..
ment gets' on your credit profile,
it' extremely difficult to get off .
. 4 - Ge A Copy Of Your
Credit Profile At Least'Oace A
Year. There are' �or credit
reporting ncies thor ut
the nation. The e agencies
m intain credit profiles or
reports on over 150 million
eri . If you ve ever pur-
chased an item on credit, one or
more of th apneies file
on your.
Ho ver, despite their size
nd m . ve computerization,
the e gencies do m e mis­
t . ID f ct, y e lot of
IlUSlUlCS. Each year a copy of
yo pro to e ure a mis-
t e been made . ch
can hurt you.
5 - T ke the Offensive.
Things do not get better by
themselves. You m e c­
tion to either prevent egative
inform tion from getting on
your credi profile or to get it off
once it gets there. Taking the of­
fe . ve does no mean arguing
or shouting t a creditor.
Fir t, it me n th t you
ho d kno w � your rights
re under the F ir Credit
Reporting Act. Secondly, it
means initiating contact with
creditor nd or ing out
reduced payment plans.
55) r clpl n k p
hll or Ing'
I
o
when their
chec s op beca their earn­
ings m e their income too high
to get chec . To keep Medicaid
cover e, a recipient must con­
tinu to be blind or disabled,
meet all other non-earnings SSI
eligibility requirements, depend
on edicaid coverage to con­
tinue working, d be unable to
purch similar medical care.
Because making these "wor
incentive" provisions vailable
to reap' e is of little value UD-
they are aware of them, So­
ci I Security ill notify
recipien bout the incentives.
Information will be included
ith all notice to new
recipients. D' bled and blind
recipients will be given a
reminder notice hen they earn
at le t S200 a month.
The SSI ork incentive
o mean th t many dis­
d blind reap' nts can
. try to or . thout fear of losing
11 their benefit before they
ve proved they can uceeed,
d by .. . rfor dis-
b ed reap' to rk ben it
ib for them to k, they
can realize their full potential in
iety,
ore inform tion about
tel or incenti e can be
obtained t your loc I Sod I
ecurity dmini tr tion Office,
li ted in the phone directory
- under U. . 0 rnment.