misllina out on a clal opportwUty or ·lCtualllY -re suIt in fi cia! Borrowi the money you ed for personal or busine purpo can be a difficult proce . But there are ays of borro ing and urces of loan hich can make the proce both e . r and more likely to end in suece , even if your credit r ting leave mething to be de . ed. Fir of all, increa your chance of etting the money you need by doing the folIo - in: 1 Send to your local credit reportin ency or nci for copy of your cr dit profile. You need to kno hat that report �s before you pply for a loan from a conventional urce and 2) Challen all De tive informa­ tion on your credit profile. Sometime ct of ell e can le to the credit reporting Dey ItrtIClDI ative credit inform tion from your credi profile. A po ive credit history d uree of income THE CITIZEN will m e you eli bIe for mo t con ntional source of loan And you ha a moder income d you oot iIre.dy o r indebt you could easily . 100 forward to a loan r from 500 to S5,000. Belo are: po Bit'. I) Priv te . Private lenders exi in m [or citle . thoughout the United State:­ They range from a relative to the owner of a small neighbor­ hood ore. You mu e out private lender. They don't adverti. Although mo of their loan are small (le than . 2,000) private lender offer the dvantage that they are unlikely to check your credit rating. If they like you or your idea and feel you intend to pay I bac they will give you money. 2) loan A far a the ver e con mer is concerned an a t-b d 1 is usually a loan ba d on the equity in your home. Thi . another loan in which yo r credi history does not matter Ho ever, you will need a job or be ble to that you have a regular source of income. Chec local banks for detal 3) iLoa_l .......... 'Be-MaiIL There are er nation p s that t SI,OOO 5,000 e • 11 no BWIiDe. of Y . If your credit prome is poor, it will take 7 to 10 yeu before by law the . e information mu be r ed from your credit record. A a result, it may be to your advantage to art a sud busine of your own. If th t business is incor- = por ted, you ill be able to ply for loan, credit cant etc. through your busi n . For more rite for e Busine Guide from Potomac ciate, 1377 ' " Street, , Suite 98, ashington, DC 20005. That guide will co you $3.95. me oan in 30,000. The alflfllKii.IMl in fi Jd is securtl)', ExecutivejProfe Aurora, Colorado, you can caD toU f . 1344. 4) �-.;IJ.-.;IJcom n ·• .. ·'· ... ·� .. m nt conf r nc �.a.LI.,GTO - "Telecom­ munication In stment Oppor­ tunitie in the Caribbean B . for th inority Entrepreneur" . the title of a semin to be held 0 mber 9-12, at the Jam' ca Pegu Hotel Kingston, J amlic e Indie conference ill be spon­ red by the U.S. Department of Commerce, tional Tele- communication and informat­ ion Admini tration. For further information eon- ct: U.S. Department of Commerce, NTIA TDP, Room 4890, IA 14th and Con­ itution Avenue, . 0, ashing- ton, D.C. 20230 or phone 202/377-1835. Avon calling: Scholar for Single parents YORK - The .won Product Foundation Inc. will • ard S50 000 in 1981 to omen uound the country ho ant career in s. scholar . are uni- que," . ary Quinn, man r of the Foundatjon. "The funds can be used for expen that help a oman ttend hool, e child cue and transpor- tion . en as tuition and boo .tt The program is in cooper- ation the Busine and Profe : nil omen's (BPW) Foundation, an organization that promote . economic equity for orking omen. • IpS To qualify, women mu be 25 years or older; the head of household with a critical financial need and currently enrolled in a program le ad in to a career in sales. Individual award from 500 to $1,000 will be gi n to 50 to 65 recipients. Additional information and application are a ailable by nding a If-addressed busin size envelop ith two fir cia stamps to: Avon Scholar- ships for Career in Sales, Busine and Professional Women' Foundation, 2012 a chu tts Avenue, .., ashington, D.C. 20036. ThaCltlzan Icoma. your opinion S nd your comm n to: The Cltlz n, P.O. Box 218 B nton Harbor. . I 49022 c . . "Sun City" as a powerful musical statement against apartheid. The all- tar collaboration fea- tures 54 . including Little Steven. Bruce Sprqsteen. Jimmy Cliff, Miles Davis, Bob Dylan aM Run-DMC. To­ gether they aeated a song, an album, a music video, a book and now a 51-minute video cassette. , yoo can obtain all of these items to ilionn yourself and others about the for freedom in South Africa. The non-profit Africa Rmd, the agency that .. . the monies raised by -sun City,. the records, book and video a . educational dis- count 2O'I1·df. There's even a teacher's guide to stimulate discussions in dalssn)QII.s and communiti . It's an ideal way to tum people 00 to IearNng more and actiIw apinst apartheid. ------1 I I I I I )( I '-- I I '-- I 1 t:::: t, I I I I I I I