SEPTEMBER 21 - 27,19 THE ICHIGAN CITIZE 7 OPINION Carr c ing fina cial mi ee we ill conclude our four-part rie on financial mi e common to mo t American but hich tend to be especially prevalent among American Black Thus far e h ve discu d and propo d remedies to the follo iQg m . or financial mis­ t es; -Failure To Set Specific Financial Gols -Failure To Pay Your If Fir To Inve t!Or Start And problem 0 t of u can e financial problems coming but too often we adopt an "I'll­ deal-with-it-tomorro "attitude. If we are honest with our- lye we generally have to drnit that we knew we were beginning to charge too many thing to our charge cards. We kne there w a major bill due which we had not t 'de a single dime to pay. But mo t importantly mo t of us know almo intuitively that there is little likelihood of becoming fmancially ure by wor ing for someone el ; however, only a few of us ever t aside money to start an investment fund or have the courage to tart a business of our own. Remember: Financial cur­ ity does not come by chance. You must make financial curity happen. Thu I recom­ mend that if you do nothing el you must at least tart a vings account with the inten­ tion of making that a count gro int an investment Readers Write: 'Substance of life' is endang ed Dear Editor All of my life I've been told . the expert ' now be t." And wh t wonderful dvice they've given! In 1946 the' Gl's u d as guinea pi s in atomic testing ere told to sweep the rad ia­ tion off their uniforms with broom . In the 1950's s hoolchildren we were told to find ety by crouchin under our de in ca of nuclear att . In the 1960' we were told that herbicide nd pesti­ cide like DDT would incre crop yield and do no hann and ent Or would in the ar in Vietnam. In the 1970's e ere told that nuclear po er would safely lve the energy crisis. ow, halfway through the 1980' we are di overin the oppo ite of what we were told. e re d in the NY Time (Sept. 6, 1986) that " xp rt y Chemical Peril Farm Belt' ter. " The rticle explains th t 7 5 000 people, over � of 10 's resident, 'drink w. ter containin trace of one or m re p nd what of Three ile Island and Chernobyl? nd what of the 40-50 "million pounds of 2,4-D applied annually in the U.S. on land nd water? A ational Can- cer In titute study published in the pt. 5 1986 is ue of Journal of American Medical Asso iation found that, "Kan­ sas farm wor ers who u d herbicides h d a higher ri fo developing non-Hodgkin lym­ phoma than non-farmers in the tate ... Farmers expo d to the herbicide (2,4-D) for more than 20 days each year had 6 times the ri . . . compared to non farmers." On Tuesday Sept. 23 at 7 p.m. t the Lee Township Hall in Pullman area residents will tell the ex pert that they· had It all. RO G. Pure, clean water i not a matter to b left to the experts, but a crisis facin all of us - for water i the very su enance of all life! Rev. Richard Orawiec c. Pastor Oak Grove Church anctuary Rt. 1 Pullman, I 49450 Ph. 236-6179 Re�ders /Community pressure builds :::Z- agains ground water pollution It is a pity th t no one from the media was invited to or pre nt at the August 30th meeting of the Lowe Scott Lake Improvement Association in Pullman. Rarely have I en a better example of the com­ bined power of concerned citi­ zens and the press to brin about positive change. I attended the meetin as a guest who as one of several people who had written letters to the editor critical of the As ociation's action in using 2, 4-D herbicide to control milfoil gro th in the lake. The barra of letter and articles about this and ther potential threats to s e water in thi area had led the Bard f Director f Pullman Health ystems to call the forum th t ill be held at Lee Township Hall on Tuesday, September 23, at 7 p.m., and as one 0 the citizen-volunteer board members fund by simp1y ving 5% to 10% of every dollar you earn. That's called 'paying your If first." o. 9: fAILURE TO GET PROPER F ANCIAL IMFOR­ MATIO AND ADVICE. There are a host of good fmancial publications on the market de­ signed for the middle income American. I simply suggest that you subscribe to at least one of them. The ones I prefer . are Money Magazine, Success Magazine, Venture, and Chan - in Times. Remember: It is extremelY difflCult to t e the right financuu actions if you do not have the right fmancw infor­ mation. rite for Jame than' Succe ew ( 11.95 for a one year subscription) P.O. Box 54041, Washington, DC 20032. The need for the correct fmancial information is tre d necause American Blacks des­ perately need to produce greater wealth for them lves and their comrnunitie . and chair of its community Relations committee, I wanted to invite Association members to the forum and learn what their plans were as to fu ture use of 2 4-D. , It was clear right from the, . reading of the minutes of their previous July 26 meet­ in that the ciation had been deeply tined by the con- troversy. A large tu rnou t 0 39 was reported f r the July 26 meeting whi h fir t di u d it, but as I looked around I counted 77 adults in the Pull­ man Bible Church hall on Au ust 30. The meeting followed up on a July 26 decisi n to purch a large harvesting ma hine in an attempt to eliminate the u of the herbicide. t of the over 12 0 0 needed had been raised and members of their exe utive committee h d offered to loan in half of the balance The recent Census Bureau report which revealed that' the verage Black family is a n tional scandal. Unle this situation i. changed we will doom future generations to increasing level of poverty. The median income earned by the typical 81 k hou hold ha incre d only slightly in the p 16 year . We, a a people, are m ing a lot of financial mistake Tho mistakes mu be cor­ rected. needed on promis ry notes. The membership was ed to do the me for the re t in- tead of raising annual due. The enthusiasm for the itch from chemical to m chanical weed elimination that mo t of tho up announced d nations rath r than 1 an and all the m ney needed a uarante d and the meeting bro e up amidst universal smile and If- on rat­ ul tion. It w like a lle rive igh of relief. Let' eep on the many p lluti n nd other individual zati n will re p tively s the L Improvement nd let's have lot f r p rter at the eptember 3 forum. LeR y olin Pullman MI 49450 B.R.M,CI P. o. Box }830t Detroit, ichj�cm 48 3 (313)345 -639 J 93f-3tZ1 "BLACK READING 'S C�UC'AL FOR SLACK SVRVIVAI.:./; 16032 Woodward Highland Park, Michigan 48203 31 3/869-0033 Publish d wee Iy by N D y Publ hlng Ent rpr Off t<228 Pi one • Benton Hatbor. MI 49022 818/827-1527 Are you up to the Challen_ge ?