detroit Stan-
dard Federal B d Detroit '
Federal Savings and Loan As-
oci tion.
The city e timates the
program at $40 million.
Community residents have
expressed some concern about
ho well the program would
wor in pr ctice.
A Under DNIC program
guidelines, Detroiters 0 are
owner-occupants and whose
annual household income fal
below' $39,900, depending 011
the number of family members,
may qualify for 10 cost loans,
which have effective repayment
rates, substanti lIy below
marketr es,
For example, a family of
four, with an annual bold
I I Wi Director of
the Hubbard-Richard Co -
munity Council fe thing
ould be done to a loan for
very 10 income people, not
ooIy for . ir for the
Opening' for
10 ncome
ou Ing
DETROIT - The CaM Cor­
ridor Neighborhood Develop­
ment Corporation i taking
applications for one and two
bedroom apartments affor­
da to 10 income households
in two newly renovated build­
ings: Ansonia Apartments and
the Vernon-Murphy Apart­
ments.
All buildin owned by the
development corpora . on offer
"payment . lance from state
and federal ources, 100% paid
tilitie nd responsible and
respo ive manage nt."
. CaD Brown (313) 831-
0199 or (313) 831-5322.
. the I .
The loans - up to $25,000
for single family homes --- are
available thro the branch ot­
fices of any of the nine par­
ticipating lending institutions to
a homeowner of residential
property within Detroit. The
property can hive from one to
four living units, but to apply,
the owner must live in one of
these units.
H Project shut by Mayor
Yo or increase section 8s [a
feder program to subsidize
low income housing cut by the
Reagan Administration]?".
D vid D her, Director of
the Michigan Avenue Com­
munity Organintion (MACO)
expressed fears that in order to
process applications for the
home loan program, aff might
be transferred from the home
grant program, created for ex­
tremely 10 income people who
cannot afford to p y bac loans.
He also expressed concern
about how the program would
reach even those who are el­
ligible and could benefit from it.
Under a similar program
financed by the city and the
Michigan State Housing
Development Authority
(MSHDA), he claimed, there
a "Catch 22 , where anyone
able to receoe credit usual- I
ly above the income guidelines.
Scott agreed with this .
. ualy' of the old progr m,:
notin& "That's y this ODC is in
effect.-
Dasher said that in the
former program, cl ims were
proccss .. ed 10 y, preventing
income of $31,900 or would
.. be ab to apply for a DNIC
loan.
Each DNIC would
tually . . of two
one frOID a participating
lending in tit tion ad one
from the City of Detro'. The
City I forgiveab e rep y­
ment amount over the term of
DErROrr - An override of
Mayor Coleman A. Young's
b oc grant vetoes by the city
council e ured that neighbor­
hood organizatio got more
de\'elopmeot money this year .
One group, called The Con-
DETROIT
NEIGHBORHOOD
CORPORATIO
"This program' 0
dous importance, ia 0
. to strengthen ou neighbor­
hoods," Mayor Young stated.
"Detroit is a city of
homeowners. However, most
of our housing built more
than 40 years ago and needs the
sort of normal maintenance that
older homes require."
"Under this program, money
to carry out needed repair is
available to thousands of
familie that previo
not able to secure t
loan at all, let ala
dable rates."
Some community residents
are concerned about what the
program is not doing.
City officials themselves
admit that the program . not a
cureaU for all the housing
problems in Detroit.
Gene Scott, Supervising
Pub" for the City of Detroit,
DOtes that those 0 pu • c .'
lance can not act aedit, e\"en
though some of tbem own
o
even the few w 0 met the nar­
row requirements from gettin
help.
This time, D er noted, the
YQf ';is fully behind i�, and
t city "invested more tafr
and placed it at "a higher
priority."
Noting the first loan applica-
• will be made the wee of
July 3, D er stated MACO
ould monitor "ho the
program orks in practice,"
before "we start promoting it or
e couraging people to apply.·
cerned Citizens of C Cor­
ridor (known as the 4 C' )
received block gr nt of
$600,000.
On June 26, the 4C's voted to
disperse the funds this way:
- S2S0,000 to the Cor-
ridor Neighborhood Develop­
ment Corporation 'for rehab,
administr tion and develop­
ment of current projects.
- $100,000 for the Cas
Community Non-Profit Ho -
II Center to h
-I, ttl conflict
Oak Par and Bloomfiel
She cites tatislics
that in a 6-7 year period
such conflict resolution t
ques were utilized i
Ariza schools, acts of �-
sion, such as fighting, wen
do�.50%.
This, she noted, wa con­
firmed in two studies --- on
based on school records an
one based on the perceptions
tea ers d studen . I
he added that a stud),
covering New Yot:k city schools
dunng a 5-6 year time 'period,
showed that suspensions went
down 45-70% the first year after
such conflict re olution
progr were tarted and ke�
going down e ch ucceedin8
� though I dramatically.
S�hmidt hope uch
pro ram can prevent high
school killings, bu adds there .
no - 0 research- to prove it.
S es that much of the
in Schoo is created by
conditions in . , uch
one ploymeDt an injustice
and Unleas there'· .. so-
, cial chaDle- in t e larger
society, there will DO real
peace.
S adds tho
UBI peope
such technique
the to correct
lions in sOciety in
mor constructive
defeating_ .
- S15,<XX> for C Corridor
Food Co-op for e erior im­
provemen and landscaping.
The Corrid r newslet-
ter called the ove . de of the
mayor' veto "v ctory for
neighborhoods", st ting that
hundreds of neigh rhood or­
ganizatio will bene t."
30,000 t Community
Par for up eep of small local
par , admini t red through
4C' .